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California speedin and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick" and cited me for speeding and for "no insurance" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?"

   








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Do i have to pay car insurance for a non running car from craigslist?
If i bought a non running car from craigslist for like $500, and would like to work on it to make it run. Do i have to pay for insurance or any kind of monthly fee."


"What kind of qualities should I look for when purchasing a car? ie insurance, modern elements...?"
For experienced buyers: As an entry level analyst looking to purchase a car, I was hoping to get some ideas about my first big purchase. My norm has usually been purchasing something and regretting it some time down the road ie Bought a Dell laptop, turns out it heats up a lot. Or a new smartphone (android), turns out it freezes plenty. So I want to purchase a car, and was hoping if someone who is experienced could possibly take some time off to tell me what I should look out for. I understand insurance is a *****, and even though cars are affordable on lease, the insurance will get you. My objective: Car : Lease a pre-owned or 2nd hand car, possibly 2012 or 2013 model, 4 door, sedan. Insurance : Max coverage, low payment (ideal but, shoot for the stars and....) Questions: I understand there are qualities or modern elements like lane stabilizer and effective cruise control that can reduce insurance coverage. How effective can they be? What kind of sedans have low insurance and are modernistic, such as built in navigation and those cool looking monitors? (kind of childish) Which insurance coverages are the most important, there is basic, comprehensive.... If you need additional information, I will be checking this question hourly and will be glad to provide additional information. Thanks!"


What is insurance likely to run me on these bikes?
I am 20 years old, have about a year of car insurance so far but the car is messed up and I plan to get a motorcycle (hopefully). I have taken the MSF course and passed. I have not had any tickets or accidents either, clean as a whistle. I am looking into a small bike like the 250 ninja, vulcan 500, or the V-star 650. About how much should I expect to pay?"


3rd party insurance for my cell phone?
i live in the us and have an expensive unlocked cell phone, how can i get insurance for it, like a 3rd party insurer"


Parents of teens; would you let your child ride a motorcycle?
If you had a 17 year old son who wanted a Kawasaki ninja 636, or if your 17 year old daughter had a boyfriend who rode one, would you let them get on it? I'm trying to figure what my dad is going through, being that I'm 17 and just bought myself the kawi ninja 636."


Is it discrimination towards average people to offer smart people rewards like discounts on insurance.....?
@ Matt - I give you BA for the effort you put into this answer. You made some great points but I don't agree with everything you posted. I know for a fact that in the states of PA and NJ there are many many scholarships given from state colleges based on academic merit. I'm not saying it's wrong. My point is either you are intelligent or you are not. We can give people more information but we cannot really make them any smarter, only more informed. That being said, I think the person of average intellect needs the break on the education costs just as much (if not more) than the gifted student. I can't argue with the actuary data. It is whatever they say it is. Sounds unfair but I didn't do that research so I can't balk at it."


Have lots of car insurance questions ?
hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me."


"What use"" of a bike is cheaper for insurance?"""
on the progressive motorcycle insurance site, it has a tab for use"" of vehicle--- which would be cheaper: pleasure or to/from work/school?"""


Do I automatically have to get car insurance right after I get my license?
I'm 18, I live with my parents...In order for me to get my license my mom wants me to pay for car insurance (since I'll be under her name) which is understandable, but I don't have a car yet, and I just want my license in case of an emergency...like I won't even be driving around her car rarely. She told me that even if I wanted to get my license and not get car insurance yet, I can't because I live in her house?? Does that sound right? Can't I just get my license without car insurance until I actually have my own car?"


Life Insurance help?
I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance"


Is Primerica a good company to buy life insurance from? Why or why not?
Is Primerica a good company to buy life insurance from? Why or why not?


"My adult brother is living with my family, do I need to put him on my car insurance policy?"
My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)"


Will settling the accident without insurance interference cost more?
Well, I was trying to park, and another car behind me tried to pass around on my left-hand and almost hit my car. I was startled and dodged it. Unfortunately, I didn't look at my right hand and hit the parked car. The damage was pretty serious. There were 2 big dents on the door. I don't have much money left, but I am always responsible for my mistakes. So, I left a sorry note with my name and phone number. The guy hasn't contacted me yet. I really don't want to have this accident on my driving record. I have always been a good driver. I really want to keep it that way. I really want to know if it would cost much more to compensate him without insurance interference. What if he gives an overpriced estimate?"


Insurance on this car?
Ok so I was looking on Craigs list, I'm thinking of buying my first car in a few months. I have a lot of money saved up. Theres a 1996 Taurus LX for sale for $1800. It has 119,000 miles on it, and it gets 25mpg. I'll only have this car until I go to college, because I can't take it up to Boulder with me. College is two years away. However, if I do go to Boulder, I'll only be two hours away from home, so when I come home I might want to have the car. What would you say the insurance would be on this car, so basically how much would I have to pay per year for insurance. We are not thinking about repairs or gas here, just insurance."


Non Owners Auto Insurance?
Hello, I'm 18 and I just got my license and I am buying my first car soon. I wanted to know if it's possible if my grandmother could register my car and have the car in her own name, and I buy Non Owners Auto Insurance to cover me while driving? Is this a bad idea, because it seems as though it would be much cheaper for me? Please let me know thanks!"


California speedin and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick" and cited me for speeding and for "no insurance" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?"


Does the Lexus IS 300 have high insurance rates?
compared to a honda accord sedan.


Does a 3 door car have cheaper insurance than a 5 door car?
I'm 17 and currently looking to buy a renault clio from 2000-2005. Im need my insurance to be low and was wondering whether the amount of doors on the car effected how high your insurance would be. HELP?!?!


"If I file a claim on my home owner's insurance, will my premiums go up?
This question actually was asked for a friend. She was at someone's house and her 7 year old daughter got on a four wheeler with the other lady's 14 year old son. The lady's didn't know the children were on the four wheeler. The boy had the girl and another child riding on the fenders of the four wheeler. He made a sharp turn and threw the girl off. Her arm was broken in two places. Now the lady don't want to pay for the medical bills. She don't want to file on her home owner's either. She wants the girl's mama to use her own medical insurance which has a $1000.00 deductible and also told her to apply for medicaid to cover what Blue Cross don't pay. I don't thnk medicaid will pay in addition to private insurance. Her husband is unemployed and they cannot afford the deductible. The lady don't want to file her insurance because she is scared that her premiums will go up. Any other info would be greatly appreciated.


How much should I expect to pay per month for auto insurance?
I live in the miami area


What does a saliva test took for when getting life insurance?
What does a saliva test took for when getting life insurance?


Whats the best way to handle Home Insurance Claim Adjusters during damage estimate of my house?
Recent tornado winds and heavy rains have damaged my shingles and caused water to leak through to one bedroom ceiling! I've heard much about how they do their best to keep from paying you for damage! I just want to know my rights. Farmers Insurance is my coverage. Thanks


Why do auto insurance quotes change day by day?
I received a quote today online, then went back to the same quote today and it was $22.00 more. I didn't change any of my info. Why do these quotes vary day by day? Is there a particular time I should search for quote? Thanks in advance for your answers!"


Where to Find Good Cheap Health Insurance Plan?
Just looking for cheap health insurance plan.I need a good site for insurance that is really cheap.


Calling all home insurance agents......?
i am desperately seeking a reliable but discounted insurance company, i need to get coverage for 167,000.00 and liablity at 300,00.00......my current co. is trying to charge me 1600.00 for fire and hazzard, 1500.00 for windstorm and another 1500.00 for flood, which the flood i know is set standard by the govt and wont change but dang!!!!! 3 grand a year, thats absurd...right?"


My front axle broke while driving and the whole wheel came off. Should my insurance cover this?
My front axle broke while driving and the whole wheel came off. Should my insurance cover this?


Car Insurance rep presented low-ball offer. How do I fight back?
Luna, I get what you're saying. But when a dude jumps out of the lane into oncoming traffic and decides it's a great idea to ram into your left door as you are turning left, well, he's a jerk. If the mileage isn't an issue, why did he bring up odometer readings on two conversations? Also, he said the license plate # I have is issued to taxis which generally use more mileage. I contested this car (Lincoln) is for personal use and not registered w/ taxi & limo commission. The whole conversation seems suspect. Also, the mileage numbers he gave aren't adding up, according to my inspection records!"


Is it a good idea to get insurance on your DSLR camera?
if so, which one is the best insurance."


Im pregnant and dont have health insurance.?
Recently my boyfriend lost his job and we lost our health insurance. What can i do to get insurance for myself and our two other kids, him? I live in california"


"In arizona state, can you get health insurance for your outstanding other if you are not married?"
In arizona state, can you get health insurance for your outstanding other if you are not married?"


"Question about insurance, medicaid, and having a baby?"
I am currently pregnant and still on my parents health insurance plan. However, I will no longer be able to be on their plan anymore because I'm getting married and turning 25 this June. Will medicaid help me with my insurance, or will they consider my pregnancy a pre existing condition?"


California speedin and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick" and cited me for speeding and for "no insurance" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?"


I was involved in a minor car accident. Should I use my car insurance?
While backing out of my driveway I bumped into the neighbor's car, causing a small dent and some noticeable scraping to the paint. My neighbor offered to let me pay out of pocket instead of contacting my insurance company, with the idea that I wouldn't have to worry about paying higher rates. My insurance (which is liability) is through Geico, and I just found out that since I haven't had any tickets or accidents for over 10 years, I qualify for their Accident Forgiveness program. I was wondering if I should opt for using the program or if I should just pay the repair costs out of pocket (my neighbor came back with an estimate of almost $1000 to fix). I figure this sort of situation is why I pay every 6 months for insurance, and it sounds like the Accident Forgiveness program won't hurt my record or raise my rates. BUT I want to consider all the possibilities first, and I was wondering if anyone had any personal experience with this or had any advice about whether it's worth it in the long run to go the insurance route or not. Thank you!"


How much would car insurance cost for me?
I'm 21 years old and I have had my driver's license for 2 years. however i still have not been able to drive since i am a poor college student and cannot afford anything. however i will be graduating soon as a registered nurse and will get a job. So i would like to know the price range for car insurance just to have an idea. thanks.


Will i still be on my parents' insurance?
So, there were a bunch of changes made to health insurance due to the Health Reform. i heard that the coverage i get from my parents (since i am a dependent) will last until i'm 26 now, instead of 21. we have western health advantage through my mom's work (i think) and live in california (not sure if that makes a difference). anyways, i'm 18 and currently in college. next semester i'm hoping to take off so that i can work full time and save up money so that i wont have to be so financially dependent on my parents in the near future. do i have to be in school in order to still be on my parents' health insurance? i will still be dependent until i get my own apartment and get married, which will be in about a year or 2"


Who owns united health care Insurance?
Who owns united health care Insurance?


Why is home insurance limited to each and every different type of disaster?
The home is either livable or NOT livable...it matters NOT what disaster ruined the home.. Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident.... a disaster is a disaster... the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise? How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren't refunded some of that money you spend year after year after year? Again, once you've paid in insurance the amount of the home value.. what difference does it make if you replaced the home 'money-wise' already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I'd love to hear more solutions."


Why should I compare home owners insurance companies?
We have owned our home for 13 years, and we have always just stuck with the same insurance provider we had when we first got our mortgage. I am not sure if the premium we are paying is fair or not. I have no idea what the rate would be to insure our home with some other insurance company. Is it really worth the time and effort to compare home owners insurance companies to see if we can get a better rate? How much lower could the premiums actually be, and could we really end up saving that much money in the long run?"


Will state farm refund my payment if I cancel my insurance with them early?
I just got a new insurance company but I also just got billed by State Farm, my original insurance, I'm going to cancel them in the morning. Will I get a refund?"


How much is insurance for a 99-01 mercury cougar?
I want one! I have a 97 toyota camry right now..Can someone compare and contrast the insurance and the difference in maintaining it? I turn 17 in 3 months but the car would be under my parents name.


Confused about insurance.?
So if i buy a car but in not going to be the one driving it does the insurance have to be in my name? Or can i put the insurance under the person whos going to be driving it?


Teen Car Insurance (Divorced Parents)?
Living in North Carolina and both households get along well but adding the teenager is crazy expensive. I'm looking for off-the-cuff insight. If a vehicle is registered and garaged at one house, and the teen has his license from the other parents' address, it should not be necessary to add the teen to the policy, because in essence, he is borrowing' the vehicle. Right? For clarification: I have a vehicle for him to drive. If he gets his license at the other parents house"


"Someone rear ended me, and is now lying about it to insurance?"
About two or so weeks ago, I got read ended by this guy after leaving my college campus. I turned right out of the lot, there were a line of cars turning left INTO the lot, blocking any oncoming traffic. About 200-400 feet AWAY from the turn, while I was in the flow of traffic, I heard a loud screech and all of a sudden this guy slams into me. We both had no witnesses in the car. We drive around into another school lot. As soon as we get out of the car, he apologized. There was a campus sheriff came over and helped us exchange information. He apologized a second time and she was there to hear it. I asked him what happened, and he started mumbling about how he couldn't get his brake to work"". Well fast forward and now he is lying to the insurance saying that I was turning right when he hit me"


Car insurance too expensive. Help. Urgent?
So basically. Im an 18 year old male. I passed my driving test in june 2013. My car insurance is too high. Now normally i wouldnt care but the reason i am asking this question is because. Where i live the nearest shop is 30 mins away walking. My family need someone to do the shopping as we cannot keep going back and forth everyday. We basically starve some days as sufficient food is too heavy to carry. My father is very sick and has been for 2 years. Because the hospital is so far away he barely is able to go to his appointments. And finally i use the train to get to my university which im fine with but i get bullied everyday physically on the train. I am too scared to report this to anyone. Now im not someone who would mess about in my car or speed etc. I am a very safe driver. My cheapest quote was on a Daewoo Matiz and the quote was 6000!! So i cleary cannot afford that. I have looked into the black box scheme but most insurers wont provide that service in my area. So my question is does anyone know of any insurance companies who do specialise in giving cheaper quotes. Or any cars that tend to be cheaper to insure. Or even any tricks that may help bring down the price. Please dont answer with stuff like you dont need a car or get a black box. I am litterally fed up and feel like a failure. I dont know what to do. I even slit my wrists now as it is toi much to bare. Also i cant go one anyones insurance as i dont have anyone to ask and my dad cant drive due to his illnes


How does an individual find a list of newly authorized P&C insurance companies that have become licensed to write in the state of Texas ?
I am a new venture (6 Months), looking for commercial insurance for my company vehicles. My current insurer will not (Fed) file to allow me to cross state lines. Need a motivated insurance writer."


When buying a car how many days do they give you to get insurance on it?
ok well my problem is i spent all of my money on the down payment on the car and i already called the insurance company and they need like 200$ down to put insurance on the car so i was hoping that they would give you like a week or whatever and then you had to bring proof of insurance to where ever like i figured you would have to take the car to the dvm and get it put in your name... so am i totally wrong?


How can I tax my car without insurance?
I am planning on selling my car, which doesn't have tax or insurance as I haven't passed my driving test yet. I have some interest in the car but as it isn't taxed, people have been put off. To tax a car, it seems you must have insurance. As I cant drive, insurance is really expensive for me, and I don't have the money, nor would it be ideal to insure a car I am about to sell. Is there another way to go about this as there doesn't seem to be any logical way to solve this problem and its stressing me out! If the new buyer hires a trailer, and takes the car away that way, will they have any further problems regarding the tax? Thanks for the help :)"


California speedin and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick" and cited me for speeding and for "no insurance" and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?"