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Is car insurance a waste of money?

I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol

   








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Whats a cheap car insurance In nj?
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What's insurance on a Ducati 1199 Panigale? Read desc?
https://luosymlatspygoog.wordpress.com/2017/05/11/does-anyone-know-about-how-much-insurance-costs-for-a-mitsubishi-lancer/

https://prosesdegerap.wordpress.com/2017/05/27/what-happens-when-banks-deny-auto-loan-after-off-the-lot/






























































Will an insurance company know if I leave another insurance company without paying?
I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance now. she told me just to go to a different insurance company. her name is the name on the insurance we have now, so i don't think they will find out, or will they? please help!"


"If Health Insurance companies can make theirs affordable, they would have done it now?"
they have to compete with each other... and give their customers the most affordable premiums... Now they will have to compete with Obama-care, health insurance companies will have a tougher time. They will definitely go bankrupt. Why pay more on FedEx and UPS, when you can pay low cost at a regular post office? Why pay more on private Health Insurance company when you can pay cheaper fees with Obama-care? If Health Insurance companies use Obama's idea to make theirs affordable, they would have done it by now... but they can't. Cause they will lose millions, even billions of dollars. Will Obama-care lose billion of $$? oh don't worry, the RICH and taxpayers will pay each other healthcare."


Do we qualify for medicaid?
Medicare for me & my boyfriend.? My boyfriend and I have an apartment of our own. I'm 19(next week), and he's 20(in August). I'm working at an insurance company, and I make about $1500/monthly. He's currently unemployed (he's looking for a job). I pay rent, all the bills, car insurance, and all the other little things. So i'm broke at the end of the month. He has a cyst in his chest (we're assuming). He went for a check up about a year ago, and the doc said it was a cyst. It's been getting bigger and worse, so we want to get it fixed. Since he lives with me, and I make enough for the both of us, will he qualify for medicaid? I WILL NOT be able to afford all the medical bills! Will both of us qualify? How will this be done? They will ask for paycheck stubs and rent papers and everything...right? We are also both in college, we applied for a Pell Grant this semester. If that helps any. And where do I go to apply for medicaid? Can i do it on the phone or something and avoid the 5 hr wait? Please answer ALL of my questions! Thanks!"


How much does car insurance cost for a 17 year old?
I'm currently 17 with and just got my license a couple of weeks ago, i was wondering how much does the insurance cost annually for a 17 year old like me? Thanks for your help!"


"I rear ended an unlicensed driver and uninsured, but my license was suspended and no insurance at the time. Now she's suing me, is it possible she could win?"
I rear ended an unlicensed driver and uninsured, but my license was suspended and no insurance at the time. Now she's suing me, is it possible she could win?"


Rsx type s or s2000 what cost more to insure?
I just got an 2002 acura rsx type s (clean tittle) or I have a chance to trade for Honda s2000 (salvage tittle) I am 16 fixing to be 17 and of course the car is gonna be under my dads name but i just wanna know how much its goona be since im part of the insurance


What is the price range for insurance on a 07 mustang premium v6?
I am 20, I live in AL. no accidents or violations. I want prices or estimates please, not what I should consider n etc... Thank u"


Would installing daytime running lights reduce insurance cost.?
I've bought some daytime running lights and I'm due to pay my yearly insurance. I've heard with daytime running lights being a safety feature. Being visible helps prevent accidents. Then it brings down your insurance cost. Is this true? I've seen it in the AA website too. Thanks:)


What types of insurance would a spin cycling instructor require?
its for a sports report ya dick


Is landlord responsible for pool insurance?
We signed a lease that required us to take out insurance for $ 500,000 if we used the pool and planned on having guests use the pool also . They also wanted the insurance to cover themselves . When speaking to our insurer, USAA, they said our renters insurance , which included $100,000 liability, would cover us having anyone besides us use the pool or being on our property in general . The landlord was responsible for having insurance for the pool and the house to protect themselves and they told us we were not responsible for paying for insurance for the landlord . The property was in Norfolk VA . We just wanted to know if he landlord was trying to get us to pay for their share of insurance when it wasn't our responsibility and if we were right to have stuck with USAA advice ."


Does anyone have car insurance through Wawanesa Insurance?
http://www.wawanesa.com/ I got a quote that is very, very good!! Looking for any feedback, good or bad. Thanks Note: Currently it is only available in California and Oregon (And Canada)"


"My insurance does not cover braces, where can I get them done cheaply ?"
My insurance does not cover braces, where can I get them done cheaply ?"


"Where Can i Get Non-Owner's Insurance in Austin, Texas?"
Where Can i Get Non-Owner's Insurance in Austin, Texas?"


Can i claim auto insurance or an auto loan from the bank on my taxes?
is tihs possible?


How much should it cost to replace and paint a totaled bumper for a 98 honda accord?
My husband and I just returned home from the store in his car, when he noticed my car that was parked across the street had been crashed into on the drivers side bumper. Plz give me advice should i call insurance even though I dont know who did it, or should I just fix it myself. and how much will it cost."


Is car insurance a waste of money?
I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol


How can you get around motorcycle insurance?
I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps."


Foremost Insurance Co. Anyone had them cancel or Recind a policy after a claim was put in?
Since I am disabled the Farmers agent filled out the form and read it to me. I answered the questions honestly as asked... he asked if I had placed any claims in the previous 5 years...I said no... when they forced me to go to a deposition 55 miles away from my home (2 weeks after i had a stroke) they asked different questions..... asked if I had any losses, which I answered truthfully... I had a worker that stole a couple of items from me when he was doing work for me, a woman that took money out of my bank account while i was in the hospital, and had a couple of axles & wheels taken from my property... none of which were related to questions originally asked me.... then used these to deny my claim.... my tools were related to maintance of my home, cars, vehicles and property as were the other items ($7,000 worth) out of my garage, shop... after they ripped off a metal walk door and frame to gain access... . Not pro items..."


Are insurance rates different for a lifted Toyota Tacoma rather than a normal one?
How much will it go up....if you know? I don't plan on going off roading too much, just if i need to get to the horses in the back field when its muddy and stuff, maybe a lil mudding with friends"


Meaning of 'risk date' of a policy of insurance???
then guys,what's the difference b/w date of commencement & risk date?????"


How an insurance brokeage business works?
i want to know how an insurance brokeage works in simple points please!!!! thank u!


Why does another persons driving record affect my insurance?
sharing a residence with other people doesn't mean sharing vehicles or the responsibilities, so why should their driving record affect my insurance rates?"


How to reduce payments for young car driver insurance ?
how to minimize it ?


Gastric Bypass and Insurance?
Who should I try and contact first? a surgeon or my insurance company?


What will happen if i dont pay my car insurance this month?
I am a student and find it financially. I recently had to get my car repaired so I now do not have enough money to pay my insurance this month (192.10) I was thinking of asking if I can skip this month and request double payment this month? What are the consquences of not paying the insurance for a month. My friend believes it can damage the policy and they may ask for the full ammount? Im with quinn direct


WHAT IS A GOOD CHEAP CAR ISURANCE COMPANY FOR TEENAGERS?
WHAT IS A GOOD CHEAP CAR ISURANCE COMPANY FOR TEENAGERS?


McLaren Health Insurance PCP?
We have a pediatrician now that has 2 other pediatricians in his office as our PCP right now. We had one of the other doctor's yesterday and we like him better. Do I need to call and change my PCP if they are in the same office?


Good first car for a teenager?
I'm getting my first car soon, already have about 50 hours of driving in my dad's 2011 Hyundai Sonata. Here were my ideas- 2003-2006 Acura RSX Type-S 2004 Pontiac GTO 5.7 LS1 1998-2002 Pontiac Trans Am 2003 Ford Mustang GT 2005 Ford Mustang GT 2004 Pontiac Grand Prix 1997 Chevy Camaro Z28 Also should I get a manual or an automatic for my first car?"


So I'm a little confused about car insurance.?
Zombie, Do I question and ask for regulation on big business? Absolutely. I'm a big fan of the FDA. Heck pharma does and should pay the FDA to review whehter the drug is safe and effective. But I know the difference between the Big bell and the baby bells. I know what happens when gov't tries to reduce prices. Find a successful program where this method worked. Just one. Because I have never heard of one program EVER."


Need Insurance for my Daughter?
Hello, So I'm moving to the New York area and I'm currently going to court for child custody of our daughter (the case is processed in California), I have been interviewed for a couple of jobs but unfortunately they do not offer any kind of medical insurance, for now I don't get the right to have her in my household but I'm looking for advice and check what kind of tools I can use to get (free if possible) medical insurance to cover the needs that the court is demanding from me,any help or advice is gonna be hugely appreciate it"


I need affordable insurance for my family. I pay $120 weekly now and the plan is about to change to $146?
weekly b/c the other plan isn't working for us. Thanks to all for any info.


Is car insurance a waste of money?
I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol


When will the US stop letting immigrants in?!?
I fully understand that we are extremely blessed to live in the US. I know that people risk their lives to get here, but we cant help everyone. We cant keep letting hundreds of thousands of people into our country. When will we stop? Our country spends way too much of our time, money, and resources trying to help others...We have to fix ourselves first."


"What is good individual, insurance dental plan?"
What is good individual, insurance dental plan?"


"Is it really worth it to get Full coverage insurance"" on a vehicle more than 10- 15 years old?"""
even if vehicle that is more than 15 years old is in mint"" condition..if it is easy to find replacement body parts in a salvage yard?..(Which most vehicles over 10- 15 years are easy to find parts for them in salvage yards)..."""


What type of insurance do young adults prefer?
As stated, thanks!"


How much do most people pay per month for life insurance?
no sale pitches please...


Lamborghini insurance for 16 year old?
I know it sounds farfetched but as of right now I'm 14 and have been saving up for a Lamborghini for around 7 years now. I have much more money than I ever expected I would have to be honest and I still have 2 more years of saving before I can get my liscence. So anyway... on to the actual question. I need to know about insurance. How much would it be? I know it's gonna be near impossible for me to get insured but let's just say by chance a company decides to do it. Anyone have any estimates? Or would I be better off waiting till I'm older to purchase the car?


Do I really need auto insurance in Miami Florida?
Auto insurance is really expensive, do I really need it? I live in Miami, Florida and prices on auto insurance are through the roof. Can I get in any really serious trouble if I drive without auto insurance for a while until I can actually afford it. "


"Does Obama care force employers to insure ALL employees, or none at all?"
Does Obama care force employers to insure ALL employees, or none at all?"


Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?
Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?


Auto Insurance Is trying to screw me?
My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked"" my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15"


Car Insurance Question?
I recently had an accident that caused my car to be written off. There have been no problems and I'm now waiting for a cheque from my insurers. My question is this. When the cheque comes and I buy a new car what happens with regard to insurance, will I have to take out a new policy, can I keep the existing policy and add my new car to it, will my monthly payments go up, or none of the above? I'm sure this is very simple for an expert but it confuses the hell out of me."


Are there any affordable health care plans?
I'm a 21 year old female who lives in NJ. I do not have any children. I was going to apply for NJ Family Care, but you apparently need to be a parent/guardian. I cant get medical insurance through work because I only work part time and my job doesn't pay me enough to pay for a private medical plan. I already tried to get medicaid but apparently I make too much. So my question is, are there any affordable health care plans out there or government assistant programs? Please someone help. I dont want to get pregnant just to be able to go to the doctors. And please spare the ignorance. I would appreciate informative answers. Thanks in advance."


Car insurance?
I AM BUYING A USED CAR SOON. THIS WILL BE MY FIRST CAR...SO I DON'T KNOW THE PROCESS. MY QUESTION IS WHEN DO I PURCHASE THE CAR INSURANCE? DO I HAVE TO HAVE CAR INSURANCE BEFORE I GET MY CAR FROM THE CAR DEALERSHIP? THANK YOU FOR YOUR ANSWERS


Car insurance for a 1969 Camaro?
I'm 20 and was wondering about how much a 69 camaro would cost me a month under my insurance.


How to get Get Affordable Car Insurance in Detroit Michigan.?
Is there any information i read about this?


Is car insurance a waste of money?
I need to get car insurance but I feel like its a waste of money. I am going to pay them monthly and if I happen to get into an accident I will still have to pay them something. I figure that if I can take the money I am going to pay them and put it aside for an emergency it would be a better use of money. Can anyone give me any advice on what I can do? Any liability insurance that really cheap, speaking around 100 a month maybe? lol