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What is a good health insurance for J1 visa visiting scholars in USA ?

J-1 Exchange Visitors are required by U.S. Department of State to have health insurance for themselves and any accompanying dependents in J-2 status for the entire time that they are in the United States as exchange visitors. Minimum insurance coverage must provide: Medical benefits of at least $50,000 per person per year or accident Medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000 Repatriation of remains in the amount of $7,500 Deductible limited to $500 per accident or illness I am looking for a health insurance that meets these requirements and allows to include my family (spouse and 3 kids). I was considering United Healthcare StudentResources but they increased the premium in 40% from 2011/2012 to 2012/2013 (considering the whole family). The IMG (International Medical Group) has the Patriot Exchange Program that meets the J1 requirements and is much cheaper, for example. Could you please tell the community the plan you have, pros and cons, and any other useful information?

BEST ANSWER: I recommend this site where you can compare quotes from different companies: COVERAGEDEALS.NET

   








Cheapest car insurance?
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Car Insurance Gangsters :(?
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State of illinois insurance?????????
Cheapest way to get adderall for ADHD without health insurance?
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Car Insurance Coverage HELP?
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Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?
Best car to get for the cheapest insurance in the UK for a new young driver?
What to do when switching car insurance?
Who offers cheapest auto insurance for 25 year old males in la?
How much would a CT scan cost with insurance?
How would I go about getting a loan out of my TSP?
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Is a 93' mustang hatchback cheap on insurance cause its a hatchback?
What are some low stress jobs with health insurance and a comfortable salary?
How many people in the United States don't have health insurance?
Question for someone who is familiar with car insurance companies?
What is the best pet insurance for dogs?
Good insurance companies for 17 year old passed my test!!?
Verifying Vehicle Registration Details on line for Delhi Vehicles?
Car insurance lapsed in CT what would be the steps to reregister car & get insurance?
Will my homeowners insurance drop me if my dog bit someone?
How do you get insurance and registration over the phone?
I'm moving to California to Hawaii, can I use my dental insurance in Hawaii?
Can you get auto insurance at 17?..?
Can you get auto insurance at 17?..?
Is the cost of car insurance increased when you drive a coupe as opposed to a sedan?
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How much insurance do you guys pay for 2005+ mustang gt?
Car suggestions?
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Private health insurance = cheaper and better care?
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If you have disability insurance in Maine and are a resident of Maine but are disabled in NY while on business, you are not covered?
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"What does owner will carry note"" when selling a property?"""
I own two houses, both being rented out. I am thinking of selling, but can't get what I paid for them. if I try to sell by carrying note, is it a 30 payment plan? or how many payments until they pay it off? do I continue to make mortgage payments to the lender I am making payments to now?"


"First time health insurance applicant, where can i apply for health and dental insurance in Washington state?"
I tried the Washington State Health Care Authority website, called their medical assistance customer service care line. I was on a phone tree for over 20 minutes and didn't even get to talk to a real person. How frustrating. I also saw that i could send in an information request form for clients, but they ask for a services card number, and i dont know what that is, or if i even have one. What is the services card number? With information about myself that I won't go into much detail about (i make under $20,000 a year as of 2014) i need to know what plans are available to me, what those plans cover, what costs are involved with each plan, and also where i can apply for any of these plans. Dental is what i really need, but having medical insurance would be good too. Where can i learn what i need to know? What else should i really know? I'm a first time applicant for insurance, so if you can, please keep your answers simple but with enough detail. Thanks everyone"


Health insurance for my 8 year old abandoned nephew?
Hello, I took my nephew in when he was 5 to raise- he's my sisters son and she agreed to keep him on Medicaid. Now, he's 8 and she's let his Medicaid lapse and he's not covered. We haven't done legal adoption or anything. She has written and signed paperwork stating she was giving him up and that I was caring for him. Are there any benefits for him as far as health or ssi considering his situation? We live in texas if that helps. Any suggestions or advice would be greatly appreciated! Thank you!!"


"What life insurance is best for a senior 62 female, on a fixed income, AARP or Landmark Life? asap?
My mom and I are ingnorant to the premiums and the small print on determining the rates. Need an honest opinion from a good christian person. Just need help in determining which is better AARP or Landmark Life? I see two very charts that have us concern if we made the right choice with the one paying more to get less...over a ten yr period. Thank you for taking time to respond


Am I paying to much for Health Insurance? ?
So decided to sign up for my company's Health Insurance up to this point I've been in the military so been covered 100% through them. So my question is what is the standard amount that people pay. Right now they are charging $69 per week which includes me and my son. I make to much money for Government assisted Health Insurance (52,000/year). So just wondering if this is high or normal rate. I also signed up for Dental for $12 a week is that normal too? What you think?? "


How much will BMW 338I coupe will cost?
My bad I MEAN BMW 128I FIrst Series !!!


Is cancer covered under accident insurance?
My question is, what would dying of cancer be considered? Would that be natural causes or could it be classified as an accident? Please clarify that for me. Thanks!"


Car insurance question?
My car was involved in a hit and run, their insurance doesnt want to pay for the damage so can i sue them for the damages even if my insurance pays for it."


Help on term life insurance...please need real answers?
Next of kin went into a coma last week, is in life support (braindead). Doctors have given family the right on whether to pull the plug or not. By pulling the plug, are they forfeiting or defaulting on the term life insurance that the ill individual has?"


Is my daughter covered under my car insurance?
My 18 year old daughter finally got her drivers liscense (how i do not know) She has had it for four days. Last night I let her drive before I put her on my car insurance. She hit a car . I wanted to pay the guy out of my own pocket but it looks to be $4000 in damage. Im pissed .


What cellphone insurance should I use?
What cellphone insurance should I use?


Health insurance pricing and BMI?
A person's weight and height are found on a driver's license. From these numbers, you can calculate a person's BMI. Do health insurance companies have access to the information found on a driver's license and do they use this information for determining health insurance quotes?"


Car insurance under parents name?
So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks."


What insurance plans should I get for my family?
We live in middle Tennessee. My father is in his mid-40s my mother is 50 my sisters are 28, 27 (and she has down syndrome), 22, and I am 18, plus i have a niece who is 13. We want a plan that's affordable but also worth it, we make somewhere around 50000 to 60000 a year if that helps plus we are all legal us citizens."


Who can get your insurance. how much does it cost.?
what is the age limit that can get your insurance. are there any limitations to getting this insurance.


What is a good health insurance for J1 visa visiting scholars in USA ?
J-1 Exchange Visitors are required by U.S. Department of State to have health insurance for themselves and any accompanying dependents in J-2 status for the entire time that they are in the United States as exchange visitors. Minimum insurance coverage must provide: Medical benefits of at least $50,000 per person per year or accident Medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000 Repatriation of remains in the amount of $7,500 Deductible limited to $500 per accident or illness I am looking for a health insurance that meets these requirements and allows to include my family (spouse and 3 kids). I was considering United Healthcare StudentResources but they increased the premium in 40% from 2011/2012 to 2012/2013 (considering the whole family). The IMG (International Medical Group) has the Patriot Exchange Program that meets the J1 requirements and is much cheaper, for example. Could you please tell the community the plan you have, pros and cons, and any other useful information?


I got approved for the car loan but the insurance is more than the car note?
i am so mad. okay i got approved for an 05 pontiac grand am se. that barrier has been brought down. now im stuck with this insurance deal. since i am so new, its hard for me to get a good insurance quote. most places want 600-800 down and i dont have that kind of money. my car note would be around 330 but the insurance is mor3 than the car note. what am i to do? im checking progressive and they quote me at 161 monthy/1000 for 6 months. i cannot pay 360 a month for car insurance. im so sick right now..."


"Wheres the best place to get cheaper"" car insurance with unspent convictions?"""
i kind of pissed off a local copper by patronising him infront of his fellow officers causing them to laugh at him making him to feel a considerable amount of resent towards me which then later took its toll two weeks later and he pulled me over and ticketed me for 4 bald tyres which my vehicle was booked for at my garage to have them fitted the following weekend (sods law i know lol) anyhow took it on the chin and resulted gettin a 3 month ban for TT99 (means havin too many points) :'( now i have my licence back its a nightmare tryna get f***ing insurance anywhere, anyone know of any brokers specialising in that sort of thing? anyone know from first hand expirience? (if only id had Hindsight, the day i took the mick out of that copper) :@ Regards, Rub"


Use Medisave to Buy a Life Insurance?
Use Medisave to Buy a Life Insurance! Is this a wise choice?


What are auto insurance rates based on and why do some companies cost more than others?
What are auto insurance rates based on and why do some companies cost more than others?


How much would it cost if my parent added me to his/hers insurance?
I'm 17 and I've got a provisional licence and I can drive my dads car if I'm on his insurance and if he's in the car whilst I'm driving. He has a modern looking rover that was made in 2002 and litre is 1.4. Does anyone know roughly how much it would cost? Thanks.


Fighting my auto insurance company?
I have 2 homes, one in New York and Pennsylvania. My Pennsylvania address is my primary and I commute to NY for work, but my insurance company is raising my premium and quoting for NY which raised my policy considerably. Even though I have proof that my primary is in PA they are still changing my policy to NY. How do I fight it and have them honor my policy?"


Can I get my license without insurance?
I'm 16 and in NC and in one week I'll be eligible to get my license. My mom said I can't right now because she can't afford to to put me under the insurance now. If I get my license, do I HAVE to be added to the insurance, or can I just drive the car which is insured and her name is on it as well?"


Will a B average my freshman year apply to an auto insurance discount?
I had a 3.2 last year (my freshman) year, and as of now I have about a 2.5. I'll be getting my car soon, so if I can't bring it up by then, will they accept last year's GPA so I can get a 10% discount?"


"How much can I expect to pay for car insurance in BC, Canada?"
I'm trying to budget for next year, and just need a rough estimate of what insurance will cost a 19 yr old female, driver training and defensive driving certificates, 2 years learners, 2 years GDL, 1.5 years full licence"" driving (total of 5.5 years driving experience)"


What is the min liability insurance for bodily injury in texas?
what is the min liability insurance for bodily injury in Texas per accident


State life insurance policy status checking way?
State life insurance policy status checking way?


Why is health insurance so hard to get?
I'm almost 20 years old, a full time student and do not have health insurance. When I was 16, my parents switched insurance companies, and for some reason or other they did not put me on their policy. So I have not had insurance for 3 years. In February I found out I was pregnant so I began applying for Medicaid. Before all the paperwork was done, I had miscarried and in the process racked up almost $6000 in medical bills. I went to the medicaid office and they told me that they would cover my bills even though I was no longer pregnant and college students don't qualify. After 2 months of waiting, Medicaid denied me and the hospital turned me into a collection agency. I was denied because I make too much money. I make $8.55 an hour and work about 15 hours a week. Yes I do make good money for a student but I have worked at the business for 3 1/2 years. Because I am not a full time employee, I don't qualify for insurance, but only managers and department heads are full time. I can't get a second job to help pay the costs because my first job wont work around another one, and I can't find a full time job because no where is hiring. Plus it would be very hard to find anywhere that pays as well as the job I have here. So if health insurance is so important to have, then why is it so hard to obtain?"


Why do boys pay more for car insurance than girls?
Charging more to one gender because they overall drive worse is sexism. It's the same thing as charging one ethnicity more because of their overall average and that's racism. P.S. On I what I have noticed, females tend to be worse drivers than males (sorry)."


Insurance for a ten+ year old car?
I am looking to get a 2000ish LS1 Fbody (camaro or trans am for those who dont know) and I was talking to my dad about the insurance rates. Since I am a male under 25 my rates would go up a lot with a sports car like those. However he told me that since the cars are over ten years old, the insurance company probably wouldn't rate it very high just because of the age of the car, even though its a sports car. Does anyone know if thats the way it works? or is he mistaken? Please answer the question without getting into lecturing about young men having sports cars and how its a bad idea. the question could pertain to any older car, I'm not even sure if thats the car that i want. I'm just doing my research. Thanks!!!"


Lapse in insurance. license and registration both suspended in CT. What do I do?
I had a lapse and did not see the suspension warning. My license and registration were suspended. My insurance is now active and I reinstated my license which is no longer suspended. My registration IS suspended however. I payed any car taxes I owed, my insurance is back, what do i do now? Do I go to the DMV with proof of insurance or taxes or both? I also have on plate missing because a cop took it because it fell off the car after some asian guy hit my parked car and knocked it off."


What is a good health insurance for J1 visa visiting scholars in USA ?
J-1 Exchange Visitors are required by U.S. Department of State to have health insurance for themselves and any accompanying dependents in J-2 status for the entire time that they are in the United States as exchange visitors. Minimum insurance coverage must provide: Medical benefits of at least $50,000 per person per year or accident Medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000 Repatriation of remains in the amount of $7,500 Deductible limited to $500 per accident or illness I am looking for a health insurance that meets these requirements and allows to include my family (spouse and 3 kids). I was considering United Healthcare StudentResources but they increased the premium in 40% from 2011/2012 to 2012/2013 (considering the whole family). The IMG (International Medical Group) has the Patriot Exchange Program that meets the J1 requirements and is much cheaper, for example. Could you please tell the community the plan you have, pros and cons, and any other useful information?


Anyone know a cheap Health Insurance Cover for myself?
Im single, 27 years old and living in Victoria/Melbourne"


Why is it impossible to buy complete insurance?
Why is it impossible to buy complete insurance? (Preferably if you know a lot about economics and health insurance)


Has anyone had experience with InHealth Ohio's health insurance?
It is Ohio's new non-profit insurer. The first plans were for 2014 so there isn't much about the company on-line and I don't personally know anyone who has had the insurance. I am thinking of switching but would like to hear current customer's opinions on their customer service, whether the network has been acceptable and how quickly claims are paid."


I am moving my possessions cross country - can you recommend insurance for my move?
I am moving my possessions cross country - can you recommend insurance for my move?


Insured under my dads car?
My dads leaving on vacation and I want to drive his car when he's gone but he says I have to be 25 for it to be legal. I live with my mom not with my dad and am insured under her car. I'm 23 and I live in toronto Ontario. Could someone please explain to me exactly how liability insurance works and whether I would be covered under my dads car if I used it for the 5 days he was on vacation?


I am 18 and have a accident on record. can i get cheap insurance?
i also have 3 tickets...in other words crappy driving record! i am finding myself having to get an old car just because i cant afford the insurance for a newer one and it sucks.


Insurance for teenagers?
So i'm gonna get my car/license in a month and i was wondering how much insurance was on average for teens?? Also, how much would it be if i got a sports car? Like a mustang"


Term life insurance?
which company do you use? Any suggestion to good ones out there?


"Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies?"
Two business partners carry 15 year term life insurance. The insurer pays 100, 000 for each partner who dies within 15 years, and 0 for each partner who does not die within 15 years. The remaining lifetimes of the two partners are independent and each are uniformly distributed on [0, 15]. Determine the moment generating function of the total amount the insurer pays for the partners."


Do you need insurence to perform a play at a senior center/hospital?
A small group of actors (10) are preforming a play for Charity at retirement homes and hospitals. Would we need insurance to perform there? Someone was concerned that we might accidentally fall over and break our arm or fall over and break someone else's. Would we need to pay insurance or could we just write a well thought out contract (if so give example in answer) to perform there?


Car insurance help !!?!?
In November my car insurance will expire. It started last November and i paid a one off initial payment of 366 ( yes my quote was extortionate as first year if driving). Since then I've been paying a monthly payment off 200 so December to present. In the contract it says a one off payment of 366 then 10 monthly payments including interest ect. So I've actually paid 10 months already and paid the full amount I calculated it several times. So I'm guessing I will pay this months payment as usual but if it expires on the 12th November and payments usually come out on the 13th ( usually ends up days late as they are pretty useless) will I have to pay in November. Currently with Aviva and did a quote with Diamond and was shocked at how good it was compared to last year. I have a 1.4l engine! Diamond said I can set up with them ready for when my current one expires but I still have to pay the other insurer so my No Claims Bonus isn't affected. I'm rather confused as my sister said i don't have to pay the other insure??? Please help!


"Some on drives a car without been insure the insurance com knows the owner wasn't aware there was not insure,?"
and they had a accident which involved a indicator lens broken. now the insurance company has got a 3rd party to investigate and they wants to see log bk, finance details on the car , service bk, driving licence when they no damage to the vehicle. driving licence understand."


Help me find health insurance quick!! please!?
I dunno if I'm overreacting, but I've been researching esophigal cancer ( I was sick a lot a couple years ago, but I never thought it was long enough period of time, or frequent enough to cause any damage) and I would like to be checked out. It actually seems the more I read, the more i seem to feel like I'm having symptoms right now... I have been known to be a worrier... Could I worry myself to the point of feeling like my throat is burning? or that I'm burping a lot? (i'm probably swallowing lots of air right now ] and coughing (i've been known to gag and cough when I worry myself) I would like to go to the doctor asap, could someone please help me find an affordable health insurance plan. My zip is 16066, if that matters.. Thank you"


Can I buy a car without car insurance?
Hi, I am trying to purchase myself a Mazda, but after I checked the car insurance quote offered by RBC and other companies, things get ridiculous-the quote calculated my insurance to be more than 5000 per year-that's much more than my car! I am 19 years old and this is my first car. I just got my 5N license in Halifax. I didnt take the drivers course, so can I get my car without insurance? Or can you guys recommend a low-price insurance company? Thanks for helping!"


$9 car insurance in Yahoo sidebar ad.?
Going to the address gets blank page except for Your website is ready"". http://www.news9consumer.com/ . Go figure. No one will believe $9; it's a trap"


What is a good health insurance for J1 visa visiting scholars in USA ?
J-1 Exchange Visitors are required by U.S. Department of State to have health insurance for themselves and any accompanying dependents in J-2 status for the entire time that they are in the United States as exchange visitors. Minimum insurance coverage must provide: Medical benefits of at least $50,000 per person per year or accident Medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000 Repatriation of remains in the amount of $7,500 Deductible limited to $500 per accident or illness I am looking for a health insurance that meets these requirements and allows to include my family (spouse and 3 kids). I was considering United Healthcare StudentResources but they increased the premium in 40% from 2011/2012 to 2012/2013 (considering the whole family). The IMG (International Medical Group) has the Patriot Exchange Program that meets the J1 requirements and is much cheaper, for example. Could you please tell the community the plan you have, pros and cons, and any other useful information?