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Can someone explain health insurance to me?

We have never had health insurance. We really need to get it but cannot afford it. However, we are going to spend every dime we have to get it so we can go to the doc. Problem is--isn;t it more costly to get it because you have to pay the monthly fee plus atleast 80% of the bill and the doctors jack the bills up if you have insurance? Also, what would u estimate it would cost for a family of three(2 adults with one baby) no problems in the past, healthy, non-smokers and any companies you would recommend?

   








If i take drivers ed now, will my car insurance rate go down?
Would i need goods carrying vehicle insurance?
Property Theft Claim, Insurance is taking forever?
I wonder if anyone knows of any good but affordable health insurance.?
What makes health insurance so unaffordable" and to "expensive"?"
What is an insurance coverage amount"?"
Does Car Insurance increase after an accident on Learner Insurance.?
Why do we need health insurance?
Do you need motorcycle insurance in Georgia?
Should you Always have health insurance whenever going under the knife"?"
Motorcycle recommendation for teen girl and mother?
Can you recommend a good,cheap insurance for a 17 year old??
When i buy a car, what is the process of buying? like insurance...etc?
When does insurance start at Publix?
For Californian's - Arnolds Health Insurance question?
What's do you pay for car insurance in your country?
I have kaiser insurance does my insurance cover the lapband?
What can I get FIRST: a driver's license or car insurance?
If your license is suspended for not paying insurance in Ohio, while you lived in Arizona, can that be forgiven or overturned?
How much will it cost to run a car in the UK (17 Years Old)?
Question about term life insurance trying to figure out something,?
Do you need proof of car insurance to get your license in Illinois?
I need help with my Dmv Final Exam. I keep getting a 70% i need 80%?
Health insurance and medical abortion?
What insurances do I need as a home-owner?
Car insurance?
Any suggestions for a first car that's affordable and safe for a 16 year old?
Whats the best life insurance for a single mom on a budget?
How can I lower my auto insurance premiums?
Hayabusa Mini Insurance. (Kit car?)?
Where can i get cheap auto insurance in the usa?
Why is health care so expensive in the U.S.?
Will my health insurance be informed of a failed drug test when they claim is filed ?
Will my health insurance be informed of a failed drug test when they claim is filed ?
Owner brought car for co owner and he was suppose to pay insurance and car note. He dose neither.?
How much should I expect insurance company to pay?
My house is on ZoneX of FEMA's flood map & that I'm potential flooding due to inundation". Am I required to purchase flood insurance?"
'96 Saturn Sedan SLI 4 door, Totaled, accident insurance offered $2700. buy back $530. fair?
NO Car insurance! Will i get 6 points?
Good health insurance?
Which number is the policy number on my medical insurance card?
Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?
Does anyone know where i can get cheap and affordable health insurance from in wisconsin?
What is General Insurance?
Car insurance for 17 year old?
Whats the difference between term and permanent life insurance?
What qualifies you for Medicaid in California?
How muh would cost me a car insurance? i havent bought the car yet. i am a new driver.?
Can I convert my Adjustable Life Insurance policy to Term Insurance?
How much does renters insurance cost?..?
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Does a person need to be a legal resident to purchased Universal Life Insurance?
My sister's husband came to this country a few years ago, and as any responsible parent he wants to secure the future of his family so he decided to get life insurance. The problem is that my brother-in-law only has an employment authorization card ( this means he is legal in the country). His social security number is real so I wonder why the agent did not want to sell him life insurance. Can anybody answer this please. Only people who have knowledge on this subject."


Car Insurance not Paying (in Georgia)?
I was in an accident three weeks ago. It was the other car's fault. There were no injuries. We didn't call the police, but I got a written statement from the other driver admitting fault. I got her car and insurance information and filed a claim with her insurance. They sent an appraiser and I got an estimate for the damages. So all that is left now is for the insurance to approve the estimate and send me a check. I have called the insurance company almost everyday since I got the appraisal (about 2 weeks ago) and they are saying that they are waiting to get in touch with the policy holder; apparently they don't have her correct phone number. But they have the signed statement from her admitting fault. The agent in charge of my claim doesn't even pick up the phone or return my calls, I just talk to the operator who can't really give me any answers. I have the basic car insurance, I don't have collision coverage, so I haven't even called my own insurance. My car is operational but my rear susspension is gone, and the bent metal is hitting my tire; I really need my car rapaired asap. Should I call a lawyer even though there were no injuries? I should probably add that my car is not worth much, but I still need it fixed! and I can't afford (don't want either) to pay for repairs out of my pocket. What should I do? Thanks in advance for your help."


How to get cheaper insurance with an impaired driving/hit and run charges?
PS: I do not have an alcohol or substance problem at all.. It was just one night I drove, when I probably shouldn't have. Simple mistake that I did one time. I know that driving records in ONTARIO typically only go back for 3 years. I'm looking for somebody that has been through the exact same situation, what insurance company you went to, and what happened to your insurance 3 years after you got convicted? Thank You."


Do all car insurance rates drop when you turn 25?
When I turned 25 everyone told me congrats that my car insurance rate would drop. I never heard of this. I asked around and some people said that that is not ALWAYS true. Is it? I use Esurance Auto Insurance. Do i need to call to get the discount. Is there even a discount. Do insurance companys automatically do it? Hmm.


I got a ticket for jaywalking. Will it affect my insurance?
I live in California and was wondering if I should just pay it? I'm just wondering if it will affect my insurance but it wasn't a traffic ticket and I'm confused.


Average cost of sr22 insurance?
What is the average cost of sr22 insurance?


Home owners insurance depreciation?
I had my roof replaced about a month ago. The ACV of the roof was around $8900. About $1500 was witheld due to depreciation. I have a friend that has his own company and did the total job for around $8500. I was written a check for the $8900 and was told that there was $1500 available in depreciated value once the roof was complete. I believe my friend cut"" me a good deal and I was going to use the other $1500 from depreciation in guttering that the insurance company keeps giving me the run-around on. I have total replacement insurance....it's called the Regal Policy with Oklahoma Farm Bureau. It's the most expensive they have. My agent says that the depreciated value is mine to use because I'm paying for it. The adjuster says...""no"


Question about Car insurance (UK)?
Does anyone know if / how mileage for year is calculated for insurance purposes. What do the insurers check for these details? I have a private policy for my second car (my non work runaround) and it is limited to 3000miles per year. Perfect for trips to the dump, bulky or messy trips to the shops etc. I lend the car to my partners foreign parents who use their own insurance policy (cheaper for them) to drive it during their vacations to the UK 2-3 times a year adding quite a bit of mileage to the vehicle. If we both have insurance to be driving my car, am I at fault for claiming low mileage allowance for cheaper insurance for the car?"


For Californian's - Arnolds Health Insurance question?
Can someone explain to me if this is wrong or is this right? He intends to tax the businesses that don't give their employees health care (which would be among the smallest businesses because those with over 50 employees have too in California) and use that money to buy them some kind of health insurance? I wonder how many folks are going unemployed due to the closure of small businesses if that happens?


18 years old purchasing car and insurance?
I am an 18 year old female and im looking to purchase a car - preferably a new car but we'll see how far that goes... I would like opinions on which car insurance is the best for new drivers. I did a couple of quotes and Geico seems to be good, any other suggestions?"


Who is the best medicare insurance?
For a retired person who has the privilege of medicare it is hard to make a decision of which one to go fore , I need an opinion of which could be the best, please."


Insurance question for my car?
when i turn 16, if my mom calls and just puts my car under her as driving it, and dont mention that i will be driving, if something happens would i be covered under her policy or would i not be covered since i wasnt one of the names insured. it is alot cheaper to just go under her, but if i got pulled over, or anything happened would i be covered under insurance."


Health insurance when a baby is born?
Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?"


"I am trying to find dental insurance that will pay for braces, Does anyone know of an insurance that will cove"
I am trying to find dental insurance that will pay for braces, Does anyone know of any insurance companies that pay for insurance and dont have a waiting period? If theres a waiting period then how long? I have delta dental and they only cover up to 1000.00"


What is the cheapest auto insurance in california and can you please tell me the monthly rate for liability?
What is the cheapest auto insurance in california and can you please tell me the monthly rate for liability?


Can someone explain health insurance to me?
We have never had health insurance. We really need to get it but cannot afford it. However, we are going to spend every dime we have to get it so we can go to the doc. Problem is--isn;t it more costly to get it because you have to pay the monthly fee plus atleast 80% of the bill and the doctors jack the bills up if you have insurance? Also, what would u estimate it would cost for a family of three(2 adults with one baby) no problems in the past, healthy, non-smokers and any companies you would recommend?


Medicaid and Life Insurance question?
If a person is on Medicaid and has a life insurance policy..then passes away (not suicide) with their adult child as beneficiary..does Medicaid come in a seize the monies from the policy? **btw..this has nothing to do with me, or my family. I'm just curious how this works.**"


Health Insurance Deductible Q?
Does doctor visits count towards insurance deductible? My deductible is 2500 and doctors usually charge 100s of dollars per visit to the company even though i pay small co payments, do those count towards the deductible amount? I may need a mri soon which cost a lot and my insurance charges %80 after the deductible has been met"


Auto insurance. please help me. =)?
I'm sixteen and i just got a truck. it's a 1977 dodge pick up 4x4. i can't drive it without insurance and i don't know where to get my insurance from. i've tried getting online quotes and stuff and it didn't work. anybody know a good insurance company with a plan that covers the basic stuff i need just so i can drive my truck?? thanks. =)


"Would you buy a health insurance policy if it was not required of you, yet affordable?
a. I'll wait until I'm required to b. No way c. Absolutely e. I want one for free because I don't have a job and I live in my mom's basement


What the hell is wrong with my insurance quote?? Help please?
Hi, I've just been to confused.com and obtained a quote for the car I want - FORD MONDEO VERONA 16V 1997-2000 1796cc 5 DOOR HATCHBACK Manual Petrol - this 2nd hand car has done around 12,0000 mileage My cheapest premium was 4329?? Why on earth is it so expensive?? Is it the fact that I'm a 20 year old male? Or that I've just had my licence for a month? Or I've only lived in the UK for 3 years? Engine size?? State of car??? Please let me know than you"


I have had a lapse in my auto insurance for four weeks now. Where can I get auto insurance at?
I live in the state of florida. I have had a lapse in my auto insurance for four weeks now. I've been looking for auto insurance for a little bit now with no luck. No one will cover me with less than $350-$400 down. My husband also has a bad driving record. What can I do? Im afraid my license will be suspended if I don't get auto insurance soon.


Life insurance recommendation?
Hello !! Michael, I am interested in a term life insurance policy for myself and my wife. We are 50 and 51 years of age and in overall good health. We are both overweight according to Farmers insurance guidelines. Everything was fine with regards to our health except for their restrictions about the weight issue. My question: What are we supposed to do in order to be insured with a reputable company ? We would be willing to pay a higher premium if necessary. Could you Please recommend some insurance companys that provide flexibility with regard to weight. Your help is appreciated !!!!"


If i get my medical card in california will my parents see it since they pay for insurance?
I am about to get my card and i was wondering if my parents will see it, since they still pay for my insurance."


Does it really take a Conservative 65 years to figure out that single-payer health insurance ain't so bad?
Sorry for posting twice....something yahooed me and the question diappeared.....must be AMERICAN software that they use....


"Is a classic muscle car a good choice for daily driver, such as a chevelle?
I was planning on using my 95 chevy 1500 work truck during the winter because i no how bad the salt effects these cars to get a nice daily driver how much would i need im not looking for a show car just something i can enjoy and wont have it in the shop every other week i dont plan on driving in bad weather i want to keep it as a nice car for a long time i plan to take good care of it


Help i had a car accident driving a company car with no insurance?
i hit a car, unsafe start, i find out theres no insurance. I called my boss and he is furious and tells me i should put my insurance from my other cars to it and that i should pay for the accident. i dont know what to do i need help and advice"


I was at-fault in a car accident. How much will it cost to repair? Should I report to insurance?
Here are the details of what happened: - I hit an illegally parked car, popping the side mirror out of it's place and scratching it slightly on the side. - My car's tire blew and the axle is completely f**ked up. It looks like my car is doing a turn-out in ballet. I also have to fix the bumper which popped out of place and the mirror popped out of place. How much will it cost if I take it to the Volvo dealership? - My car is a black 2006 Volvo V50 stationwagon. - Should I report this to insurance? How much will my insurance increase if I have AAA and this is my first accident on record?"


Where should I look for health insurance for my mom?
My mom is 55 years old and lives in another state as me. I currently work and live in Pennsylvania at a great company that provides health insurance, dental, vision, etc. I cannot add her to my policy, as much as I would like to so I would like to try and find a policy for her. My dad works for a company that provides health insurance, however the cost of health insurance to him and my mother (who live together and are married) is extremely high. Currently, they are seeking alternatives so that my dad is covered under insurance through his company and my mom can get coverage through a third party company at a lower rate. The rate they are asking my father to pay to have both of them on the coverage policy is insanely high. I pay about $55 a month for health insurance and they are at least quadruple that. I'm looking for suggestions for a reliable and trusted company (Aetna, Anthem, etc.) that would provide individual health insurance at an affordable rate, if anyone knows of anything."


Where is a good place to get an Ohio Health Insurance Quote?
I just moved to Ohio and I need health insurance. I used to Live in Florida and I had Humana but that seems expensive here. Where shoudl I get health insurance in Ohio.


Switching insurance companies with damage?
I hit a pole a few months back as an insured driver under my parents policy with state farm. Fast forward a few months and graduating school I still have not fixed it, but I just switched companies to geico to have my own policy, paying for it myself etc etc My question is if I ever choose to file a claim down the road, is it considered insurance fraud? I was never uninsured or had my insurance lapse. I just chose not to fix it (and realistically I probably won t) but now that im employed full time there may come a point where I do choose to do so."


Can someone explain health insurance to me?
We have never had health insurance. We really need to get it but cannot afford it. However, we are going to spend every dime we have to get it so we can go to the doc. Problem is--isn;t it more costly to get it because you have to pay the monthly fee plus atleast 80% of the bill and the doctors jack the bills up if you have insurance? Also, what would u estimate it would cost for a family of three(2 adults with one baby) no problems in the past, healthy, non-smokers and any companies you would recommend?


will I get in trouble?"
What happens if i stop paying my current car insurance and switch to a new one?


What is the purpose of uninsured motors insurance ?
What is the purpose of uninsured motors insurance ?


With my parents full consent can I get my medical marijuana card at 16 years old?
Iv done my share of research and want the green card to treat ADHD and inability to sleep at night. Thank you.


How can I get car insurance on a car that my ex husband let my daughter borrow? The car is still in his name.?
My ex husband let my daughter borrow one of his cars. He lives in a different state. I had the car registered here in the state we live in, but now the insurance has expired and I can't seem to get insurance for the car now since the car is not in my name. I cannot get ahold of him at all.....phone is temporarity disconnected, etc., and I think he has not even been paying the payments on the car, since he has not been working for many months now due to the housing crisis in this country....especially the western part. I'm actually wondering why the re-po man hasn't come and collected the car yet. I will not let my daughter drive the car until it has insurance. It just sits in the driveway. She really needs a car to get to work now and it seems such a waste to have a perfectly good car just sitting there. Anyone know how I can get some insurance on this car? Or maybe should I call the bank that is financing this car and see if he is even making the payments? Would the bank let me buy the car at a huge discount if he has not been making payments? Any answers/advice for me will greatly help. Thank you so much!"


Is car insurance really necessary?
What if your a student and your driving a car that does not have insurance but you don't crash or nothing bad happens...Do you still get penalized if you do not have insurance? Is it a law?


Does motor trade insurance cover anyone to drive the vehicle?
A friend has trade insurance on his car and say it is ok for me to drive does the insurance cover me without being named on his insurance. I have my own insurance on my car.


Car insurance quotes?
Any one know of any cheap insurance brokers , im 31 male , ive got 9 years no claims protected , i drive a BMW 323 ISE its nothing special 2000 w reg , my best quote is 613 , 61 per month , i think its a rip off my girlfriend is younger than me drives a audi a3 newer than mine she has 3 years no claims and hers is cheaper , wtf ? oh im a HGV driver for a living"


Is it illegal to not have car insurance?
and if it's not illegal, what am i getting confused with?! i always thought it was illegal....? my friend is getting his car and he said it's a crappy car so there isn't any need to insure it. ???"


Car insurance for 16 yr old with mustang?
im 16 and just got a 05 mustang, and now im trying to find a cheap insurance company. I want to spend less than $275 a month, does anyone know one?"


How can I claim Health Insurance from two different providers for the same incident?
Basically if I have two health insurance policies from two different Health Insurance providers, what is the process to claim?"


Texas Roadhouse health insurance?
I'm not married, and I have no children if that matters :)"


Survivor Benefit or Term Life Insurance?
The reason for term insurance is to subsidize her pension income in the event she dies prematurely. In this case I would loose her pension income and SS. Leaving me with only SS and nestegg. The term insurance will subsidize a portion of that pension income at a lower cost than taking her full survivor benefit. If I should die prematurely she has the option of continuing her term and giving the children and added inheritance. Since if she dies and I die they don't get any of her pension.


Does anyone know an affordable health insurance company?
I am self employed and need affordable health care for myself and my child.


I was wondering who has the cheapest auto insurance rates in the bay area california? please help.....?
I was wondering who has the cheapest auto insurance rates in the bay area california? please help.....?


Are mitsubishi 3000gt's costly to insure?
Hi I am 16 and am looking at some mitsubishi 3000gt's right now. I know that insurance is already expensive with me being a 16 year old male but would a 3000 gt be expensive for insurance for me too? It would be a non turbo model and I have heard from places that 3000gt's are costly to insure, is this true? Thank you I appreciatte your answers."


Can someone explain health insurance to me?
We have never had health insurance. We really need to get it but cannot afford it. However, we are going to spend every dime we have to get it so we can go to the doc. Problem is--isn;t it more costly to get it because you have to pay the monthly fee plus atleast 80% of the bill and the doctors jack the bills up if you have insurance? Also, what would u estimate it would cost for a family of three(2 adults with one baby) no problems in the past, healthy, non-smokers and any companies you would recommend?