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Term Life Insurance at age 21?

I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!

   








I need Health insurance, is it possible to get it?
This is a NASCAR sponsor related question. Have you ever used Nationwide Insurance?
Thinking of getting a car on finance?
What is the best health insurance in NY?
Can I use my birth certificate and national insurance letter to apply for a provisional license? Or will I need more forms of I.D.?
Do you have to have car insurance to get a Florida drivers license?
How much car insurance do u pay yearly?
What is the best health insurance?
Parents, do you have life insurance?
Where can i get car insurance for 20.00?
Car insurance Question?
Life insurance question?
2003 Honda S2000 insurance rate?
NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.?
Who's a good Life insurance company?
If car insurance goes with the car" technically does that mean an uninsured driver can drive an insured car?"
What website do car insurance companies use to appraise a totaled car?
The major difference between an owners title insurance policy and a lenders title insurance policy is?
What is a good affordable health insurance for a part time worker?
Can I ask someone else to buy the insurance for my car?
What is the average cost of hormone replacement therapy with and without insurance?
Insurance Car Accident?
IIs an 08-09 Corolla a good car?
What is the average teen male's car insurance cost?
Classic Car Insurance for Colorado?
I have 14 penalty points on my UK driving licence.. so where do i get affordable car INSURANCE???
Will getting quote for Insurance affect my credit?
Does urgent care cost a lot without insurance?
What does an actuary do? How interesting is the career? How to go about it?
How much do you pay for car insurance?
Disadvantages of having free healthcare insurance?
Pulled over and had no car insurance?
Anyone else going barre on home insurance.?
Anyone else going barre on home insurance.?
New teen driver is porsche 944 good choice for new driver?
Insurance in the state of GEORGIA!!!!?
Do you pay a fine if you dont have health insurance in the U.S.?
How much is insurance on a 2008-11 Honda Accord Coupe Ex-l V6 for a teen?
Has your auto insurance premium gone up?
I Can no Longer Afford Health Insurance?
What is the average temp agency profit, not insurance/workers comp, or tax fee. Just the hourly profit?
What is the best web site off of which to buy life insurance?
Motorcycle Insurance?
Who offers parked car insurance?
Young driver getting a new car, insurance?
Lower Car Insurance?
Affordable health insurance in California for a family of 5?
How much would car insurance cost? ?
Moving to CO in a month, how do I go about switching my car insurance?
How much would it cost for mobile home insurance?
https://rimogmahemu.wordpress.com/2017/06/01/what-affordable-health-insurance-is-the-best-one-out-there-for-me-i-have-no-health-problems-except-bp-i-am-58/

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Who's Car Insurance Would Handle the Accident?
My sister has been driving my mother's car (Loan, registration, insurance in my mother's name) Occasionally she allows her boyfriend to drive the car, although my mother has stated on numerous occasions that she does not want him driving that car. He was in an accident on Friday and claims the car is totaled. He claims that he called the police and filed a report, it can be picked up on Tuesday. He also claims that his insurance is covering the accident. My problem is, the car is insured in my mother's name, so he is not allowed to do this, correct? Also, even though my mother was not involved in the accident, can she still call the police and get a copy of the report? After all, the car is in her name. Please enlighten me, I'm trying to figure this all out."


What's the most affordable auto insurance when you have drivers under 25?
State they live at is New Mexico


Car audio mod......insurance company?
recently bought a sub-woofer and amp would i need to inform my insurance company edit: it will be in the boot under the parcel shelf NOT VISIBLE.


"What are the ins and outs of buying/owning a classic"" car?"""
I have been considering purchasing an older car for about a year. I've done a little research during that time and narrowed down what I want. Last week, I found a car that I really like, a '62 Lincoln. However, I have some concerns about having a car like this and wanting to get some feedback from someone with the knowledge/experience/wisdom in this area. Firstly, I am not rich and getting this car would mean borrowing money. My intent was to sell my current car once I have this car to cover most of the cost of the classic. Would that be a mistake? My current car is paid off, so money-wise it would be a question of insurance costs and taxes/tags every year (if I were to keep my current car). Second, the car I'm looking at is pretty authentic, meaning it has almost all its original parts and accessories. Would it be a mistake to modify it? I mean, repainting it (down the road), having the upholstery redone, installing a current radio and speakers, putting on modern-style tires, etc. Will this change its value negatively? I do like the car as it is, but I'd really like to put modern-style tires on it and put in a modern stereo, at least. Repainting and such would be probably 5+ years down the road, if I decided to do this. Probably, I'd want to reupholster the seats before painting it. And, since I am not rich nor a moneyed individual, I don't have a storage place to park it at my place. I mean, I have a garage, but my house is old, the garage is narrow, and I use it as my workshop. If I were to park the car in it, that would be I'd have to pack up my workshop and remove the shelves to make it fit. Do I need to keep it in a garage? Would that be smart? Does it matter since it's intended to be my primary vehicle? I can't think of anything else to ask at the moment, so if you have any other advice or insights, I'd certainly appreciate them!"


IS THE HONDA ELEMENT A GOOD FIRST CAR for a teenage girl?
she's an average teenage girl she can barely operate a microwave, sometimes. how is she going to fix an old beat up car if it dies or gets messed up or something?"


Do police check with your car insurance to make sure it's valid when you're pulled over?
I've always been curious as to if this would work, but in the past a few friends of mine had bought insurance, paid up to date for 6 months, canceled two weeks later, gotten most of their money back and obtained a proof of insurance that said they were paid for the next six months. They claim that if they were to get pulled over, they could continue to use this proof of insurance just as if they were actually still driving legal. Of course this could backfire on them in obvious ways if they were to actually get in an accident, but as far as getting pulled over, would this actually stop them from getting a ticket for no insurance? Can and do the police verify with your insurance company over their computers while you are pulled over? Thanks!"


How much for car insurance?
My mom told me to look for my first car and I found a 2002 Mitsubishi Eclipse GS, Silver, non-convertible, and i asked her if it was ok. She said that the it is considered a sports car because it is a coupe and insurance will be high, it has 2 seats in the back but it is a 2 door....can somebody tell me if insurance will actually be high for me...im 16 and ive never been a accident Thanks!"


Why is Progressive Auto Insurance so cheap compared to other companies?
I was paying $92/mo w/ State Farm American Family quoted me $112/mo Progressive is $58/mo. (I'm comparing straight down the $25,000/$50,000 and they are the same.) Is there something i should be concerned about? Thank you!"


Is there any way by which I could get National Insurance Number?
I would be having a telephonic interview with a MNC Bank for a banking profile.They asked me to provide with the National Insurance Number as I am Indian I do't have any National Insurance Number as in India normal concept is get insured personally without any involvement of Government. The only task of Government is to monitor the issues related with grievances. Could you please guide what is the appropriate answer under these conditions. Reply as early as possible. Thanks in advance.


Some Health Insurance Companies Offering Decent and Cheap Plans for International Students in the US?
I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some companies offering decent and affordable health insurance plans?"


"Why won't the Obamacare website reveal insurance costs for 2015 until after election, just a coincidence?
http://www.washingtontimes.com/news/2014...


Can anybody help me find the Greyhound Bus Auto Insurance ?
2 week ago I was in auto accident in NYC but I live in New Jersey a greyhound bus hit my parked car door as I opened it, I had a clear of view when i opened it, my car is beyond damaged (97 Honda Accord) thank god I didn't lose my hand, I finally got a official police report, I have the greyhound bus driver licence plate #'s and insurance policy #'s and the insurance code Texas Liability Insurance"" (not the insurance company name) I called Grey Bus company customer service and corporate office based out of Texas"


Health insurance....?
I am not available for health insurance at my job because i am only part time. everytime i apply for health insurance online, i get turned down because of my credit or my health. i don't think it's right. i need some kind of insurance because i have to go to the doctor. what should i do?"


How much does health insurance cost per month?
I'm a freshman and I'm doing a project in my career planning class. I have to make a budget to see how much I need to make from my job. I need to know how much health insurance would cost per person. I want to be an architect or art director so idk if my employer would cover some of the cost or what? I'm kinda confused on this project cause I've never had to think about this stuff.


Does your child pay for their auto insurance?
I'm feeling kind of guilty - tell me what you think. My son is a senior in high school. He has had his license for about 6 months. We told him before he got it that he would have to pay his own auto insurance, which was about $75 a month. We also told him if he got into an accident or got a ticket, he'd have to pay the additional charges. He had a wreck about a month after getting his license. His portion went up to about $160 a month, but I have him paying $120 of it..... This is HIS portion alone - you don't even want to know what the total premium is now. :( lol Is it wrong to make him pay his own insurance? I feel kind of bad because that is a whole paycheck for him, but I also want him to learn what it's like to be responsible for at least one bill before he moves out and has to take on a BUNCH of bills. Your opinions please?"


Term Life Insurance at age 21?
I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!


Health insurance? Middle class.?
Not familiar with health insurance. I am single and self employed. Although my business took a loss last year. Basically I didn't make anything. What do I apply for for health insurance. What are the choices for the class that barely makes anything like me. Middle class. Is it like Medicare or medica? States insurance? Help please. Thank you.


Do I need both hazard and homeowners insurance for a condo?
I recently bought a detached condo. I was told by the bank I would be paying a premium of $400+ a year for hazard insurance thru them which will be included in my mortgage payment. Then I was told I also need to get my own homeowners insurance for 80% of the condo value which carries a premium of $500+ a month thru my own carrier such as State Farm. Is this normal to pay $900+ a month in insurance for a condo appraised at $290,000. I live in Seattle, Wa."


What could i expect to pay for insurance being a first time driver?
Hi, im looking to buy my first car with some money im getting from school; it will be used of course but i would like to know if anyone can give me insight on insurance costs. I will soon be 21 years old, have had a license for about a year and a half, and i have one accident on my record (possibly) that happened almost a year ago while driving my sister's car; and i was not listed on thier insurance as a driver does that make a difference? With all that being said how much could i expect to pay for insurance? Oh and i live in Philadelphia,PA if that helps with answers. Also what additional fees should i expect to encounter outside of insurance? Thanks!"


How much is home insurance per year in South Florida ?
Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?"


300zx insurance quote?
I am currently 18 years old and i am trying to buy a manual nissan 300zx. I am currently accident free and I wanted to know the approximate cost for insurance?


How does insurance affect our economy?
What would happen if we couldn't insure things? Can anyone tell me where I can read about insurance and how it works?


How much will car insurance cost for a teenage guy?
How much will car insurance cost for a teenage guy?


Affordable pet insurance?
I'm Looking for affordable pet insurance for my poodle and husky I can't find any everything is so expensive ..


Cheap car insurance for 17 year olds?
I am 17 and need a car to get me to work as it is quite a while away and costs me over 30 to get to a week!!! I passed my test last month and have done pass plus. I tried getting insurance for a 1.0L Lupo and it was 7500 on my own name (tried it a few times using thrid party only, thrid party fire & theft and fully comp but kept getting the same) I tried adding my father as the main & named driver (20+ years no claims) and reduced it to about 5000 which is still very very high and im not even using comparison sites (mainly sites aimed at 17 year olds) :@ I am quite angry becuase my friend when he passed last year got his insurance for 1600 on his own name at the age of 17! Any ideas on insurance compainies or how to reduce my insurance??"


Can an insurance agent sell life insurance in a state they don't work or live?
Can an insurance agent sell life insurance in a state they don't work or live?


Someone backed into my car messed up my door on the left side i have tag number is there a way to find her insurance provider?
Someone backed into my car messed up my door on the left side i have tag number is there a way to find her insurance provider?


Car insurance for 17 year old male?
hi how much would cost a car insurance for 17 year old male? with engine 1.4 or 1.6 for example volksvagen golf or honda civic? is it worth to wait a year until im 18 will cost of the insurance descrease much?


Who gives the best home insurance in the UK?
I am with Liverpool Victoria with my car and they are by far the best. I got a very good quote from them on the internet for the home insurance.Does anybody agree with this or does anyone know of a better one? I had been with HSBC for 4 years paying triple if the Liverpool Victoria premium and we had a water leak into the front room, they wouldn't pay, a leak into the kitchen from the bathroom and they wouldn't pay and now the integrated fridge broke down and they wouldn't pay."


How much is car insurance for an inexperienced first year driver 18 years old in North Carolina?
It will be under my name it is a 2001 toyota camry white


"Teenager first car, first insurance questions I live in the UK?
My step daughter has a car registered in her name at her home address. She wants her father who lives at a different address to add her to his insurance as the second driver. The premium will be far cheaper. But her father will not drive the car. I think its known as 'Fronting'. I want to know for this kind of insurance would her father have to be the registered owner and would the car have to be registered at his address? As a second driver will she be able to drive anywhere in the country and still be covered? If she gets a speeding ticket and he is the registered owner who will get the points and/or fine?


Term Life Insurance at age 21?
I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!


"Annoying dilemma about factoring age"" into car insurance rates?"""
To John S: You stated a good idea, and trust me I thought about doing that, since I take mass transit to work anyway(I only drive on weekends for pleasure driving""). But my Mustang is financed"


What is the differance between whole life insurance and term life insurance?
What is the differance between whole life insurance and term life insurance?


Going to buy a new car tomorrow. Insurance Question.?
I will be getting a new car tomorrow. (It is actually a used one from a dearership, but new to me). Anyways, I was wondering about insurance. I live in Minnesota where it's state law to have insurance and also I need insurance because I took out a loan. My plan was to get the insurance the next day. Would this be a problem? I would be driving my car around without insurance for a whole day. I still have my current car which is covered and I will be getting rid of quite soon but I wont be driving that tomorrow after the purchase is made. My questions are, would I get in trouble if I were pulled over and don't have insurance, and what happens if I get in an accident on my way home from the dealership?"


How can a British national buy a car in slovenia?
I am in Slovenia and am wanting to buy a car to drive around Slovenia and a few other countries. What is the process? I possess a full uk driving license and have uk insurance which permits me to drive other vehicles. Is there and MOT equivalent and do I need to register to vehicle and get insurance? I understand this is probably not easy so are there any loopholes? If it is not possible, are there any other countries nearby that have more relaxed laws on this kind of thing? Thanks in advance"


Which insurance is better?
Which insurance is better health or life?


"When life insurance policy matures, if sum received by one is taxable.?"
When life insurance policy matures, if sum received by one is taxable.?"


About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why."


I need to get good insurance for my SLR?
I have a Canon EOS 450D SLR camera and I would like to get it insured. It's not a really expensive model compared to a lot of the stuff that's out there but i would still be GUTTED to lose it and wouldn't be able to replace it overnight. Can anyone recommend a good insurance company? I need to cover against accidental damage and loss/ theft and i also need the insurance to cover the camera when I am overseas. Any advice would be much appreciated!!! The camera with its lens and flash is worth around 700 xx


How much does it cost to add an additional insured to car insurance?
A ball park figure is fine.


Who pays the car insurance?
The registered owner or the title owner me??


Is it typical for State Farm to switch you from indemnity to guaranty if you drop your insurance for a short time?
I took a car off the road. Surrendered the plates, brought the notification to my agent. 1 1/2 months later I go to my agent prior to registering the car, and my insurance is up about 30$ a month. I don't like it. They said they may have switched you from one form of insurance to another because since I dropped it/them, I may do it again. Should I just look for another insurer? I had Allstate for nearly 30 years, and got sick of overpaying. I thought the world of SF at first, but now I'm thinking of moving on."


Is insurance cheaper if you lease a new car?
And how much is the security deposit usually?


Who cannot receive health insurance in NJ?
is it specific to New Jersey or is there a waiting period where you must prove your residency


Short term health Insurance for my parents who coming to California from China ?
My parents are coming to visit me (California) from China. They plan to stay in U.S. for 6 months. They're 67 yrs old, my father has Diabetes (not so serious) and my mother is very healthy. I'm thinking to get a short term health insurance for them just in case they need to see a doctor. Since it's the first time they come to U.S. they have a visit visa, I'm US citizen. What insurance I should get for them? Thank you very much for your response in advance!"


How do you get proof of car insurance without a car ?
...so will no longer be using my car . the insurance company is requiring...


Term Life Insurance at age 21?
I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!