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Teen accident-will insurance cover? im only permitted?

I live in the state of California, im 16 and my father has 21st century car insurance. I am a permitted driver, and was driving by myself when I got in an accident, at my fault. no one is hurt, but there is a tire size dent in their door. my name is not on the insurance policy, but the car is insured under my dads name. the person I hit is already asking my dad to provide a rental car. my dad hasn't involved our insurance yet because he isn't sure if he should tell our company that he was in the car with me so because he thinks that they wont cover it unless he was with me, which would make me driving legal. and would be a definite cover. even though there was witnesses that would say that there was no one with me , my dad thinks the witnesses have nothing to do with the police, and that the insurance company could be considered a third party. do you think my dad should risk lying to our insurance? or would their insurance contact mine and try to testify against that..... heeeelp

   








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I need help with car insurance !?
i am a young driver and i am am hoping to go on my mothers insurance but only for 3 or 4 months as i am going uni soon, i wanted to know how flexible it is to go on her insurance and them remove my self, what are the financial implications this may cause ? i already know it may cause the premium to increase but will this premium decrease back to her existing premium once i am taken off the insurance ? i would also like to pay monthly while i am on the insurance as i am likely to be quoted 1000+ for the year! so after 3 months payment i will take my self off- if this is possible once i am taken off the insurance will my mums premium go back down as she currently only pays 350 for the year please help i know this sound complicated but i will be grateful for any feedback"


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I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?
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How much info does a car insurance company really need to file a successful claim against me?
I bumped into this lady because she actually did a full stop on a green light while getting out of a shopping center. She said it was o.k and that nothing happened and was apologetic saying that a car ran in front of her and that is why she did a dead stop in middle of intersection on a green light. She got my license number but did not call police, did not take pictures and did not get my insurance policy number. Just my name, insurance company I'm with and also drivers license number. She said it was o.k and my info just in case. Thing is when I got back from vacation I got a letter from my insurance saying she put in a claim against when nothing even happened to both of our cars. My question is what can I do? I don't want to pay deductible when it was HER fault. Nothing even really happened. She's pulling insurance fraud......and it really makes me mad that she put in a claim. I did not give her my insurance policy number guess she must of called around the biggest names and got my info somehow. It was her fault but since she did a dead stop in intersection on a green light..... i bumped into her.........but since i bumped into her is this automatically my fault? Or can I get her for pulling a dead stop on a green light? What to do? Deny the whole thing?"


How much does motorcycle insurance typically cost?
good credit, driving record, etc..."


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Since I live in New Jersey, my company will cover my girlfriend and I if she moves in. we are covered up to 100k and that is more than enough for both of out belongings. I figure i be honest God for bid something happens. The only thing is even though she has her own auto insurane policy, I have to list her as a resident on my auto insurance policy. I just want to make sure that if I do that and she gets into a auto accident and it is her fault, can I get sued? What does it mean to list her as a resident on my auto insurance policy? It wont make my rates go up."


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Teen accident-will insurance cover? im only permitted?
I live in the state of California, im 16 and my father has 21st century car insurance. I am a permitted driver, and was driving by myself when I got in an accident, at my fault. no one is hurt, but there is a tire size dent in their door. my name is not on the insurance policy, but the car is insured under my dads name. the person I hit is already asking my dad to provide a rental car. my dad hasn't involved our insurance yet because he isn't sure if he should tell our company that he was in the car with me so because he thinks that they wont cover it unless he was with me, which would make me driving legal. and would be a definite cover. even though there was witnesses that would say that there was no one with me , my dad thinks the witnesses have nothing to do with the police, and that the insurance company could be considered a third party. do you think my dad should risk lying to our insurance? or would their insurance contact mine and try to testify against that..... heeeelp


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hey, im 17 years old and live in Ontario, i recently got my G2 but cannot find a way to get car insurance cheap enough to actually warrant getting a car. I was wondering if anyone has any ballpark answer as to how much motorcycle insurance is at my age? every google search i do says you should ask your insurance broker"""


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I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs. On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995. According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of."


How much would auto insurance be around for an 18 year old female?
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doesnt me being a female help the price?


Insurance changes after marriage?
18 yr old still on parent's insurance because he is a student. get married, is he immediately kicked off his father's insurance? when he goes to switch insurance will he have to first drop father's insurance or drop the insurance after he switches?"


Car Insurance Question - Where Can I Go?
My insurance company (State Farm) just dropped me because they found out my license is suspended. I have a DUI, 2 prior accidents, neither of which my insurance company paid for my car to be fixed - i paid out of pocket - one of them though they paid for the other person's car which was a shitty 1990 something that was totaled & valued at 1500$. I also have a speeding ticket for 50 in a 40 in 2006. I have a very shitty driving history. Where can I go to get insurance?? Who will cover me, even at a ridiculously high rate? I don't even NEED good coverage, I just need coverage period because it's illegal to not have it. Ps; I know i can't have insurance while suspended, I'm waiting on an MVA hearing to have my license reinstated."


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Teen accident-will insurance cover? im only permitted?
I live in the state of California, im 16 and my father has 21st century car insurance. I am a permitted driver, and was driving by myself when I got in an accident, at my fault. no one is hurt, but there is a tire size dent in their door. my name is not on the insurance policy, but the car is insured under my dads name. the person I hit is already asking my dad to provide a rental car. my dad hasn't involved our insurance yet because he isn't sure if he should tell our company that he was in the car with me so because he thinks that they wont cover it unless he was with me, which would make me driving legal. and would be a definite cover. even though there was witnesses that would say that there was no one with me , my dad thinks the witnesses have nothing to do with the police, and that the insurance company could be considered a third party. do you think my dad should risk lying to our insurance? or would their insurance contact mine and try to testify against that..... heeeelp


Lookin 4 cheap car insurance!!?
Lookin 4 cheap car insurance!!?


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Car insurance policies?
Okay so a friend of mine hit my brothers car in our driveway today. We live in Alabama ... my friend has Alfa insurance and my brother has country financial. Both have full coverage. When we called to make the report the officer that came said that since it was on private property my friends insurance will not pay that my brothers insurance will.. my brother has a 500$ deduct able. So basicly I have 2 questions. 1.) Just because its private property why will my friends insurance not pay for it? 2.) How much will be played out of pocket because the damage is about 1500 if not more. (Its a new car 2011, the door is pushed in to the point the door can't open and window can't go down)"


Should people who do not own cars be forced to buy car insurance?
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Young male car insurance uk. HELP!?!?!?
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On average what is my auto insurance going to cost if I go with geico or progressive in los angeles?
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"Adding driver car insurance, average cost?"
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What is an affordable health plan?
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Car insurance write off?
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Teen accident-will insurance cover? im only permitted?
I live in the state of California, im 16 and my father has 21st century car insurance. I am a permitted driver, and was driving by myself when I got in an accident, at my fault. no one is hurt, but there is a tire size dent in their door. my name is not on the insurance policy, but the car is insured under my dads name. the person I hit is already asking my dad to provide a rental car. my dad hasn't involved our insurance yet because he isn't sure if he should tell our company that he was in the car with me so because he thinks that they wont cover it unless he was with me, which would make me driving legal. and would be a definite cover. even though there was witnesses that would say that there was no one with me , my dad thinks the witnesses have nothing to do with the police, and that the insurance company could be considered a third party. do you think my dad should risk lying to our insurance? or would their insurance contact mine and try to testify against that..... heeeelp