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18 years old.. I want to start investing?

So I need advice. I'm currently a freshman at FSU and 18 years old. I have a savings (jar of cash, savings account, and UTMA) but I want to start investing and learning what's available. I have had bonds before, I think they're safe but might be better ways to make more money. I don't think I should start a 401k because I'm don't have a reliable income. I want to know when I should close my UTMA account and what should I do with that money along with where to put my cash. Maybe 5/10% in the stock market so I can learn. I also want suggestions on any good books to read for beginners. Any advice is appreciated. If you could, use basic terms or describe thoroughly because I am still learning. Thank you!

BEST ANSWER: I recommend this site where you can compare quotes from different companies: insuranceforcheap.info

   








Federal tax exemption for health insurance?
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Someone hit my car with no insurance?
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Can i change my insurance payments?
Your wife and you are separated do you have to provide ..her with health insurance?
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Car Insurance Question - diminished value?
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Learner driver without insurance allowed or not?
I'm a first time driver and need an insurance company that is cheap! Any recomendations?
If you have full coverage auto insurance through State Farm..does that include..?
If you have full coverage auto insurance through State Farm..does that include..?
Motorcycle insurance full coverage?
Can I drive a classic car as a daily driver while it has collector car insurance?
How will my insurance handle a guy that hit someones head in my car?
Cheap insurance for young proffessonal driver?
NY parked car accident insurance laws.?
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Cheapest Auto Insurance in Ca.?
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Will a reckless driving ticket affect an insurance premium in Georgia?
My husband and I have dealt with enough punishment and judgement. He had to deal with me, and I've had to deal with the bills. Our blood alcohol limit here is bizarre, although I do not agree with driving after having even one drink. He is a very responsible person, and this was a one-time ordeal. He has learned a lot from his DUI classes, and he has changed a lot of things in his life due to this incident. We spent over $8,000 total on this situation. Please do not assume that he is a bad person and please do not pass judgement, just answer the question. There are rules to Answers, and answering a question just to voice your personal opinion does not fall within the guidelines. Everyone makes mistakes, I am simply asking a question to find out if we have to deal with even more consequences than we have already endured. Thank you for your time."


Does anyone know any really cheap car insurance companies for old cars?
I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!"


Would you get Uninsured Insurance coverage in this case?
Car worth: $2000 (KBB) Annual driving: 4000 miles Uninsured Insurance Liability ($15k/$30k): $100 (a year) Uninsured Insurance Collision (up to $3500): $50 (a year) Not going to get comp/collision since it's only worth $2000. My insurance company is requesting that I sign a UI waiver since I initially said no to UI. So I'm not sure now. Just liability is costing me $700 a year (even with good driver discount) so getting UI would add $150 to it so was wondering if it's really worth it or not.


I started accutane a month ago at 40mgs a day but now my insurance wont pay for it and I havent had a pill in 2 dayshow will this affect me?
I havent taken the pill for 2 days and I will hopefully have some by the end of this week, Will I start to break out again?"


Best cat insurance for cat breeders?
Something that covers ultra sounds specifically and shots for the kittens?


I have no insurance and need an abortion?
Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.


"How much, on average, would it cost to get a Thyroid Function Test? (No insurance) Info on Hypothyroidism?"
I was told that I might have Hypothyroidism because of my constant low blood pressure & low body temp. I was reading the symptoms and seem to have the following. Poor muscle tone (muscle hypotonia) Fatigue Cold intolerance, increased sensitivity to cold Depression Constipation Muscle cramps and joint pain Arthritis Thin, brittle fingernails Brittle hair Paleness Dry, itchy skin Weight gain Thinning of the outer third of the eyebrows Low basal body temperature Impaired memory Impaired cognitive function (brain fog) and inattentiveness <-all the time now Migraine headache Sluggish reflexes Anxiety/panic attacks

Insurance in college?
My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan."


Health insurance for my self where to compare prices ?
well I meant if there is a serious injury..


Car insurance compared to motorcycle insurance?
exactly on an average, with no tickets and a first time driver, how much cheaper is motorcycle insurance."


Can I take out a life insurance policy on my child's father?
My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.


"I need some sort of health coverage, help me find an affordable option?"
I work full time for my company, but part-time in one postition and part-time in another still makes me a part-time employee and ineligible for benefits. I make a little too much for medicaid, but not enough to buy a plan that covers me. I lost my last health insurance 2 years ago when I lost my old job while I was having surgeries on my hand to fix a bone defect. My problem is now that I'm having a lot of problems with my hand and will need another surgery to fix the problem. I can't afford to pay 30k for it and no doctor will do it because it's not an emergency"" eventhough I'm in pain. I know that I'll have to be insured for a year before it will cover a pre exhisting. The hospital turned me down for any type assistance"


Which type of life insurance is better now a-days?
Is term life insurance better?


Military Out of state insurance?
Im a Texas resident but was stationed in Florida. My car was bought and registered in Florida, and I have my car insured in Florida"". I am now stationed in las vegas and if i change the location my car insurance will double. Somebody informed me since im military i can have out of state insurance as long as its from where the car is registered? Is this correct? Does anyone know if im technically still covered or must i switch my car insurance?"""


What is a good name for a Spanish speaking Insurance Agency?
I am opening a Spanish speaking Insurance Agency and need a name. I need some sincere suggestions. Will be much appreciated.


18 years old.. I want to start investing?
So I need advice. I'm currently a freshman at FSU and 18 years old. I have a savings (jar of cash, savings account, and UTMA) but I want to start investing and learning what's available. I have had bonds before, I think they're safe but might be better ways to make more money. I don't think I should start a 401k because I'm don't have a reliable income. I want to know when I should close my UTMA account and what should I do with that money along with where to put my cash. Maybe 5/10% in the stock market so I can learn. I also want suggestions on any good books to read for beginners. Any advice is appreciated. If you could, use basic terms or describe thoroughly because I am still learning. Thank you!


"Do Obamacare supporters believe COBRA is affordable insurance?""?"""
Under the current proposal, even private health insurance plans will be required to match the COBRA plan. No declining coverage for pre-existing conditions. Like COBRA. No higher premiums for higher risk persons. Like COBRA. When your individual private health insurance plan is being forced to be like COBRA, how can the premium be anything less than the COBRA premium? If you're self-employed, you don't get employer group benefits. You have to buy an individual plan. All individual plans will be like COBRA. Why do Obamacare supporters think COBRA premiums are more affordable?"" Why do some people think it will be free?"""


Best Life Insurance for Mom?
I have an elderly, mentally disabled (manic depressive & schizophrenic) mother who turns 61 in August of this year. She is on SSI (Social Security). She also smokes. All my friends are young and have parents who have already taken care of that. I have no idea how this works. I just want to make sure things are covered when this unfortunate time comes. Which would be best for my mother....term or whole insurance. I'm really confused on how it all works. I don't want anything as far as money left over, I just want to make sure my mom is taken care of and I'm not begging for donations! I've seen it happen many times!"


When I turn 25 does my car insurance automatically go down or do I have to notify them? (AAA car insurance)?
I heard when you turn 25 the car insurance rates go down a lot, but is it automatic or do I have to tell them?"


Canada Life Insurance?
Hi, I am thinking of getting Life insurance in Ontario. Can someone please recommend me a good agency or broker to get life insurance? I was told not to get it from banks. What about other ones?"


Can i get insurance with a permit?
i am getting my learners permit tom ,can i get insurance to .i am 16 years old"


How much on average would insurance be on a Grand Prix? (For a 17-year old)?
Are they considered sedans or sports cars? I think I would go through State Farm, with the good grade/safe driver book. Does anyone have experience insuring one? It would be anywhere from 1997-2003 model with about 100,000 miles on it. Thank you!"


Insurance question: My car has dents on the roof from recent hail damage.?
If I call my insurance company to get it fixed, does my insurance cost go up?"


Does drivers ed effect ur insurance ? in Texas?
Does drivers ed effect ur insurance ? in Texas?


How do i find out the laws of car insurance policies in the state of RI?
If my insurance company in ri has totaled my car can my sales tax be refunded


Affordable car insurance company's?
I am currently with farmer's insurance but i feel they are too expensive so is there any company's that are cheaper and affordable rates?


If someone else gets a ticket in my car will my insurance go up?
I'm wondering because my boyfriend has gotten a few tickets in my car. I haven't but my insurance has gone up $20 a month in the past year


How to lower price for car insurance?
Hi.So I bought Renault Clio 1.2 16v Extreme for 2.5k . It has modifited alloys (16'),tinted black windows and back lights a'la Lexus. Obviously car was from 2nd hand so these modifications arent worth more than 250-300. I'm 18 years old and Im holding my driving license for 1 month. I quoted myself on many car insurance websites and all I see is 2900-3300 to insure it if I type that my car is modifited (without mods it's 1,8k to insure) ! My question is: Is there car insurance company that will not cover modifited parts but it will cover rest of the car so I'll pay like for non-modifited car? If it is - what's the name of that company. Thank you."


Pekin auto insurance?
Has anyone ever had experience with Pekin Auto Insurance? I currently have Progressive, have had them for about 3 years now. Pretty happy with them. I just asked my agent to get me quotes from other companies and Pekin came out about $30 or so cheaper over 6 months. Not a lot, but still it's cheaper!! I was just curious if anyone has dealt with this company or has heard anything about them. Is my quote just a teaser rate"" that will increase for no reason?"""


Can you drive a car you just bought home with no insurance?
I heard that you can drive a car you have just bought to get it home within 12 hour of purchase with no insurance is this true?


"I am driving without a license, how can I get one?"
So I bought a car last year, new 2013 hyundai elantra. I don't have a license, but what I do have is money. The thing is that test is hard. I have not attempted this year but I did last year I could not pass. I am talking about the written. Is there anyway you can buy a license at the DMV like for 2k. Does anyone know anyone I live in CA. To be fair I do have insurance I have Progressive and I'm almost done paying for it. But I would like to buy a Mercedes but I am afraid they'll reject to sell me one cause I don't have a license."


18 years old.. I want to start investing?
So I need advice. I'm currently a freshman at FSU and 18 years old. I have a savings (jar of cash, savings account, and UTMA) but I want to start investing and learning what's available. I have had bonds before, I think they're safe but might be better ways to make more money. I don't think I should start a 401k because I'm don't have a reliable income. I want to know when I should close my UTMA account and what should I do with that money along with where to put my cash. Maybe 5/10% in the stock market so I can learn. I also want suggestions on any good books to read for beginners. Any advice is appreciated. If you could, use basic terms or describe thoroughly because I am still learning. Thank you!


How come the government can force us citizens to have health insurance?
How come the government can force us citizens to have health insurance?


How much does business car insurance cost?
How much does business car insurance cost?


Why do car insurance companies do credit checks?
I have just renewed my car insurance and made a massive saving from 162 per month to 79 per month. But the first few wouldnt let me pay monthly because of my credit history. Why would this have been because its the law to have insurance so obviously you wouldnt avoid paying it. It seems unfair I couldnt get the cheapest quote on monthly payments. Just curious why my credit file affects my car insurance


Why are people comparing mandated health insurance to car insurance?
You are not forced to buy car insurance if you don't have a car. You have the right to not own a car. So why can't we have the right to not have health insurance??


"Can I fight this no proof of insurance"" ticket in the state of california?"""
I purchased my vehicle on 3/13/09 with insurance. I was stopped on 4/7/09 for no license plates and failure to prove financial responsibility"" i.e. no proof of insurance. Prior to that"


Is Insurance Gonna be expensive on a 96 cobra if its my first car.?
I found a really nice 1996 Mystic cobra in new orleans, its been owned 3 times, full of aftermarket parts and it looks good. This guy wants 6000 bucks and im considering buying it but i have no idea if my insurance is gonna be expensive. Can anyone help me out, give me some reasons it would be expensive, and please i beg you dont give me the Your to young crap. I worked for a long time to give up on this thing now. My dad is most likely gonna help me out but what the hell, if my stepmom can be spoiled rotten, why cant i have something nice for a change?"


Whats the best life insurance.?
i am looking for a good life insurance but the market is so full and confusing.


"Reliable, cheap individual insurance?"
Probably not the best place for asking a serious question, but I figured it could potentially provide some guidance anyway. Background information: aged 19, college-student, low-income (claimed parent dependent, ~130% of poverty line), Ohio (and US-born) resident. Looking for: insurance that likely does not cover much but has low premiums (anything > $200 should be disregarded). Reliable too, of course. Y! Answers will likely have scammers trying to sell their services, but if anyone legitimate does post, I will look more into the suggested company/ insurance. My college's health insurance plan is ~2.4k a year, and I have no interest in buying it again, especially not having a need to use it once (I understand that accidents happen, and that I may need insurance because of this, but I am more worried about saving money). Thanks in advance."


Question about health insurance and oral surgery?
I am getting health insurance through my employer but it does not include dental. If I have to get oral surgery, (after being referred by my dentist) could it be covered under my regular medical insurance?(since it is surgery and would not be done by my dentist, but by an oral surgeon) I realize I can find this out from the Insurance company, but I don't have the cards yet and the oral surgery is not certain. I would just like to be prepared before this all comes about."


"Since insurance companies oppose GOP efforts to dismantle Obamacare, which party has truly been the friend of the evil insurance companies""?""
Seems like Americans were duped into thinking that Republicans were fighting to defend big-insurance......but actually it's the Democrats who are their friends. http://www.washingtonexaminer.com/insurers-will-strenuously-resist-gop-efforts-to-dismantle-obamacare/article/2556282


"Can anyone tell me what's the cheapest car insurance provider in ontario, canada?
Does Costco provide auto insurance in canada (like it does in USA)?


What maternity insurance is good?
Me and my husband are considering getting pregnant witin the next year and I have insurance now but adding maternity to it leaves a high deductible. I was wondering if there was anyone who had any good maternity insurance suggestions?


Where to find cheap car insurances and allows for monthly payment?
Where to find cheap car insurances and allows for monthly payment? I'm seeking for a real cheap car insurances that allows me to go for monthly payment. any one out there who has any answer, pls reoky to me asap, its really Urgent. thanks, guys..."


How much is car insurance for a 17 yr old girl with her own car in Ireland?
In Ireland in euro say if its a nissan micra 04 and the engine is 1.0. or any cheap car between 00 and 05 with a 1.2 or 1.4 engine...


Are there any health insurance programs available for a 19 yr old female in alabama?
whom is from a low income household (kids ages: 17,18,19). her dad draws ssi and she isn't pregnant."


18 years old.. I want to start investing?
So I need advice. I'm currently a freshman at FSU and 18 years old. I have a savings (jar of cash, savings account, and UTMA) but I want to start investing and learning what's available. I have had bonds before, I think they're safe but might be better ways to make more money. I don't think I should start a 401k because I'm don't have a reliable income. I want to know when I should close my UTMA account and what should I do with that money along with where to put my cash. Maybe 5/10% in the stock market so I can learn. I also want suggestions on any good books to read for beginners. Any advice is appreciated. If you could, use basic terms or describe thoroughly because I am still learning. Thank you!