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Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.

   








If SCOTUS guts the ACA who's fault will it be when people lose their insurance?
I am about to be 18 and i wont a gsxr 1000 and im wondering about the price of insurance?
UK: What are the Insurance groups for a Mazda MX3 1.6 and 1.8 V6 please?
Whats the minimum car insurance required in california?
How much will it cost per month to pay for gas fees, and auto insurance in Toronto?
Im losing all my teeth & I cant get insurance anywhere!!!!?
What auto insurance company has the best rates for teenagers?
Should I take off full coverage and just get liability insurance on my car?
Any insurance people out there?
I am an 18 year old female who need health insurance.?
Can i get homeowners insurance on second home?
What is the average cost for international health insurance?
Will my car / auto insurance increase?
Auto insurance needed to drive into Canada from the USA?
Where can I get cheap health insurance.?
I'm 20 yrs old and without health insurance...?
Do you think I could live off of 1800 a month?
A question about car insurance?
Do you find women only car insurance sexist?
How much would my car insurance cost?
Which Is the best car insurance?
Good Car Insurance Agency in Kentucky?
Health insurance for 18 year olds?
Car Insurance Advice - Florida Needed?
Cheap insurance cars, help me choose.?
What do these medical insurance things mean?
Do you usually get better quotes on car insurance if you call a local office?
How is the health care overhaul different from auto insurance?
Life insurance cash values?
Can my boyfriend add me to his health insurance?
How do I determine if Term or Whole Life Insurance is best for me?
Car insurance...under 25?
Which life insurance is best for me?
Which life insurance is best for me?
How can i know how many people have health insurance coverage in my city?
Is Farmers insurance a good company to work for?
Why auto insurance premium dependent on credit score? I think it is unfair.?
Drunk Drivers And Auto Insurances?
Average cost of exam?
How much will I have to pay back to the government if I didn't make enough money to qualify for the Affordable Care Insurance in 2014.?
Is there a way to get inexpensive short term insurance for....?
Affordable health insurance?
Is this normal for home insurance?
Question about car insurance?
Financial Aid and University Health Insurance?
What's the average amt monthly for health insurance? For students?
Car Insurance in Sweden?
Average car insurance rates for people under 21 years old?
Switch auto insurance from USAA to Nationwide?
Do taxes get revoked if you get 10$ insurance and make money legally?
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Do you have to pay for insurance when you start a driving job?
It is full time driving position.


What is a reliable car with a low insurance group?
I've done a little research and noticed they put cars together in insurance groups - like 2e for example. Is the letter for the level of security - so is 'e' bad, for example and 'a' good? Could someone please explain the process, and as I've just passed (I'm 18) - could you name a suitable car for me - lower insurance bracket if possible?"


What is the best place to buy whole life insurance from?
I want to buy life insurance for my 47 year old husband and my 9 year old son. There are so so so many companies out there. What are some of the better names that are not schemes""?"""


New drivers (permit); what can save money on insurance?
Okay, new drivers in the family (got the permit today). Of course, DMV rats you out to Allstate, and Allstate charges a ton for insurance (Arm + Leg). Oh, two new drivers. So I'm looking for ways to show good character to Allstate or find a cheaper insurance. Now, I know some basic things about Auto Insurance: A) Good grades (above 3.0 gpa) can get a discount from some insurers (usually 10%). Have this. B) I drive a moderate car (not SUV or sedan). Good condition. C) The car will be shared between 2-3 young drivers. Since they can't all be in the car at once, I imagine this could reduce costs. D) No criminal record and no disciplinary file at school. E) In the Fall, Drivers Ed is offered. I understand that it also can reduce costs F) Parents are responsible drivers (low insurance) Who tends to be cheapest with Auto Insurance? Am I wrong in any of the above statements, and is there any other factors that can save money? Where is the best place to get a quote? Thank you!"


Are water leaks from windows covered by Home Insurance?
Are water leaks from windows covered by Home Insurance?


Insurance no claims?
i want to know how no claims bonus works with motorbike insurance. i will try to keep it simple so here goes policy 1: november 2012 - november 2013 (1 year no claims) no longer have this policy policy 2: september 2013 - september 2014 (2 years no claims) policy 3: october 2013 - october 2014 (3 years no claims) i started riding in november 2012 so can the policys overlap meaning i can get 2 or 3 years no claims even though i have only been riding just short of 2 years. thanks.


Health Insurance; Policy and Group number?
Where can i find it on my insurance card? There is only a member number printed on it and my information, dotctor, issue date etc. I have HMSA."


"I just found out I'm pregnant but I dont have health insurance, what can I do?"
I just found out that I'm pregnant however I dont have health insurance. I currently dont have a job because the company I used to work for went bankrupt. Where can I go to get prenatal care? and is there any inexpensive health insurance I can apply for? I live in the Los Angeles, Ca area."


How much would insurance be when you first sign up.?
well im about to turn 17 and the car i have is a 2000 pontiac gran prix with the 3.8L V6. i live in the city and my grade average is 89% and have allot of experience driving. id also only be driving to school and work about 15k a year. and currently the car has 160k on it. i hoping someone can give me a price of what it would cost me, as iv tryed to get insurance quotes online but never recive the quote itself."


What is the best life insurance?
I wouls like to make sure that my partner and my mother are safe if something happens to me. What is the best insurance? Also: Does life insurance also cover critical illness?


Can a convicted felon obtain a licence to sell insurance?
I am a 33 yr old female in Texas with a federal coviction. Can I obtain an insurance license to start my own business? I have been selling insurance for the past 3 years and I would like to open my own franchise. Is it possible, if so where/how can I start?"


How long do I have after a home insurance policy renews to cancel without penalty?
Homeowners policy in ny. I am shopping around for a new a policy and the policy coverage will renew tomorrow. Wanted to see how long I have until they cancel on me or I have until to notice them of new policy


Do you have midlandmortgage life insurance?
my deceased mom has a loan with you all and i was wondering if she had life ins. with you since we could not find a policy


Can you pay for a claim yourself in order for insurance to not raise your premium or non-renew your policy?
Yesterday it was raining and slippery outside and the driver in front of my husband stopped suddenly. My husband slowed down but his car slid and pumped into the stopped car causing a very SMALL scratch. My husband is a mechanic and he tried to reason with the guy that he can fix or even replace the bumper without having to involve any insurance. The guy refused and called the policy and made him file a report. My husband has never had an accident before but last July he ran over a water cover that a road worker left out and he blew two tires. He was still in school and was not a mechanic yet so we used our insurance to replace the tires and align the car. The problem is my husband has 4 tickets affecting our insurance right now. Our policy is renewing very soon (within a week) and since the accident was yesterday they will most likely factor it in our renewal. Is there any way I can make my insurance put it on the next renewal since it is so close to the date of this one? the reason I would want this is because two of those tickets are going to be dropping off (3 years old) in two month (well before our next renewal). Also, either puffing or replacing the pumper on that Kia shouldn't cost more than $1,000 and I would rather just pay that than to have another claim and potentially lose our insurance or have to pay a very high premium. If i pay the damages will the insurance not count the accident against us? I am just really freaking out and would like advice."


Can I receive california unemployment insurance while I am receiving retirement income?
I reeive a relatively small Cal Pers retirement but it is not enough to live on so I continue to work.


Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.


Will my car insurance go up?
I live in the state of Missouri and I got my first speeding ticket. I have Travelers insurance. Does anyone know if my rate will go up or do they let the first one slide?


How much Would motorcycle insurance be for a 16 or 17 year old be?
I am thinking of getting my M1. I live in Ontario Canada. Yes, I know it is dangerous, thanks for the concern..... I am taking safety classes and everything I can to be safe. I am probably getting around a 2000 kawasaki Ninja. I am a Male. I am just trying to get a ball park for insurance for me. Also just a little bit off topic, but what other expenses when starting up. Like sighning it over Legal fees? Do I need to get is saftied again? I wouldn't want Collision for my bike and all that as I am buying a cheap starter bike, and I work at a Collission centre and can have it fixed for cheap, so the price of collision on each bill would be a waste. Thanks everyone


Can you have two different insurance policies on one car?
I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?


Need a Contractor Bond for Oregon CCB license?
This is the first time I get a contractor license in Oregon and I need a $15,000 bond and $300,000 liabilty insurance. I have bad credit and have been denied the bond from one company and the rest are around $1500. Does anyone know of a more affordable company that offers bonds to bad credit customers? No advertisement please, only from your personal experience. Thanks."


How long does health insurance last after I lose my job?
Does the insurance last for the rest of the month?


Lower car insurance by faking who is primary driver w/ parents?
I'm planning to buy a new sports car, but insurance (even on my parents family plan) is too expensive to have myself as the primary driver (24 yr old male w/ a recent accident). My plan is to have my parents who live 80 miles away from me, be the primary driver of the new car. While I will be the primary driver of their old lincoln town car. How risky is my plan? What's the probability of it working perfectly even through auto claims? A few concerns: 1) I hear auto insurers routinely check up on the mileage every 6 months, how strict are they with making sure the primary drivers are really driving their respective cars? 2) Can my parents be claimed as primary DRIVER (on the new car for auto insurance), even if we co-signed for the auto loan and I am the primary BORROWER? 2.2) what if they are the primary borrower on the loan? Does that make it more believable to the auto insurance? FYI, i've already gotten quotes, and if i were the primary driver, it would be $250 a month, and my dad would be $60 a month. So, I really hope my plan works!"


What do compulsory and voluntary excess mean in car insurance?
The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls


Insuring a new Toyota Corolla 15'?
Hi, I am currently 21 and will be 22 in May. I will be driving for 6 years in August. I am looking to get a new Toyota Corolla 15' to commute during my last year of college. My mom asked her insurance broker how much it would be to insure a new car. He told her it would cost her 1500+ per 6 months to insure 2 cars. we are currently playing 750 to insure a Honda Accord 06'. I just recently realized we are paying way too much for insurance because other people are paying about 400-600 dollars per 6 months. My friend's parents are paying 954 every 6 month but that's because my friend got into an accident I didn't get into any accidents thus far and i usually commute by bus (1-2 hour commute). How much would it cost to insure a Honda Accord 06' & Toyota Corolla 15'? how is your insurance plan?"


Does anyone know of affordable family health insurance?
i found an affordable family health insurance after comparing quote here http://best-health-insurances-usa-quote.blogspot.com/ Thanks for the advice Tom Z


Do I have to be on my moms insurance?
I am 15 1/2 and i got my permit my california's drivers permit in march. i wont be applicable to get my drivers license until september. do i have to be on my moms insurance to drive now


Mom won't sign over life insurance policies. I'm 30. She is a career criminal (federal) and I fear for my life. Police will do NOTHING.?
The policies total $200,000.00. NO FUNERAL costs that much! That's a payday, not a funeral."


Is car insurance more expensive in Florida or Oklahoma?
I moved from Ohio to Oklahoma and my car insurance rates went way up. Now I'm moving to Florida. I was just curious how Florida rates and if my insurance will be more or less expensive there? Thank you!


Can i put insurance on a old mobile home ?
I have a 84' model mobile home but i paid to have it remodeled so it's very nice on the inside. Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it's being rented out . But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it's worth ?


I got a failure to stop - ticket in Massachusetts but have a CT license? Will my insurance comapny find out?
I got a failure to stop - ticket in Massachusetts but have a CT license? Will my insurance comapny find out?


How much would be my insurance with this car?
What do you guys think would be my insurance with this car? 2002 Lexus 300 ES??? I'm 47 yrs old. Excellent Credit. I'm also going to put it on Full Coverage.... What would be your prediction??? Tnx.... I'm guessing around 180


Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.


Julie's auto insurance policy has a collision dedectible ..of 300 If she has two accidents during the coverage period with a total of 12000?
Julie's auto insurance policy has a collision dedectible of 300 If she has two accidents during the coverage period with a total of 12000 damage to her car how much will her insurer pay her for?


Are we still to be free enough to decide we don't want health insurance?
http://abcnews.go.com/Politics/wireStory... Scary, no? And it was, believe it or not, worse to watch the absolute calmness in which she declared willingness to decide this type of thing for us. If I don't want health insurance, or if I have enough $$$ to pay cash up front for all my bills, I don't want someone telling me I have to spend my money on their program. It's bad enough they spend my tax money stupidly, now this? What say you all?"


Car Insurance Question No 2?
Prior to my last question regarding car insurance, I wonder if someone could answer me this please. If a person gets rid of their car but wants to keep driving, say a friend/s car or hire car etc, can they still take out car insurance without owning a car and if so what do you ask for when contacting an insurance company. Thanks"


I need a business income statement for an insurance claim i am filing for a period of three months.?
I need a business income statement for an insurance claim i am filing for a period of three months.?


Cheapest insurance company for a young driver without the blackbox?
i want to get a car but i dont want to pay 3grand with the black box. any other cheap insurance companies which insure young drivers with pass plus. thank you


Why should someone who is say 40 get cheaper car insurance than a 17 year old?
If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car..."


"Car accident with no insurance, during work hours!?"
So i posted a question before and many people gave me their logical explanation but i want to know what my LEGAL rights and explanations are for this case... So i get to a car accident with no insurance, couldn't afford it i was going to renew until i ran out of money, and is my fault. I did report to the police and got the other drivers information. Also i got involved in the accident during work hours but it wasn't a traditional driving to work in the day, i was actually sent from my boss to go to their storage unit and then head back to the office along with coworkers in the car and the collision occurred traveling back to the office. No one was injured. So do i pay out of pocket or does my company insurance help? Should I get a lawyer involved? What is going to happen now? Does the other driver send me a bill to my home? Check this site also to help me with this case: http://www.avvo.com/legal-answers/i-got-..."


"If an accident is weather-related, will my insurance go up?"
Yesterday, I slid into a guardrail coming off of the interstate on the terrible snowy roads of Maine. $3,000 damage to my brand new car. I was told that if I file an insurance claim my monthly insurance payment won't go up since it was weather related. Is this true?"


How do you go to the doctor if you do not have health insurance?
I am in WA, Seattle"


What is the best pick-up truck for a first car?
The pick up I'm gonna get will be used


Cheapest 2013 Camaro Auto Insurance Company?!?
I don't want to fill out tons of quotes, so I'm trying to narrow it down. I know Geico is pretty cheap/good, but unsure about anyone else. If someone young with a sport car could share your experience with insurance, that'd be awesome. Details: I'm 19. It's a 2013 Camaro 2LS, My mom cosigned (I'm paying for everything of course), I've had 1 traffic ticket (speeding) and 1 or 2 accidents depending on the insurance company. Geico said that they only look at auto accidents, excluding motorcycle accidents (I've had 1 of each), but State farm looks at both (which is why they're more expensive for me). I don't know which other companies ignore motorcycle accidents... Looking for insurance under $275. Geico's quote was around $250 a month or so ago when I got the car, so I know it's possible, just trying to make sure that's the cheapest I can find."


Do WWE wrestlers have health Insurance?
My question was really does the WWE provide insurance. Thanks to Rob K. and Julius C. for the answer.


Medical insurance for norway?
im going to work in norway for 6 months can anyone recommend a not too expensive heath or medical insurance


16 year old boy need insurance in CA?
I just got my license and I am planning to buy a toyota or a honda type of car. I want to know how much would car insurence would cost if i do get one and which company would give me a great coverage and a great deal. I need numbers and name people!!!


Does getting stopped by the police affect your car insurance?
i got a citation


Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.