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Question about term life insurance trying to figure out something,?

If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work?

   








Do you need proof of car insurance to get your license in Illinois?
I need help with my Dmv Final Exam. I keep getting a 70% i need 80%?
Health insurance and medical abortion?
What insurances do I need as a home-owner?
Car insurance?
Any suggestions for a first car that's affordable and safe for a 16 year old?
Whats the best life insurance for a single mom on a budget?
How can I lower my auto insurance premiums?
Hayabusa Mini Insurance. (Kit car?)?
Where can i get cheap auto insurance in the usa?
Why is health care so expensive in the U.S.?
Will my health insurance be informed of a failed drug test when they claim is filed ?
Owner brought car for co owner and he was suppose to pay insurance and car note. He dose neither.?
How much should I expect insurance company to pay?
My house is on ZoneX of FEMA's flood map & that I'm potential flooding due to inundation". Am I required to purchase flood insurance?"
'96 Saturn Sedan SLI 4 door, Totaled, accident insurance offered $2700. buy back $530. fair?
NO Car insurance! Will i get 6 points?
Good health insurance?
Which number is the policy number on my medical insurance card?
Average motorcycle insurance cost for 18 yr old with 2007 yamaha yzf-r1?
Does anyone know where i can get cheap and affordable health insurance from in wisconsin?
What is General Insurance?
Car insurance for 17 year old?
Whats the difference between term and permanent life insurance?
What qualifies you for Medicaid in California?
How muh would cost me a car insurance? i havent bought the car yet. i am a new driver.?
Can I convert my Adjustable Life Insurance policy to Term Insurance?
How much does renters insurance cost?..?
How long do I have to wait to be able to buy car insurance?
If i have insurance for my car, how much more will it cost to own a motorcycle?
Uninsured driver hit my vehicle!?
Health insurance?
What kind of insurance should I get?
What kind of insurance should I get?
Why dont we get a refund from car insurance companys when we dont make a claim?
Can i get insurance on myself as a driver?
Should I take a Motorcycle Safety Course?
Question about getting your own insurance?
Do you think my car insurance would go up?
Auto insurance listed driver question?
Can paying monthly for car insurance increase credit score?
Where can someone find health insurance if your not perfectly healthy?
Car insurance for a person, not a car?
What is Proof of medical/Health Insurance?
Having a hard time to find affordable health insurance?
Why is my insurance so high?
Life insurance??
Ticket and insurance rates?
What are my odds in having a homeowners insurance claim?
Life Insurance without Suicide Clause?
https://vilynalele.wordpress.com/2017/06/06/whats-a-good-looking-affordable-car-for-a-teen/

https://mistwindnimarlau.wordpress.com/2017/06/01/what-is-the-cheapest-most-expensive-profession-to-be-in-when-claiming-for-car-insurance/






























































High performance car insurance?
Basically this is really annoying me. Me and my dad aren't really bothered about the monthly cost of my insurance on a Mazda RX8. I'm 18 years old, but nobody will insure me? Seems fair? Wrong. My friend, who's dad is an investment banker has just got a factory build Audi R8 quatro V10. He's also 18, but I don't understand how he has even got a quote let alone full cover. He tells me hes insured in his name but his dad won't tell him how much it costs. Now, obviously their family is greatly richer than mine, but still, my family can afford the insurance, just like his family can. Why do they insure him and not me? When his car is classed as a super car, and mine is in the sports car class. We have both have just recently passed our tests if that helps."


'i have 5 years of experience in insurance process but there is a gap for 3years how to explain in the interview?'?
'i have 5 years of experience in insurance process but there is a gap for 3years how to explain in the interview?'?


Car Insurance Company wants me to send them pictures?
I don't know why, but I have never heard of this before and I am a little suspicious. So this idiot decided to back into my parked car and completely destroy my door. They are no doubt who is at fault for this. Their insurance company just called and wants me to send them pictures instead of them coming out to take pictures. Has anyone had this situation before, and how long after I send them pictures am I going to be able to fix my car, this happened on Monday and i am getting pissed! Thanks for your help!"


Shouldn't the recession reflect my escrow (property tax + home insurance)?
Because I am actually making higher payments on my escrow (taxes + insurance). Shouldn't it be lower payments instead of high payments? Why am I paying higher? It has nothing to do with being late. I have made all payments on time every month. My mortgage company sent me a letter stating that there was a shortage on my account and my total payment would increase. It was not a significant increase (about $24/year), but still shouldn't it be lower? If I sell my house now, the sale price would be considerably less -- even less than half the value."


Obama is guaranteeing affordable health care for the uninsured?
So far they don't have any proposals to lower the cost of health care. So he must be saying the government will be picking up the tap to make health insurance affordable for all of the low income, no income, the elderly, & the uninsurable. This will be a staggering amount of money. Do you trust him to pull this off?"


Home owners insurance check made out to mortgage company and me?
Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?"


Home insurance claim???
Does anyone know if you can claim on your house insurance for lost jewellery? My boyfriend has lost my engagement ring!!!! Just wondering if the home insurance covers it? Many thanks!!xx


What can I do about car insurance from another state? PLEASE HELP!?
Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?"


How does car insurance really work for new drivers?
I passed my road test with flying colors last Friday, but my parents refuse to either get me a car, or allow me to drive theirs by myself. They quote insurance as the main problem - new drivers who are male and under 25 typically get insurance rates that are like 200% plus the normal rate. Now if that were the way it really worked for everyone, I wouldn't say anything, considering that I know it's not my car I'd be driving. However, I have plenty of friends who use their parents insurance, but don't pay a penny extra. I'm wondering how exactly that is done, because if my parents had their way, I'd be driving with them sitting in the side seat until the age of 25 - not happening."


Behind the wheel test insurance question?
I'm taking my behind the wheel test soon and my best friend is going to be my licensed driver and we were thinking if taking my moms car its insured and everything but its In my moms name only. Can I still use it for the test even though she's not going to be there? I checked the dmv website for California and it just says the car needs to be insured with valid registration.


Buying a new/used car & insurance?
In the state of Texas


Is a policy number the same as a group number on a medi-cal card?
i need help


Cheapest Auto Insurance??
I am presently using Allstate for my 3 cars... an Acura (let me rephrase that..2 cars the Acura was totalled in Sundays car accident) The Infinity and the Nissan..the rates are about $ 3000 for 6 months for all 3 cars..now 2) full coverage all inclusive insurance.. Are there cheaper companies out there ??? Who do you use? I live in N.Y.. Allstate has really always been there for me I just got a nice check from them for my daughters car...Do you think i could get a cheaper company???


How much will my insurance cost?
Hi! I'm a new driver and thinking of getting a new honda accord 2013. I'm 20 years old and I'm wondering whats my quota gonna be? thanks!


Is Mazda6 a good first car?
Mazda6s hatchback V6 engine.


Question about term life insurance trying to figure out something,?
If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work?


Is it discrimination towards average people to offer smart people rewards like discounts on insurance.....?
@ Matt - I give you BA for the effort you put into this answer. You made some great points but I don't agree with everything you posted. I know for a fact that in the states of PA and NJ there are many many scholarships given from state colleges based on academic merit. I'm not saying it's wrong. My point is either you are intelligent or you are not. We can give people more information but we cannot really make them any smarter, only more informed. That being said, I think the person of average intellect needs the break on the education costs just as much (if not more) than the gifted student. I can't argue with the actuary data. It is whatever they say it is. Sounds unfair but I didn't do that research so I can't balk at it."


What is the best car insurance that you don't have to pay much in any state?
I live in NJ and paying half as my car cost...


USAA vs Navy Fed for banking & car insurance?
i actually have a few questions. Being new in the Marine Corps, im trying to find the best deals. So far ive heard that USAA and Navy Fed are the best for both banking (loans, general banking), and also car insurance. So which one is better in your opinion? Have you dealt with both or know the ups and downs of both? Should i go to USAA/Navy Fed for both, or do a mix of the two for my needs?"


Anyone know of Immigrant Health Insurance for Seniors?
We are bringing our grandparents to the U.S. and we'd like for them to have health insurance while their papers are in process. Not all health insurance will insure them because they have no papers... I know there are health insurance for immigrants while they become legalized, but would anyone be able to recommend anything?"


What is the best health insurance for someone who has a tight budget?
what will be a good health insurance for someone who needs to go gynecologue and have a lot test taken and others doctors and that person has a tight budget


How much will my insurance be affected by a ticket and will my parents have to know i got the ticket?
I have my own insurance and pay about 2000 a year for it plus the payments on my car, i still go to school so i can only work part time and i can barely afford it as it is without a hike in insurance. the ticket was 150$ and i live in canada."


Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?
I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates."


Can employeer with hold pay check to cover insurance deductable?
Delivered car to destination when in route back on a one lane road had to let on comming ca s pass then hit curb causing damage to back rim. Employer is with holding pay check untill amount of damage is totaled out so employee must pay for damages with a 1000 dollar deductable employer has is this legal


Low cost car insurance in California?
Low cost car insurance in California?


Insurance + Payment options?
I would like to purchase a used car, but I would have to open up a loan. It would be good for me to open up a car loan to raise my credit a bit, since I have no prior loans out. Anyway, would I be able to buy the car on my name with the loan, and have one of my parents as the driver so that the insurance will not be so much since I am only 20? Or will I just have to have them buy it? How does this work?"


How much does insurance cost?
Im a 17 old year about to go to 18. I got my g2 and i have a FWD 2002 Mazda Proteg5. How much does insurance cost and is there a way to make the insurance cheap for me. I life in the Toronto area. I didn't take driving school.


How would a company issue a W-2 to an employee for short term disability?
Is there a 1099 form that we can fill out for taxed disability? The insurance company will not issue the employee a W-2 because we are a small business. Thank you for any help!


Best option for buying insurance for my 8 yr old child?
I am wanting to buy insurance for my child. He is no longer covered by his old plan and I want to get it ASAP. Without having company/ group coverage as an option I have been looking at EHealth online services. It can be a little confusing on just exactly which is the right deal. My child is never sick and has no existing issues, but with all the sport; I just don't want to be facing a broken leg and no insurance. I could some advise here. I have all but pulled the trigger on a package I found through Humana (I think) on the E health site but I just would like an nonbias opinion first. Thanks "


What health insurance plan should I buy?
Hi I'm currently looking for a health insurance. I live in southern California. I'm a 27 year old female, 30 lbs overweight, no known medical condition, looking for something to cover mainly major or serious medical problems. Dont know whats better Kaiser Permanente or Blue Shield Blue Cross? Should I look for a high deductible plan or a copayment plan, PPO or HMO? Really confused!!!!!!"


"Medi-cal, California insurance?"
I'm getting a procedure done covered by medi-cal. I'm married, unemployed, and at the time of the service i need to bring i.d. and proof of income to be eligible.. Well i would have to use my husband's proof of income, his check stub. Can i just present them the proof of income myself, even tho it's my husband's? Or does he have to be present at the time? I'm not sure, because i think he needs to work that day.."


Question about term life insurance trying to figure out something,?
If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work?


IAM LOOKING FOR A GOOD INSURANCE COMPANY FOR CHildren?
life insurance


Term Insurance or General Insurance?
I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.


CAR INSURANCE for a17 year old??
i just passed my test and have the old ford fiesta waiting for me to drive but atm the quotes i'm getting for insurance is around 2000 What are the cheapest sites for car insurance? Should i do Pass Plus?


How much will my auto insurance rate go up after an acciedent?
i have lieability insurance and pay 55 a month


How to start a teen night club?
So I've been thinking about this one for a while now, my town doesn't have any cool places for teens to hang out and I've heard a lot of my friends talk about how cool it would be if w had one. I figured it would probably be open from like 5-8 on weekdays and maybe 7 to midnight on the weekends? There would have to be music and drinks and stuff, but other than that, I have no idea where to start."


Home owner insurance question?
if someone falls on ice in the drive way of someones home and breaks there leg(9 srews and a plate) will there home owners pay any thing?


How much is the operation to remove an ovarian cyst? (range?)?
How much is the operation to remove an ovarian cyst? (range?)?


Work for Allstate or start my own Independent Insurance Agency?
I am currently Life & Health Licensed and have about 3 yrs experience. I recently have been offered a job working at an Allstate Agency. I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%). They will train me and pay for my P&C Licensing. I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent. This would give me control over all my clients, have big commissions, and make residual income. However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money. I have been going back and forth for a while now trying to decide what to do. Any advice would be great! Thanks."


I need an affordable wedding planner?
I am looking for an affordable wedding planner in Houston, TX"


How much would my car insurance be a month if i get a mustang 2006 and i am 18 years old?
How much would my car insurance be a month if i get a mustang 2006 and i am 18 years old?


Does the Calif. health commissioner ever do anything about shady health insurance companies?
I filed a grievance with my health insurance company over charges I shouldn't have received. They've done nothing, so I turned it into the health ins. commissioner. Do they ever do anything? I've yet to receive a call back. I received a letter claiming I didn't file a grievance but I did. As usual the ins. co. is lying."


How much is the fine for traffic violation 24250? What happens with insurance?
Basically, I just want to know currently, how much is a 24250 violation fine in California (San Jose). Also, do insurance companies take into consideration what the violation was when raising your insurance rate, or do they just look at how many points are on your record? Reading the rest of the question is not important, I just wanted to rant :P ---------- Here is what happened...had a long day, was starving, so stopped at a drive thru for food. Food took too long, so I turned off the engine and lights to save gas/battery. Forgot to turn lights back on. Drove about 100 meters where I got pulled over and the cop wrote me a ticket. Unfortunately, my circumstances did not make a difference and I got a ticket for not having my headlights on. Cop did not know the fine amount, the consequences, or even what category my violation was in. He thought it would not be as severe as a speeding ticket, so to teach me a lesson"" he gave me a ticket. If he just let me go with a warning"


Totaled MINI Cooper. How does insurance value it?
I totaled my wife's 2004 MINI Cooper last night. Waiting to hear back from insurance company. NADA and Kelley both list the retail value about the same. Is that what I should expect in terms of the insurance settlement? I want to be prepare when the call me next week.


Is it worth making a small claim on my car insurance for a headlight?
I have a protected no claims bonus. So if I claim it won't affect my ncd at all ( I assume). I'm aware I can claim with my insurance (more than) I can claim as many times as I like, the protection bonus and my ncd won't be affected. However if I were to really need to make a big claim, would my previous little claim affect it? Is there a time period my bonus protection lasts for, in other words, does each calendar year with my insurance start afresh? My headlight was smashed by a flying stone and it will cost me 140 to put right - shall I make a claim which will cost me nothing or will I pay for it in the long run with future car insurance policies?"


Who pays my deductible when my car accident was not my fault?
I heard, when an accident is not your fault, you can avoid paying your own deductible by going through the other driver's insurance, although it takes much longer. Then I heard that if you go through your own insurance, and pay your own deductible, and it wasn't you fault, then the other insurance company will reimburse you. Then I heard, you have to go through your own insurance company, you have to pay your own deductible, and your out that money even if it wasn't you fault. Only chioce after that is to sue in small calims. Which is true, which is the best way to go?"


Question about term life insurance trying to figure out something,?
If a person brought a 400,00 term life insurance policy how much would the family get upon death. How exactly does this work. I know the insurance company just give the family 400,000 upon death, if that was the case everyone would have insurance. So, how exactly does this work?