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Homeowners vs. Auto Insurance?

So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and he had just told me the day before that he wanted to get someone out to cut it way back. Do I have a leg to stand on or am I out of luck?

   








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Is it mandatory to have car insurance in New York State?
Will I get a ticket or get my licensed suspended if I don't have I don't have car insurance?


Will a cracked windshield raise my auto insurance rates?
well i am going to get my windshield repaired. it has a crack the size of a dime. it happend about a month ago and i worried that it will get bigger with the hot weather. anyway, i called my insurance company. they are sending someone out to repair it. i am 18 years old but i am on my parents plan. i also have a gpa over a 3.0. my family and i have no record of any accidents whatsoever. my parents just bought me the car on the end of march :( do u think my rates will go up? almost forgot! my insurance company is geico and i live in california"


Is there any insurance that coveres natural doctors?
Is there any insurance that coveres natural doctors?


Will a loud music ticket affect my insurance?
I was driving and i got stopped because of my loud music and got a ticket, Does this affect my insurance? iv'e been reading online that it a non moving violation and will not affect it, is this true? P.S Im from California"


If you lower your car do you have to tell your insurance and pay extra?
all i would be doing is either changing/cutting springs or get coilovers and changing wheels and prob put subz in and other wee things


What is the approx cost of car insurance ( group 18) for a teen driver? UK?
What is the approx cost of car insurance ( group 18) for a teen driver? UK?


Can I rent a car without insurance in Texas?
I haven't had a car for awhile but manage to get around easily. However my main ride source goes out of town for a month on Tuesday. I booked a rental through Enterprise online for use until main ride returns. Having not owned a car for awhile, I have no insurance, so my question is: will enterprise still allow me the rental without having personal insurance? I know they have insurance to purchase at time of rental, but I need to know if I will be denied rental without my own insurance. Please know what your talking about and be sure of your answer! It's very frustrating when people who don't know the answer respond with inaccurate information."


Good medical insurance?
im in need of good medical insurance company that is affordable we do not qualify for government aid or medical coverage any suggestion our family consist of two children me and my husband??? we are self employed please help kaiser just raised our rates


How much home insurance do i need - math required?
my home is currently insured for $250,000 but have a replacement cost of $350,000. My personal property is insured for $75,000 - including $10,000 worth of jewelry and $15,000 coin collection. these are growing in value. What other insurance do i need?"


Are we covered with liability insurance?
if we got in a car accident no 2nd party or whatever its just us 3 in the car 2 of us got sent to the hospital .. the driver that was at fault only has liability insurance .. are we covered with the medical expenses? like if we file a complaint to their insurance can they do something about it since we goin to need therapy and such?


Health Insurance type?
I am trying to sign up for Health Insurance and I have HRA, HSA, PPO to choose from, but I don't know which one would be best. I've tried comparing/contrasting, but that's not helping. It is just my wife and and I and she'd be using it for a Thyroid checkups every few months. Any suggestions?"


How much would life insurance cost under these circumstances on average?
A 22 year old obese male living in New York State who has never smoked. Seeking a $100,000 Whole Life Insurance policy. What is your estimate based on these numbers."


Have to get medical insurance with Obamacare?
I am enrolling in health insurance and was curious.. I know that Obamacare (Affordable Care Act) requires you to get insurance, but what kind does it mandate? for example, if I get dental coverage, does the act require me to still get Medical?"


Auto insurance with international driving licence in CT?
I'm a graduate student, I want to buy a car but I don't have a U.S. license yet. Does any one know how much auto insurance would cost in Connecticut with an international licence? I have only heard from people that its more expensive."


Health Insurance Florida?
is there any health insurance available for a 23 year old in the state of Florida I make $600 a month but I don't have much leftover after I pay bills and the free clinic is always very crowded I can never see a doctor and I know my health is very bad so is there any health insurance that is similar to Medicaid I used to have that when I was a kid and you were able to see a doctor with that I am hoping to find insurance that's is affordable and doctor offices will accept thanks in advance


Homeowners vs. Auto Insurance?
So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and he had just told me the day before that he wanted to get someone out to cut it way back. Do I have a leg to stand on or am I out of luck?


Will a ticket for driving without a license (underage) affect my insurance rates?
Hi, I'm 15, about to get my license, but I NEED to go somewhere tonight. My parents' only reason for not letting me drive is because they are misinformed as far as what the penalties would be if I got stopped. The likelihood of me even getting stopped by a police officer is incredibly low becuase I don't speed, I have all proper licenses, inspection passed, no modifications on my truck).., but they are convinced that if I do get stopped, the officer will unrelentingly give me a ticket, which they claim is a $500 fine (when I KNOW for a fact that here in Texas, the first violation is only $20-100).....But either way, I would pay for it... They are simply concerned about insurance, the one thing they do pay for. They believe that my liability (I don't have collision and comprehensive, just liability) insurance rates will immediately spike, when I get my license, as a result of a single moving violation for not having a license. I have USAA insurance, and I'm in Texas. Please, anybody who knows about this sort of thing please help me, I haven't been able to find any info anywhere else. Please provide proof as well. Thanks!"


What medical insurance company should I get?
What medical insurance should I get? My employer doesn't provide medical benefits anymore. I don't want to spend alot and I live in California.


Will my insurance company let me do this ?
I have had problems with my wages and they are going to be going into my bank a week later than expected. My car insurance is due to come out in a day or two though. i am young so its about 150 a month. If i give them a ring would they let me pay half now and give me till next week to pay the outstanding amount or not. Has anyone do anything like this before. Thanks


What is the commission structure for a California Insurance Agent?
I am wanting to see some kind of chart or calculation of how earnings will be calculated in regard to working on commission as a P&CInsurance Agent in Californis


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On today i went to a car show in my area and when i was out their i seen alot of nice old school. As i was looking, i went to talk to a guy. he said invested 20,000 in his 89 chevy caprice. It had the Portable tvs, brand new engine and so on.. Then i was like man what if you wreck you vehicle, the insurance not going to pay for all that, besides you can get much for a 21 yr old car. He was like since he got full coverage and he happen to get into a accident and the car is total, he said the insurance company will reimburse him half of the money back on what he spent on the car. Is this true?"


I pay 145.00 monthly for my car full coverage but I am 41yrs old and drive a sedan and it is paid off.?"
And, I have a colleague who is 37 yrs old, drives a cope, is still paying for his car and only pays like 80.00 a month. I don't get that. Does it matter how often one drives?"


Can I add my grandmother to my car insurance?
We live in different cities. Same state. I just live 2 hours away. I am a 20 year old college student. Female. Single. I just bought a newer car. Financed. BEFORE I bought the car I did a estimate on it with my car insurance to see how it would be affected. I can afford the payments but my main concern was my insurance going way up. And of course after buying the car the quoted price online is nothing near what I am being required to pay. So far I have been living on my own for a year. And I have been paying my current policy in my own name out of my own pocket. The car I have now is paid for. I CAN afford the increase in the insurance (its $90 increase) and I do have the option of switching to a different company at the end of my policy in 2 months for one that is only 1/2 the price but of significantly lesser quality. BUT I would rather save the money and use it to get this new car paid off in 6 months rather than the 48 month lease contract. My grandma already has insurance (with a different company). We do not live together but we live in the same state. I am willing to pay for both policies. mine and hers. My question is------>>>> Is there any way I can add her to my policy or jump on her policy to lower my insurance? Just for the 6 month premium so I can get get this car paid off? If so, how? Please no lectures. I work and go to school. I can afford the increase or switch to a different company but I want to avoid all that. I'm Just curious thats all."


What is an average monthly insurance rate for a 16 year old driver?
I want to get ideas for what people pay. I want to know where I can get the cheapest insurance.


If I hit an unlicensed driver is my insurance required to pay for his car?
My friend got into an accident with an unlicensed driver and when the cops showed up they said no one could be determined to be at fault. They said the insurance companies could duke it out. If my friend is found to be at fault, is her insurance required to pay to fix the car of the unlicensed driver?"


What is the average cost for motorcycle insurance in ..dallas tx?
What is the average cost for motorcycle insurance in dallas tx?


Do I need the critical illness insurance if I have long term disability at work (I have one huge mortgage)?
I have already one life insurance who cover 75% from my mortgage, my company offer me long term disability, and some friends of mine advise me to do the critical illness insurance just in case if i would be sick and i cannot pay my mortgage."


My employer offers both term and whole life insurance policies. Which should I get?
I know I'm going to get the term life, but I'm considering one of two things as well: get the whole life or get more term life and put the savings into the 401(k) plan."


What car would cost more to insure?
A used 2003, 2005 Mercedes Benz C230 or a New Mitsubishi Lancer? im a teen and yes i kno insurance is expensive and so thats why im asking b4 i get a car. "


Can someone explain how car insurance works?
Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?"


Which car or truck should I get for my 16th birthday?
I'll be turning 16 soon & I need to give my parents some ideas for my first car or truck. I don't want an ugly one, you know, just normal. Not brand new. Like around 2007 maybe. Not a 90's. I want alot of room for friends. GOOD gas mileage & not too expensive on insurance. I'll most likely be buying it used. Help please. Indecisive teenage girl here. (:"


Homeowners vs. Auto Insurance?
So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and he had just told me the day before that he wanted to get someone out to cut it way back. Do I have a leg to stand on or am I out of luck?


At least how long do you have to have health insurance before .........?
Thanks very much for all the answers. Private Banker, I am not sure why you have a problem with obama's healthcare legislation. The people who were already sick and cannot afford to get medical help should just sit in a corner and die? People do not choose to risk their lives or enjoy remaining sick. Some people simply do not have the means to purchase insurance period, and they were given the means to purchase insurance to treat their already existing conditions, what is it to you? Have some compassion and empathy. Not everyone is as privileged as you're. "


Insurance for a first time motorcycle driver?
is insurance cheaper for a pickup truck or motorcycle for a first time driver? either would be pre 1990 the motorcycle would be a 250cc honda


Does anyone know of any really cheap car insurance companies in the u.k?
Preferably ones that dont want a lot of money up front


NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.?
NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.


Porsche Cayenne for an 18-year old boy's first car?
Hello all, I just wanted to ask for some opinions and thoughts on the following subject. My father would like to give me his used 2008 Porsche Cayenne for use as my first car, as he would like to buy a new car. The car is only worth about $16,000 because it has a lot of milage. First I would like to say this is a SUV / truck, not a sports car! It is actually one of the most inexpensive luxury SUV's one can buy. Alongside Audi, Mercedes, Land Rover, and BMW, the Cayenne has the lowest starting price. I am so extremely responsible and am not a boastful person at all. I drive it sometimes now, and would offer my parents some of my savings for the vehicle as a thank you. The options are to take this car or purchase a used car anywhere from 15-25k in price. I do prefer SUVs though. Keeping the car as advantages, such as knowing nothing is wrong with it, familiarity, safety, and driving in the Winter. It also won't cost my parents a single cent, which I value. Used cars can be uncertain, and will cost our family more than to keep the car. Although I will still be a teenage boy in a Cayenne. I don't want to upset others but I do like this idea. Although we can also get a really nice used car in the 15-25k price range. We know insurance is going to be a lot no matter what I drive. I'm not sure what the best thing to do is, but I am really grateful. I'm open to your opinions and thank you for your time!"


Why do Democrats help insurance companies through healthcare policies but destroy small businesses?
Why do Democrats help insurance companies through healthcare policies but destroy small businesses?


Do the owners of insurance company's need insurance? if so can they insure themselves with their own company? or have to use another company?
Do the owners of insurance company's need insurance? if so can they insure themselves with their own company? or have to use another company?


The functions and characteristics of home and health insurance?
The functions and characteristics of home and health insurance?


What would an insurance company pay for a totalled 2006 Toyato Camery?
What would an insurance company pay for a totalled 2006 Toyato Camery?


If you waive your job insurance do you have to show proof you're insured elsewhere?
i'm waiving the insurance my company offers, i'm covered elsewhere, not the first time i've waived, you just sign a paper. My supervisor is saying that i have to fill out this paperwork which includes, name, address, date of birth, social, AND provide a copy of my insurance card to show proof i'm covered elsewhere. In ANY job i've EVER worked i've never had to provide such details about myself when waiving insurance. I don't work for these insurance companies, i'm not covered by them so i feel as my right to privacy i shouldn't have to relinquish this information. My supervisor says she just needs it so it doesn't count against them"" and has yet to give me an answer as to what that means. She told me the insurance company themselves are going to call me stating it's a Federal Law. If that's the case"


Sports car vs. compact SUV insurance?
I'm asking just to get a general idea.


How Much Should An Insurance Adjuster Make?
Hi. I'm making about 40,000 not counting a company car, and I'm a bodily injury adjuster for car accidents. I've been doing it a couple years. I'm trying to figure out how much other companies pay for a similar situation. Mention your company too...thanks."


Can a 73 year old man get life insurance for $100K? What would the approx premium be if so?
rcdrury-thanks very much-yes I tried the web pages but they always so they will call me-which I would like to avoid at this point. I'm looking for a policy for my father.....with my mother(they are divorced) as the sole beneficiary......just very basic life insurance for her......around $100K. Thx!


"How good is a life/health insurance agent career, would it be a good choice?"
Hi, I was a mortgage broker for 5 years and at one point I making almost a 6-figure income. Right now things are not that great and my income took a major decrease this year. I am thinking about getting my insurance license but then again I'm not sure if I would make very good money at it like the mortgage industry. This would be something new for me and I am not sure if it is worth it although many agents claim that it's so great and they're incomes are through the roof, not sure if that's true or just HYPE?"


"I had health insurance from January/2014 until November 30/2014, I got a new job but my new health insurance will start in January/2015.?
I don t have a coverage for only 30 days (month of December/2014) will IRS charge a penalty ?


Homeowners vs. Auto Insurance?
So last night a huge tree branch fell on my car in my driveway. My car insurance is expired and I'm wondering if my landlord's homeowners might cover it. The tree is on his property and he had just told me the day before that he wanted to get someone out to cut it way back. Do I have a leg to stand on or am I out of luck?