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Is it a smart Idea to get a Life Insurance at the age of 21?

I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year old. The reasom why I was consedering a Life Insurance was just in case. You never know death is not racist. I can affort the payments. I know they mention to me something about if nothing happends you get your money back at the end of the term.

   








NY Health Insurance: Insurance is over once I turn 19, which is after the enrollment period ends what to do?
Can a 16yr. old making $800 a month, afford a car that cost $24,000....parents payinng for insurance...?
Health insurance in NYC?
How do I cancel my whole life insurance policy?
Is car insurance a waste of money?
What is an affordable health care provider with low deductable?
Do Cops get free car insurance?
What is the average salary of an insurance claims adjuster?
New York car insurance, LoJack discount for Allstate?
How much a pass plus can reduce my insurance premiums?
Is BMW a good car for a teenager?
My home owners Insurance company is dropping us, next month what are our options?
Can i afford a porsche cayman?
Bike insurance on a r6 in the uk?
Is there cheap car insurance for parents that have kids with disablities?
Looking for AFFORDABLE individual medical insurance plan?
How do I write a notarized statement indicating that I had no car insurance at the time of car damage?
Can I get an insurance quote if I am not 16?
How much will insurance cost on a ktm 125 duke at 17 per year?
I want a new car, but i'm a student, so what is the cheapest affordable car I can get?
What is the lowest quote that people are getting from this site?
Which car insurance companies are the cheapest in New York State( queens, new york) in particular?
What would insurance be for a 2005 scion tc?
Where can an 18 year old male find cheap car insurance?
Whats the cheapest insurance i can get for a 2006 or 2008 suzuki gsxr 600?
Ex Wives Health Insurance?
Do I need car insurance to drive into Canada?
Can i get my own car insurance?
Insurance question?
Motorcycle Insurance Companies Question?
How much my insurance will go up?
Do you need to have car insurance of your own to rent a car?
What is Term Life insurance for 30 years?
What is Term Life insurance for 30 years?
Life insurance?
Is a scraped car door handle worth the rise in insurance rates?
Can i report my hmo insurance to someone?
Home Owners Insurance?
Whats a cheap car insurance In nj?
How online auto insurance works?
Cost of Car insurance for new driver 30yr old Female?
What's the least expensive adequate health insurance for a Connecticut resident?
What is the cheapest car to insure for 17/18 yr olds?
Do you have health insurance?
Shouldn't we have a public option on auto insurance as well?
Insurance and car accident.?
Everything auto insurance will ask you?
How do Life Insurance companies make money?
If a male at the age of 20 started driving, would the cost of insurance be cheaper then it would for him at 16?
Where can i find CHEAP insurance just for myself...? medical, dental, eyes.. thanx.?
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Is car insurance mandatory in the United States?
My friend told me that in some States, you don't need car insurance. Is this true or do you have to have it before driving your car?"


What is the best CAR insurance for an 18yr old college student who is away from home?
What is the best CAR insurance for an 18yr old college student who is away from home?


Leaving my car sit for 6 months. need to winterize it and decide what to do with the insurance.?
im leaving for california for 6 months (jan till june) and i have to leave my car (1997 mercury sable) sit at home. what should i do to winterize it before i leave. fluids (especially gas and oil) etc. will the tires go flat or rot, if so what to do to prevent this my battery is weak and i do not want to buy another one. should i let it go dead for force my fiancee to start it even now and again, if so how often, or should i get a new battery, and if so, make her start it every now and again. or can i simply let it go dead and just not start it then bring the car back from the dead when i get home. also, the insurance, it would be awesome to stop insuring it, or maybe put it on hold? what are the pros and cons, i know i have to turn in my plate, would it be cost effective? i pay 40 a month. i know i would have to pay fees for plate and possibly for starting the insurance back up. just want to know what you would do and if you have sound advice. thanks so so much for you time"


Do you have Life insurance?
Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?"


How much is car insurance for a 17 year old girl?
I am nearly 17 and am really excited about learning to drive. I would really like to be driving my own car by the end of the year, however I'd really like to know how much car insurance is going to be for me, so that I can save up a little. Every time I go onto any car insurance website, it asks for my car registration and when I passed my test, which obviously I haven't done yet, so it seems really pointless, and there's no way of avoiding or trying to 'trick' it. Does anyone have any ideas of how much roughly it costs, for a 17 year old girl if your living in England?"


Term Life Insurance Duration?
I'm thinking about taking out a Term Life Insurance policy on my ex, for $250,000; for ten (10) years. Is there any advantage in taking out a Term Life policy for $250,000; for five (5) years? Thanking you in advance for your expert assistance in this matter."


Whole Life policy: upon death is the Death Benefit amount plus the cash account value paid to the beneficiary?
Looking at some different life insurance and just wondering if the cash value goes away at death?


Which medical insurance company is the cheapest?
I'm 21 college student and I need to get a medical insurance. I live in California. Which company is the cheapest? I was thinking of kaiser but I'm not sure Thanks in advance guys


State Farm Insurance Policies?
How old do you have to be to get your own car insurance with state farm?


Ideas for first car 10000 including insurance?
Hi i'm 17 male and have a budget of about 10000 to spend on a car and insurance. Looking for something fairly cool, nothinglike a micra or ka! Also want something pretty reliable no no american or french car suggestions please Thanks! :D"


Temporary car insurance?
i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?


Can my insurance company find out?
I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?"


Health Insurance Company in Ohio?
Affordable Health Insurance Company in Ohio


What is some cheap car insurance companies?
hey so i'm 18 & i'm looking to insure my car again after letting my brother have ago and he crashed it without being insured, i've been to court & i got a 6 week ban & a fine but im starting to look for insurance 7 i was wondering if anyone knew of any cheap ones to try? cheers"


Will i be charged a fee for not having medical insurance?
Obama Care when i do my taxes. I made under $7000 this yr 2014 so am I exempt? If no how much. Im 22 single independent. Because i technically dont have to file.


Is it a smart Idea to get a Life Insurance at the age of 21?
I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year old. The reasom why I was consedering a Life Insurance was just in case. You never know death is not racist. I can affort the payments. I know they mention to me something about if nothing happends you get your money back at the end of the term.


"I am 21, and have been driving since I was 16. How much will my insurance be?
My parents always paid for my insurance (dont hate) and now I want to use the car for a courier service. How much do you think my insurance will cost me?


Help looking for health insurance for college student in California?
I'm a 20 year old living in California and I'm trying to get health insurance. My previous one in PCIP is dissolved and I'm trying to get enrolled into Covered California, but I got locked out and can't reach anyone there due to high call volumes. I'm looking for an alternative but I have no idea where else to search. I'm looking into Kaiser, Blue Cross etc. but I'm not sure what to do.. Can someone please help me?"


How do we get insurance companies to reduce medical insurance premiums to employers?
Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?"


How to lower insurance?
Im currently in the US Navy and at basic submarine school. Staying here for a year then off to Hawaii probably. Anyways, my dad and uncle both were looking at insurance for me and my uncle said it will end up being 3700$ a month....hell no. im not trying to pay that. Does anybody know any ways i can lower my insurance? i have perfect records, driving and legal. Im 18 almost 19 in September. I have a Credit score of about 688 as well. and growing. never miss a payment and never do minimum payments either. Thanks"


Has anyone had the wrong home insurance policy wrote up from allstate?
We purchased a home and had allstate insurance, we recently had a fire and now we are being told that we had the wrong policy and we are in a long drawn out process. We dont know if the policy will be covered or not yet. Allstate is dragging there feet. Even though it is the agents responsibility to take pics and view the home she did not. they told us that the agents are not actual employees of allstate. can anyone give us advice on what to do? We have a single wide trailer with a living room extension and a sunroom extension. The agent was told all the details of the home. She never took pics of the home and never had us sign the policy, however we have been paying them for 5 months now. They have had plenty of time to not insure the house if they wanted. Arson was never a question, it was an electrical fire, my family was in the home the time of the fire."


About car insurance companies (& their rates)........?
Hi, I've got a general question about car insurance companies. Do companies really charge more to insure a 2 door car versus a 4 door car? I understand the whole 2 door=sports car theory, but not every two door is sporty. Does it really make that much difference? For instance, there's a 2001 Chevy Cavalier 2 door in my local newspaper for $2500. Would my parents pay more for insurance coverage on it than if it was a 4 door Cavalier? As far as I know, this one isn't a Z-24--it's just a run-of-the-mill Cavy. Thanks in advance!!! :)"


Whats the best insurance?
Im still on my dads insurance till I'm 21, but it wont cover prenatal care for his children unless its his spouse having his baby.... which is like most insurance... so what is the best insurance for me to use? I need opinions.... THANKS A BUNCH!"


Is accutane usually covered by insurance?
i have blue cross blue shield insurance if that helps.


How much the insurance for porsche 911 per year in california?
How much the insurance for porsche 911 per year in california?


Can I have health insurance for only 2 months?
I am starting a new job on November 24. My wife and I just had a baby 3 weeks ago and we need insurance until my new job enrolls me into their plan. My insurance will start on February 1, 2009. I was looking at Cobra, but it was around $700.00 (robbery?). Are there any other options out there for us besides Cobra?"


Insurance costs?
How much do you pay for your medical/life insurance each month? Mine is about RM200.


Who is the best medicare insurance?
For a retired person who has the privilege of medicare it is hard to make a decision of which one to go fore , I need an opinion of which could be the best, please."


Has anyone heard of Auto Plus Insurance of Miami Florida? I have heard they are the Best in Florida.?
Has anyone heard of Auto Plus Insurance out of Miami Florida? I have been told several times that they provide the best customer service at the most affordable price. I am moving soon to Miami Dade Florida and my current auto insurance company doesn't provide insurance in the state of Florida. I prefer a small family owned and operated auto insurance agency that I can actually pick up the phone and speak with my agent not get a automated system trying to talk to me. Can anyone help?


"What is the purpose of auto insurance, if they never cover anything.?"
So let me get this straight, I pay roughly $170 a month for my auto insurance for a single vehicle. Some idiot backs up and hits me at a parking lot and knocks out my taillight. I have 3 witnesses that heard the guy say he will pay for it. His insurance denies the claim. My insurance tells me to pay my 500 or 1000 dollar deductible and they will fix my $75 dollar problem for me and go after the other insurance. Hang on, a taillight that I ordered and installed myself for $75, $75 bucks and they want me to pay them $500 for it? Ummmm so wait, once again what am I paying for monthly if they are worthless when it actually comes to anything???"


Where can I get 1-day motorcycle insurance?
I'm looking for motorcycle insurance for just 1 day to borrow my brothers bike but can't seem to find any online I also don't have the time to phone around asking Insurance companies if they do. Are there any companies that do this?


Is it a smart Idea to get a Life Insurance at the age of 21?
I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year old. The reasom why I was consedering a Life Insurance was just in case. You never know death is not racist. I can affort the payments. I know they mention to me something about if nothing happends you get your money back at the end of the term.


How much should I expect my homeowners insurance to cover?
Last month, my car was broken into. A laptop and and navigation system were taken, all together costs about $1700 to replace. How much should I expect a check for? I'm looking for new laptops at the moment and I'm thinking of purchasing a replacement before the check comes in."


How much will my insurance premiums go up after an accident when I am deemed at fault?
It was a fender bender. I was deemed at fault (though the other car was going way too fast). No one was hurt. But as an at-fault driver, how much will my insurance premiums go up by? I want a ball park range here, or to know how much yours went up by after a similar experience.... anything. And I want to know if my premiums go up more for worse damage or more expensive repairs. My company will not tell me anything. Note I was covered for collision for with a $500 deductible. I am on a plan with my parents, and I pay them about $71 per month right now."


Cheap motorbike insurance for Chinese bike (125cc)?
This is for my son he is 19 just received his CBT and looking for a cheap insurance company. I have search and search and it takes ages filling in quotes to be told they don't list his bike! It's a Shineray 125cc made in China. The lowest quote is 3rd party 274 with 200 excess. Does anyone know one cheaper or is this cheap? Thank You. (mum)


Why is my car insurance so high?
I bought a 2007 nissan sentra in 2011 and unfortunately didn't look into the insurance factor when I made my decision. I do have a lien on the car, but I'm in my 30's, no tickets, no accidents, okay credit, and I'm still paying over $200 a month in insurance! I pay more for the insurance then I do the car payment! Is the insurance high because it is a foreign car or what?"


What would my insurance be with a DUI with a 2001 Ford Mustang GT? Nothing else on my driving record.?
I was in an accident but no one was hurt. I am thinking of getting this car but want to have an idea how much my insurance is going to be. I live in California.


Pontiac GTO insurance 16 year old.?
im looking at a Pontiac GTO 2005. i talked to my uncle about the vehicle hes worked for GM and currently owned one b4 he went to the camaro SS. since the Pontiac GTO is not as much a magnet as a ford mustang or camaro it shall be cheaper. and due to the value going down on pontiac's since GM's liquidation of them. how much do u think insurance would be? 2005 GTO 42,000 MILES $9,900 16 years old. 17 in may michigan thanks"


What's the point of car insurance?
@ bon-gart, I was just saying that because of the accident, my premium was raised to an amount that in three years... not only would I have continued to pay my normal rate but additionally will have paid for the other car I damaged... so in other words, they just fronted me the money. All of my monthly payments for the years prior really just added up to them paying for the other car (which was not nearly as much as I've paid)."


"Im looking for affordable whole life insurance for myself and my husband, we are on a fixed income.?
our ages are male 42 and female 41


Cheap car insurance for a 21 year old?
Okay, i am 21 and in August it will be 3 years since i got my New York State drivers license, Will insurance be chaper for me after the i have been licnesed for 3 years?"


Home insurance/ Hazard insurance?
Is there any difference between these two...I was looking at my home mortgage and I think I pay for hazard insurance and home insurance...I looked online and it didnt seem there isn any difference between them? Im trying to lower my mortgagae payment thats why Im asking:)


Ratings on home insurance?
i would like to know the ratings on the homeowners insurance,libertymutual,do they pay out good/or is it hard to rocess claims from them>has anyone heard of this company?"


Best car insurance prices for financed cars?
I'm only 19, and I'm getting a financed car VERY soon. I know I can't look at the big name guys, cause I've already done that and they want $450 a month just for a car with no power and isn't even sport. I plan on either getting a 2009-10 Dodge Avenger or 2009-10 Nissan Altima/Sentra. I have had car insurance without a gap for almost 2 years now on my current car, so I won't have any problems having anyone cover me or anything. I live in FL, so if anyone knows of any small insurance companies that are good with financed cars and teens, PLEASE list it below. Thanks."


Hidden costs for gallbladder removal surgery w/ health insurance?
I'm scheduled to have my gallbladder removed. The doctor told me the procedure would be outpatient surgery, unless complications arise. I contacted my insurance provider to let them know I scheduled for a procedure. The representative told me how I would not need prior authorization because they do not require it for outpatient procedures. Unfortunately, I was unable to contact their benefits center due to being closed for the day. Later, I logged into my account and verified the info she gave me, at least. My copay is $35, my deductible is $250, and there's no ambulance service (I have a ride to and from the procedure). If everything goes well and it is outpatient, then I already know I'll be paying a minimum $285 ($35 + $250 + post-op prescriptions) out-of-pocket. I'll contact the benefits center tomorrow, but am curious in the meantime about what my costs might be. What other out-of-pocket expenses should I include in my budget? How much are they, on average?"


Need car insurance help?
how much a month would it cost for a 16 year old and a 78 corvette please help


Other driver lying about accident! Help?
So my father and I were driving around a parkinglot looking at cars for sale, as we were driving a man started backing out of his spot my dad put on the brakes and honked the horn, the man didnt stop and backed into the left corner of my car leaving a dent in the hood and bumper, he got out and apologized, he offered money to not go through insurance as he was in three other claims in the last two months, we declined and said we would prefer to go through insurance, fast forward the next day, when we called his insurance company, he reported we hit his car while he was pulling into the spot, we only have liability coverage on our car since its our oldest car out of 4, however still a nice condition 2004, now he has lied and his insurance refuses to help us, weve already checked if the parking lot if they have security cameras that recorded the crash, they dont and cops say they cannot interevene. Im going crazy, this is so unfair and i feel completely terrible that someone could do such a thing, what do we pay insurance for?? Any advice appreciated!!"


Is it a smart Idea to get a Life Insurance at the age of 21?
I don't any dependents other than my dog, lol. I don't live a unhealthy life nor do I put myself in danger. I live an healthy normal life like any 21 year old. The reasom why I was consedering a Life Insurance was just in case. You never know death is not racist. I can affort the payments. I know they mention to me something about if nothing happends you get your money back at the end of the term.