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Universal Whole Life Insurance?

For Universal Whole Life insurance, how long do you have to have the policy to start borrowing money? Is the Cash Value what you borrow the money from? When do you stop paying premiums? Please tell me any other info you know about this insurance policy. Also, PLEASE explain this in simple terms ... how this insurance works, the benefits and whether it is good or not...EVERYTHING.... because I do not quite understand. Even reading the book the agent gave me does not help me understand because of all the insurance terms and everything. and my agent is NO help what so ever.

   








What is the Maximum car insurance firms are LEGALLY ALLOWED to charge you monthly on a vehicle?
Are we going to have to have a secondary health insurance to insure against the newly sky-high deductibles?
Insurance for a 2010 Ford Fiesta Edge?
How much does a car cost for a 17 year old?
How much will a no insurance and no registration ticket in California cost you also car is in the impound?
How much does a clio sport 172 cost to insure?
Is insurance expensive for this car? [1st time driver]?
How much would insurance for a 2008 Honda CBR 125cc?
Question about health insurance for unborn son?
Cheapest method for car insurance for 17 year old male, UK?
Car insurance question.?
Will Insurance cover my smashed iphone screen?
I'm Pregnant With No Insurance?
I cut myself on accident but don't have health insurance. Is it worth going to the doctor?
What would insurance costs be for a 16 year old with a crossover?
What is the average cost of car insurance?
Affordable Family-friendly neighborhoods outside NYC?
How much would the insurance be?
Is it possible to get an SR22 Insurance on a scooter ?
How much does insurance on a 2012 corvette for a 16 year old cost?
What's the maximum loan amount that a person can write against a whole life insurance policy?
Who owns saga group ltd?
Whats an Ideal first car for a 17 year old?
Can you tell me where do i go to buy cheap health insurance? How about online health insurance?
What's the average cost of car insurance for a 20 year old male?
Will posession if alcohal by minor affect my car insurance?
What's the average for insurance for a teenager?
Low Cost Health Insurance (Indiana)?
Do I have too much insurance?
Car insurance that covers me to drive other peoples cars?
Should I stay with my car insurance company...or not?
How to get only eye insurance in new jersey ?
Should I have an abortion because my boyfriend wants me to?
Should I have an abortion because my boyfriend wants me to?
Home owners insurance policy?
For my roads test, do i need to have insurance on the car i use (virginia)?
Does health insurance go up when you buy a motorcycle?
Multi Car discount on car insurance ?
Texas car insurance for teens?
Who has the cheapest/best full coverageinsurancein Texas?
Isn't it patriotic to want all Americans to have access to affordable healthcare?
WHo covers delivery of the baby ? Mother or baby insurance?
How can I cancel my geico car insurance?
Does New York require lenders of leased cars to include GAP insurance within the cost of the lease itself?
Obamas plan will mandate every American buy medical insurance?
How would the insurance companies treat mounting a smaller sized engine inside a sport model car?
Co-operative car insurance - third party liability?
How much would motorcycle insurance be for a 19 year old in Florida?
Car insurance for a new driver?
Am I allowed to do this with my car insurance?

































































How/where can I get affordable braces?
Hey Yahoo Answers, I have been wanting to get braces for the past 5 years (since 2007). My main obstacle is affording them. They're heinously expensive. Also, the idea of 'cheap braces' doesn't sound too safe. Financial assistance from relatives is out of the question. Does anyone know of a way of affording braces? Loans are out of the question too because I hate loans. Some kind of special dental insurance or more affordable braces? I know non-clear/non-translucent braces are less expensive (but wouldn't effect the quality of the braces). But even then, they seem to be about $1,500 to $3,000 dollars. If I could find a way to get braces for $1,000 it might be possible. Thanks a ton, yahoo!"


Car insurance is very cheap or very expensive?
Car insurance is very cheap or very expensive?


"Pet owners, do you not have pet insurance in America?"
I just saw an answer to a question, where someone said 'I wish there were cat insurance' (regarding medical bills). Do you guys over there not have pet insurance at all? This has surprised me, because pet insurance is available to us in the UK! :) Can anyone clear this up for me?"


Lawyers & legal experts Q concerning auto insurance: How much coverage is best?
My auto is a '94 so I only have legal minimum +: Bod Inj Liab 15/30, Prop Damg Liab 25k, UM/UND 15/30, UM Prop Damg $3500. My question is, I drive in Los Angeles everyday-is there one or more of these I should prudently increase?? What about my fault and I sustain injury? Can I not have my vehicle insured but my body in my vehicle insured, (if that makes sense)? My car is worth only a couple K, so no reason to insure it. I am with Geico now & think I should perhaps increase some coverage. Thanks-"


Auto insurance?
price per month i mean.... :) lol


What is the best supplemental medical insurance for veterans?
My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition.


Is it true that I will have to buy health insurance or pay a fine?
I voted for Obama because I thought healthcare would be free. If I have to pay for it, I will be upset!"


Car Insurance Groups?
What Insurance Group would a Ford KA (02 Reg) Collection be? And also what Group would a Ford StreetKA be?


How can I get Health insurance if I do not make enough to afford it (read details)?
I am 19 , live alone with no help from my parents,and make only minimum wage at a less then full time job(that offers no benefits). I financially pretty much have no way to afford health insurance.I sadly have had to just live with out it. The problem is I'm now trying to go to college for a job in the heath care field ......In order just to enroll for the class you must have proof of health insurance....I'm not sure what to do since there's just no way I see that I'll be able to afford it....especially if you have to do a down payment and so forth which is the usual way to start up insurance.....Is there any kind of health insurance that I can get in my situation that is extremely cheap and not a fraud.....I need very very affordable and legitimate health insurance PLEASE HELP!"


Which is the best free or cheap web hosting site for a small business?
I run a travel agency from my home and I am looking into getting my own site. I do want a .com etc. Not a blogger page. I dont need too much space just a few pages and some details.


Universal Health Care: Why doesn't the U.S. have it?
I am American. I am seeking the Canadian opinion as to why the U.S. doesn't have universal health care. The U.S. is the only industrialized country without it. It seems that universal health care works for the most part. It's my understanding that some of the best health systems in the world are in Japan, France, Germany, Italy, the Scandinavian countries, and Canada. Honestly, universal health care doesn't sound as bad as some people describe it as. In addition, should it not be a right to health care? I think it should be a right. What kind of society puts profits before people? That's just wrong! I support universal health care. I think the fears associated with it espoused by certain people in America have been exaggerated or are non-existent. I think it's absolutely possible to have a health care system that's universal and provides quality medical care. France, Germany, and Canada are proof of that. I am an American and I support universal health care."


What kind of Life Insurance?
I am 30 and my husband is 32. I am wanting to get life insurance for both of us, but I don't know what kind. Term life is what most say to get. I want life insurance that covers everything. If we have a wreck and die, natural disaster, natural death, hit by a car, someone kills us, ETC. We have 5 children and I want to make sure that if something happens to either of us our children will be taken care of financially. We have no mortgages, or payments as we own all we have at this time. Can anyone tell me what I need and who would be a good company? I live in Ohio and we are both in good health, we smoke at this time but are trying to quit."


Affordable insurance plan for a diabetic?
im a diabetic and i recently lost my AR Kids insurance when i turned 19.... i need an affordable insurance plan that will cover my prescription does anyone have any suggestions


What is the average cost for motorcycle insurance in the state of Texas?
18 years old


Is fully comprehensive insurance worth paying on a 1000 car?
I'm a 39 year old driver who's had a full licence since the age of 17, I have full no claims and although I've been involved in 2 accidents neither of them were my fault (fingers crossed I'm not to speak too soon). I'm only buying a car worth 1000 and the difference in cost between fully comp and 3rd party, fire & theft makes it worth thinking about going for the latter as the fully comp is 609 with 250 excess and TPFT 480 with 250 excess. Does anyone know, if I was involved in an accident cause by a 3rd party driver can I claim from their insurance? I remember on my 2nd accident (about 14 years ago before the recent technology) although I got all the details of the registration and the driver he gave me incorrect details and the DVLA never actually found him as the car had been in between owners. However I was put in contact with a type of agency who assist in these cases and I got reimbursed for my car and neither did it affect my insurance. How am I covered 3rd party if I have an accident that's the fault of the 3rd party? Logically I'm thinking that I can claim for my car from their insurance? Any advice appreciated, would you go fully comp or TPFT?"


Universal Whole Life Insurance?
For Universal Whole Life insurance, how long do you have to have the policy to start borrowing money? Is the Cash Value what you borrow the money from? When do you stop paying premiums? Please tell me any other info you know about this insurance policy. Also, PLEASE explain this in simple terms ... how this insurance works, the benefits and whether it is good or not...EVERYTHING.... because I do not quite understand. Even reading the book the agent gave me does not help me understand because of all the insurance terms and everything. and my agent is NO help what so ever.


Does my 17 yr.old need car insurance to drive my car?
in connecticut


How much would a 1 million dollars liability policy cost per month for a fright transport company?
Im starting a small hot shot trucking transport company. I need to know how much a 1 or 2 million dollar policy will cost me per month. Or what kind of Insurance I would need. I will be hauling oil field equipment, cars, pipe, tanks, air fans, motors, things like that."


Car Insurance for any Car in USA?
Sure, I can get a Driving License with a registered car. It will take at least 6 months after issue of Learners License, right? But I will be spending only summers (6 months max.) on my Cardiologist's advice every year. Then what to do? Secondly, what visitors to USA do when they are touring all over with their friends & relatives Cars, without burdening their Car insurance with heavy extras? Is it not at all possible to do so now in USA? In 1981, 1998 and 2003 when I visited USA on B2 visa I drove all over USA with rental and relative/friends' cars with my international driving permit from India without any problem. Have the Car insurance laws changed? Can some knowledgeable person please guide me please?"


How much would it cost to insure a 2000 Porsche Boxter?
I'm an 18 male so I know the insurance will not be cheap. I live in California and have straight A's in school which I know helps a little with the cost but not much. How much would you think it would cost?


How much do insurance csr's make in california?
I'm working as a receptionist at an insurance company and am thinking about staying in insurance long-term. How much do customer service reps generally make in CA? I've tried googling and the numbers I'm coming up with are very close to what I'm making as a receptionist, which cannot be correct. Any help would be appreciated. Thanks!"


USAA car insurance while deployed?
it is illegal in MA to have no car insurance. I can take my car off the road but it costs $120 to get new plates. Does USAA have an option for insurance cheaper than the minimum allowed by your state. How am I going to drive anyway when I am deployed??? thanks


How much is a doctor visit without insurance?
My friend hasn't been feeling well for a few days now and needs to see a doctor. Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance. By the way we live in Miami, Fl."


How much does US health insurance cost per year?
I am considering moving with my wife and kids to Michigan for a year as part of my degree. I have a number of questions, mainly about health insurance. 1. Will my wife and I still be considered married? If not, will that affect the way we buy insurance/are treated at the hospital? 2. She is very active, with slight asthma and bad PCOS. How much (roughly) would health insurance be for her for one year? 3. I am wheelchair dependent and suffer from epilepsy. How much (really roughly) would my health insurance cost? 4. Do I buy separate health insurance for my children (aged 17 months, 1 month and 1 month)? 5. My eldest child appears to be struggling with leg movement and we are considering the possibility that she may have inherited my condition. Will treatment and tests be covered by the insurance, even though we have an idea of what it might be before buying the insurance? I know these must sound like obvious questions to US citizens, but we are not a particularly rich family, so we need to make sure that there are no big bills hiding around the corner! Thank you"


Dental insurance Help. Dont have insurance. 21 yrs old?
Im a college student so i couldnt spend too much money every month on insurance. MAX $40. Would it be cheaper for me to pay out of pocket for the cavitys and crown or to get insurance? How much do insurances even cover... I hear a cheaper one will only cover a 1,000 or so worth of cavitys a year...? I have over 2,000 worth of dental work probably.. Never had to deal with bills and stuff of this manner so im very confused !!"


Why is the insurance company bothering me?
Two months ago I was sitting a red light and was hit from behind . Now the driver's ins. company wants me to reimburse them. Why? What should I do? I'm trying not to think the worst, but when I got out the car she was on the phone and said her husband is a police officer and was sending his friend to the scene. This makes me wonder if some untruth is involved here."


"Can a doctor's office bill my insurance for a visit, he during the visit, the doctor refused to accept me as a patient?"
I made an appointment with a pulmonologist named Evan Bailey in Worcester, MA for my son. I told the receptionist/secretary upfront that we do not vaccinate when making the appointment. I waited 3 months to get into this doctor. I even told the nurse who took his weight and BP at the start of the appointment, that we did not vaccinate. We did a pulmonary function test, and finally saw that doctor, after talking with him in depth about my son's medical history, he got around to asking, are his vaccinations up to date? I told politely we do not vaccinate. His jaw dropped and his face went white. He said he would not treat my son unless I agree to get him vaccinated over the next few months. I talked with him over several minutes and asked him what a good reason in his mind to not vaccinate would be, he said only if you have an autoimmune disease. I said what about religious beliefs, he said absolutely not. I admit I was beyond frustrated with this doctor. I do not want him billing my insurance when he provided no services, except to waste my time with his discrimination. Regardless of where people people stand on this issue. I waste time, money and a day off from work to come to this appointment, in good faith."


Is it illegal to use a wrong address on your car insurance?
I want to use the address my dad lives at for my car insurance because it makes my insurance 200 cheaper. It is my registered address and my driving license, bills and bank is addressed there but I don't technically live there anymore. I live between my boyfriend and another parents house. What is the deal with this?"


Husband won't get life insurance?
We just married a few months ago. He bought a house a month before we married through VA loan. We are almost 40, and I believe we need life insurance on each other to cover house, cars, debts, ect.... I have enough on me to cover for my part and some. My husband told me that my name if not on the house so I have not financial bearing. If he dies, I can simply walk out the house and downgrade to a trailer, apartment, rent home, cheper home, whatever.... or I can sell his things to help pay the note... OUr house isn't new and very simple!! regardless, I think this is rude. you don't leave your widowed spouse with all that baggage. He makes plenty that he could afford a policy. I am asking him to cover most of the house, his vehicle, and personal debt... which he has a bunch from before our marriage. Am I being hard on him? He isn;t willing to share checking account or save together. He doesnt want me minding his finaces- none of my business is what he tells me pretty much."


What is the best type of renter's insurance?
Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?"


Periodontal Insurance in Iowa?
I have major gum resession and I need a transplant, which means I need to visit a peridontist. Problem is, I can't find one in Iowa that takes my insurance. (Hawk-i) I really need the surgery and I've been searching for months and haven't had any luck. Please, someone help me out, please."


Universal Whole Life Insurance?
For Universal Whole Life insurance, how long do you have to have the policy to start borrowing money? Is the Cash Value what you borrow the money from? When do you stop paying premiums? Please tell me any other info you know about this insurance policy. Also, PLEASE explain this in simple terms ... how this insurance works, the benefits and whether it is good or not...EVERYTHING.... because I do not quite understand. Even reading the book the agent gave me does not help me understand because of all the insurance terms and everything. and my agent is NO help what so ever.


Can you add car insurance after an accident?
i hit my friend tonight but i never added insurance to my truck that i bought two weeks ago. I called the 24 hour insurance support and told them that i had bought the truck tonight and they said i am covered for 3 days but i have to call my agent tomorrow to set up all the coverage and payments. If i call the agent in the morning and tell them i got into an accident will i be covered? i live in IL.


How much is home insurance per year in South Florida ?
Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?"


"I am 19 years old. I would like to buy a $16,000 2014 Dodge Dart. I make $10/hr and get 40hrs a week. I need help with insurance costs.?
I have a clean driving record. I understand insurance has a lit to do with it. I just need help estimating the cost of insurance per month.


Can I qualify for a car loan without my husband?
My husband and I have been married 10 years. He works full time and I work part-time. I manage the finances. I would like to buy him a new SUV for his birthday. If I go to the dealership without him will I be able to finance it without him there? Our household income is six figures but I make less than $20k myself. Or will they just charge me a higher interest. Thanks.


Insurance quotes for a 2006 Mitsubishi Eclipse ??
i'm 16 and i need to know where i can go online to get a quote, without people calling me. i just want to know how much it's gonna be every 6 months or every month, etc. online .... THANK YOU ALL !!!!"


"How can you get counseling / therapy without medical insurance in Akron, Ohio?"
I have a friend who suffers from severe anxiety, but they don't have any insurance or much money to spend. What resources are there for people without insurance in Akron, Ohio?"


Is eCar a reliable car insurance?
I need a cheap car insurance, and I heard eCar is really cheap.. but I don't know if it's reliable or not!!!!?? Please help!!"


Progressive Insurance question: Away at college- can I let my sister drive my car?
I live in Pennsylvania and own a 1990 Toyota which is insured under my mothers policy with Progressive. Since i've been across the country at Arizona State University, I haven't had a use for my car. Instead of letting it sit around, I've allowed my sister to drive the car frequently.Since she doesn't reside with my mom and has a different address, is allowing her to drive the equivalent of allowing your friend to drive your car? For instance, if she was to get in a wreck, would my insurance company pay for the damage even though I wasn't the one driving?"


What kind of insurance (if any) will cover AI pregnancies?
I know this sounds a little odd, and I know you're probably thinking that I shouldn't have gotten AI if I can't afford the medical bills. But I'm serious, and need recommendations. I need to find an affordable insurance company that will help cover the expenses of an intentional pregnancy. I'm not talking about the actual Artificial Insemination process, but rather the doctor and hospital bills that will occur during pregnancy and at the actual birth. Thank you so much! I really appreciate the help!"


How do i cancel my insurance with Health net?
I got a different insurance and i'm trying to cancel my insurance with Health net (Arizona) but i dont know how. i called them and they keep putting me on hold for hours and when i finally get a hold of someone they just keep sending me to another person and putting me on hold. is there a way i could delete it online?


What Happens If I Can t Pay My Car Insurance?
If I can't pay, I know that they'll suspend my registration. The thing is, I'm paying off my vehicle from a different state. What will that mean?"


Why do I have to pay to insure other people's children?
I have little compassion for those that say they cannot afford to insure their children. #1 - don't have children if you can't afford them; then don't expect me to pay for the ones you can't afford. #2 - it doesn't cost that much to insure a child; part of a parents responsibility is to sacrafice for the sake of their children. Case in point - I have an acquaintance whose parents both worked and they made just above the cut-off for getting government help for insurance. What did they do? They went out and bought 2 brand new motorcycles, helmets, chaps, gloves and boots, so they could take their little darling on wonderful family outings. That money would have went a long way to insuring them, huh? Am I unreasonable?"


Homeowner's insurance?
if you own a duplex and reside in one half and rent the other half, is the homeowner's insurance only for the rental part or both?"


How much would it be to give birth in California without insurance?
I live in the sf bay area and I work under the table... I don't have insurance, but I do have a membership at Kaiser Permanente because of my parents before I got married... I'd also like to know how much are sonograms and things that fall in check ups... Thank you"


Affordable health insurance new jersey family?
anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?


Universal Whole Life Insurance?
For Universal Whole Life insurance, how long do you have to have the policy to start borrowing money? Is the Cash Value what you borrow the money from? When do you stop paying premiums? Please tell me any other info you know about this insurance policy. Also, PLEASE explain this in simple terms ... how this insurance works, the benefits and whether it is good or not...EVERYTHING.... because I do not quite understand. Even reading the book the agent gave me does not help me understand because of all the insurance terms and everything. and my agent is NO help what so ever.