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Should I get the problem fixed, or report to my home insurance company to get fixed?

I'm always really confused by what my home insurance covers and what it doesn't, and I don't want to report something that will cause my rates to increase. The problem: While my husband was in the shower (on the 2nd floor) I heard dripping coming from the basement. Upon further exploration, I saw that there was a drip - I assume from the pipe, but I couldn't see exactly where. I have no idea how long this has been going on because when one of us is in the shower, the other is usually not in the basement. I know we'll have to tear out the wall/floor/ceiling to get to the pipe. Is this something I would report to my home insurance to get fixed, or do I just fix this myself? The only thing I see on the policy that remotely relates to this is $5,000 coverage for water backup and sump pump overflow.""

   








Does Scrapping my car Affect Insurance?
What would be the best liability car insurance for me?
Would Blue Cross Blue Shield pay my gym membership in Alabama? I know each plan is different. Wondered if any Alabama people use it already.?
Do I need road tax to get insurance?
In California, can I get my car title change into my name when I don't have auto insurance?
Can I add a motorcycle to my car insurance policy without them rechecking my points?
How much would Car insurance cost per month for a new teen driver driving a sport car?
I just received a position where I am given Benefits for the first time, I have questions about Insurance?
How much my insurance will go up?
Is there a site cheaper then http://www.cheap-car-insurance.biz to find cheap car insurance?
I wanted to know how comes my insurance is so cheap now but when i did it 7 moths ago it was 2800?
Variable Universal Life Insurance?
Auto Insurance forcing me on parents car insurance?
If you've received your national insurance number, but you're still 15, what stores can you work in? Do you still have to be 16?
For a 21 year old what is the cheapest car insurance company in ottawa ontario?
Can you get car insurance on someone who does not permanently live in your household?
Car insurance question?
What would you say about geico insurance?
California Car Insurance?
Where is the cheapest place to get car insurance for a 17 year old male?
How much is commercial car insurance?
Cheap Car Insurance in Kentucky?
Where to get cheap cr insurance?
Good websites to compare car insurance?
What's the point of having health insurance?
Aftermarket warranties on a Mercedes Benz?
Are their any good and affordable car that have around 300hp?
Battle of the car insurance companies?
Are there any associations one can join that would then give you access to group health insurance?
Permanent Life insurance, Please suggest?
How to find Affordable Care Insurance for Multiple Sclerosis in Indiana?
What affordable medical insurance can I get for my income in Texas?
No insurance no car terrible pay?
No insurance no car terrible pay?
Teenage car insurance?
My niece bought a car and her ex apparently is the co-signer and has the car. She can't get tags. Now her lic suspd bc he won't get insurance?
Wwhat are the characteristics of disability insurance ?
Help with car insurance.?
Can you list states from the highest to the lowest cost of ..auto insurance?
Insurance and tottalling cars.?
How can i legally make my parents dependents for medical insurance?
A question about how much will insurance cost?
How much would car insurance be monthly?
Does getting a Health Insurance quote run your credit?
How much does insurance on a Catamaran cost?
Will my homeowners' insurance rebuild my deck?
Health insurance coverage for my 88 yr old mother with dementia?
No insurance. Can I get temporary insurance so I can have surgery on my wrist?
What is the absolutely cheapest, most minimal insurance coverage?
Where can i find car insurance for less than $50?
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Cheap car insurance with 1 conviction and 1 claim?
I'm looking to renew my car insurance with myself (26) and my partner (24)on the policy. Since last year we have got one claim and one conviction between us so our current insurer is doubling our annual premium!! Does anyone know any companys that give a decent quote for people with claims etc


Is medically needy from medicaid considered health insurance by law?
i live in fl and applied for medicaid they gave me and my wife medically needy and our twins medicaid my question is if under the new law that one must have health insurance or be fined, is what has been giving to us considered health insurance under this new law or no"


Does anyone know why a vehicle registration number doesn't show any vehicle info in an insurance quote search?
I would like to thank everyone for taking the time and making an effort to reply to my question. The matter now is with the police and the insurance company. Hopefully it will be sort out soon. It's just such a shame to fall over such simple things! It could have been resolved in a very amicable and effortless way! Thank you so much anyway!


"A life insurance policy is a financial asset, with the premiums paid representing the investment's cost.?
How would you calculate the expected return on a 1-year life insurance policy?


Can you reccommnd any cars that are in insurance group 1 or 2 with a high MPG?
with the rising fuel costs and already expensive insurance, I've decided I don't really need a 2.0TD engine. I'm looking for a car around 6 year old, ie 02 or 52 plate, with the upper price bracket being around the 2,000, which rules out a C1 or 107. I know a Corsa or Ka, but any more...?"


How come no one complains about all the money life insurance companies make?
in fact alot of health insurance companies are subsidiaries of life insurance companies


Best Car For Cheap Car Insurance?
I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?"


"Can i drive clients to appointments etc, i have business car insurance?"
my boss has asked me to take clients to appointments, not sure if this is right as i have only got business car insurance, which is for visiting clients, commuting to and from work, i was told to do a risk assessment as i only told my car insurance it was commuting to visit clients not sure if i will be covered, and many clients are high risk"


If I take defensive driving will it keep my speeding ticket from my insurance company?
I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?


Isn't the responsibility of employer to insure it is posted and mailed by jan 31st?
Isn't the responsibility of employer to insure it is posted and mailed by jan 31st?


Wanting cheap car insurance?
wanting cheap car insurance that dont want a deposit hepl peeps xx


What Multiline Insurance Company is the Best?
I need an insurance company that will do all line of insurance. Life, Auto, Home, Disability, Long Term Care and even Financial products. I heard COUNTRY insurance does that but I'm not sure."


Instead of buying auto insurance is there a way to just have a savings account just for $coverages?
So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?"


Cheaper car insurance ?
Which insurance companies out of the major ones have you found that are the cheapest for a 19 year old on their own policy?


Car Insurance - Older owner still has insurance on it?
I had my car signed over to me on the 2nd November and received my V5 back on the 10th. I got the car insured ASAP as required on a daily basis. I have recently found out that the previous owner STILL has insurance on it and has arranged for it to be fully cancelled on the 1st December to collect their no claims bonus. Obviously I cannot make them cancel the policy but does this invalidate my insurance until the 1st Dec/make it illegal to use my car until this date?


Should I get the problem fixed, or report to my home insurance company to get fixed?
I'm always really confused by what my home insurance covers and what it doesn't, and I don't want to report something that will cause my rates to increase. The problem: While my husband was in the shower (on the 2nd floor) I heard dripping coming from the basement. Upon further exploration, I saw that there was a drip - I assume from the pipe, but I couldn't see exactly where. I have no idea how long this has been going on because when one of us is in the shower, the other is usually not in the basement. I know we'll have to tear out the wall/floor/ceiling to get to the pipe. Is this something I would report to my home insurance to get fixed, or do I just fix this myself? The only thing I see on the policy that remotely relates to this is $5,000 coverage for water backup and sump pump overflow.""


State Farm insurance?
My uncle let me barrow his car for the weekend His car has full coverage, Which means it covers emergency road service.... Can I call State Farm myself and get some help? Or does my uncle have to be present??"


What is health insurance reform?
Im doing a research paper on health insurance reform and i googled what it means and its just to confusing i dont get a definition. can anyone explain to me what health insurance reform is and whats the differences between health insurance reform to health care? how do they work? please and thank you =)


Why do insurance take so long to settle a claim Both partys have the same insureance?
My daughter was hit by a student whos is a policeman with schools the student was speeding neither one was given a ticket We hve the same insurance


How do I challenge my auto insurance company's appraisal of damages to other car in an at-fault(my) acci ?
Well... Folks, thanks for the answers. As I said earlier, I am not denying that I was at fault and neither is it my intention to ignore the impact on the other car/driver. The other party had actually contacted me to settle this privately and we had agreed for me to hand out a certain amount. The day I was going to hand over a check, I just happened to call up my insurance agent and learnt that the other party had reported the accident 5 days ago. So in worst case, I would have still paid the check and also had gotten an acci. reported against me. Shady dealing like this on other party's behalf and knowing the speed/magnitude of impact makes me believe that the other party is just trying to extract as much as possible out of this. Again, my car had absolutely no damages (even minor). So it is difficult to believe that the damagaes to other car are worth $1350 and bodily injury is completely out of question. (People dont get injured if another car TOUCHES their car) Arhhh... Patheti"


What is my price range for a $750-$800 mortgage payment?
My credit score is currently 712 and climbing. I would only be able to afford a down payment of $3000-$5000. Realistically, what price range should I be looking at."


Why not scream about the outrages cost of prescription drugs?
Lets blame them for part of the high cost of Insurance.


Is a Chevrolet Cavalier a good car?
It has abou 106,000 km on it"


Teen driving alone with a learners permit in MD?
I have a 17 year old daughter who has a learners permit. If she drives without adult supervision and gets pulled over, can anything happen to me? For some reason she only thinks she will get a ticket and not be penalized. If she gets into an accident will my insurance cover her even though she isn't on the policy or live in the same house?"


Do you think people who cause their own health problems should not be covered by insurance?
Some health problems are self-inflicted, others are not. If it can be proven that the health problem in question is self-inflicted, I don't understand why we don't force the patients to pay for it out of their own pockets? If such patients' heath care is covered by insurance companies, that cost is distributed among all their insurance customers. And that is unfair to people like me who go above and beyond to be healthy. Here are some example situations I am talking about: -A tanning bed sunbather who gets skin cancer -A chain smoker who gets lung cancer -A heavy drinker who gets cirrhosis of the liver -An unhealthy eater who gets Type II diabetes or heart disease -Someone with Type I diabetes who has kidney failure due to poor diabetes control. All of these health problems are their own fault (i.e. I think it is pretty well recognized that Paula Dean's diabetes is pretty much her own fault). What ever happened to personal responsibility?"


Does a 23 year old have to have car insurance to get a learner s permit in Illinois?
Thinking about learning to drive after years of using public transportation. I live independently and I don t have a car of my own yet.


Where/how can i get kitten care insurance?
please tell me i need to take my 8 week old kitten to the vet (bloomington,IN)"


Anyone know a good Home Insurance company in California?
We recently purchased a new home to use as a renter. Our real estate agent told us to purchase and insurance policy from Old Republic to cover anything that could be wrong with the house since it was built in the 80's. An inspector looked at the house prior to our purchase and didn't notice anything with the property. Once the house was occupied by our renter, he noticed that the lights would shut off and stay off for a few hours. Old republic sent an electrician over and he told us that the prior owner had replaced a new breaker on top of a broken buster. He reported back to old republic and they stated that the insurance didn't cover anything that was not installed correctly. We were precise to inform our agent of the policy we needed for the house. We were not sure what work the house had done prior to our purchase so that is why we purchased the insurance. The policy we had was Old Republic Home Warranty Plan. That is what our agent advised us to get. Now, what can we legally do to help cover our out of the pocket expense of over a grand. Is there a policy that anyone would recommend for a rental house. Let me add that we do have home owners insurance but it only covers fires, floods, etc. (Please no unnecessary comments, this is an important question and need real honest advise.) Thank you in advance to all who respond and hopefully this could help others who read it as well."


Is it worth coveriong your sport bike in your insurance or is it best to just cover liability?
Covering your own bike literally triples the yearly rate, as in, your paying more for insurance than the actual bike. Is it really worth covering or should i just suffer my losses. Thanks to all and any veteran riders out their for opinion."


Car insurance is paying me less than what my car is worth?!?
Car insurance is paying me less than what my car is worth?!?


Car insurance for teenagers?
Is there any teenagers (MALE) who have got a quote for less than 600 with 1 years no claims bonus? If so, which insurance company is it with? The prices im getting are insane! I live in the UK."


Should I get the problem fixed, or report to my home insurance company to get fixed?
I'm always really confused by what my home insurance covers and what it doesn't, and I don't want to report something that will cause my rates to increase. The problem: While my husband was in the shower (on the 2nd floor) I heard dripping coming from the basement. Upon further exploration, I saw that there was a drip - I assume from the pipe, but I couldn't see exactly where. I have no idea how long this has been going on because when one of us is in the shower, the other is usually not in the basement. I know we'll have to tear out the wall/floor/ceiling to get to the pipe. Is this something I would report to my home insurance to get fixed, or do I just fix this myself? The only thing I see on the policy that remotely relates to this is $5,000 coverage for water backup and sump pump overflow.""


Why do people buy insurance?
is it for saving or protection of life? What are the reasons that motivate people to buy insurance?


Do you need special insurance to start a designated drivers company?
My boyfriend and I are interested in starting a designated drivers company in Ontario, Canada. I've asked a few people and am getting different answers... we are both 19 and both have G licences, and both have our own cars- we just need to learn how to drive manual in case the customers car is standard. So some people have told me you have to be 25 or older to drive someone elses car if you are not insured under their insurance. But some people have told me as long as u have your own insurance its fine which we do. So I just want to know if anyone has a 100% answer or should I call an insurance company ?"


I NEED HELP FINDING AFFORDABLE HEALTH INSURANCE !!?
We live in New york .


How much will my car insurance go up?
Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield."" I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week"


Car insurance spouse dui?
We live in Florida.


Simple ques about Car insurance. Ive had my drivers licence?
For over ten yrs but have never had a car in my name. Also have never had my own car insurane. My driving record is spot clean no tickets violations nothing and im over 30. Would i still have to pay as much as a 21 yr old brand new driver for car insurance ?? am i looked at the same as them ??


What car insurance would be cheaper on which car?
I'm in the state of Alabama with ALFA and I'm looking at either an Infiniti G35 coupe or a Toyota 4Runner....both between the years 2000-now. I'm thinking the 4Runner would be cheaper. What are some other opinions?


Open car insurance policy?
My dad is looking at buying me a 200 car to use but so far the cheapest insurance I can find is 4.5 grand. I have heard about open insurance policies and was wondering if my dad got the car and policy in his name would it work out cheaper for me to drive it like that? Also what companies do these policies and how would I go about getting one?


Help! I dented a car and need an idea on how much it will cost without going through insurance...?
I have a picture of the damage. I am still shaking so worried, it is my first year of driving so am looking to deal with it privately, luckily my car wasn't damaged, however it was my fault so I am going to have to do the paying! http://s7.photobucket.com/albums/y298/Gothixpixie/?action=view¤t=Photo-0107.jpg Not sure if these hyperlinks will work! Any help would be great!"""


Is 2009 toyota camry se a nice car for a 16 year old to drive?
I m a junior in high school and i have a 2009 gray toyota camry se. Everyone tells me my car is super nice and i ve done alot to make it look even nicer and stuff but I don t know people are just saying it to be nice! I guess in just curious what people think, and if they think its a nice looking car!"


I need affordable insurance on my car any suggestions?
well i've been driving around for 9 months now w/out insurance. my car's a 2001 dodge neon standard model and i paid cash for it (no car note). im afraid that if im pulled over by the chp my car will get towed. im on a budget and i really need an affordable monthly premium. im 28 yrs old i got my driving license at 26 yrs old then got 2 tickets like 2 months later. one ticket was a failure to yield on a right turn w/ a red light and as a result i caused an accident but there was no bodily harm or property damage to the other driver only to my car it was totaled and i wasn't harmed. i recently was pulled over and given a speeding ticket too. what is the difference in full vs. liability insurance? i do know that liability is cheaper. which should i consider? also does anyone know of any insurance co. that don't require a huge down payment to start?and would insure my car w/out a huge monthly premium?


"Thinking about buying individual health insurance in georgia, 22 years old?"
in the beginning of feb my dad passed away so i they dropped coverage on 2/28. i get health insurance through my employer but it isn't good. can i still apply online for individual health insurance even though i can get insurance through my employer? i plan on quitting in two months so i figure it would save me the hassle if i get individual health care now. i have asthma and need medicine regularly/monthly. i'm planning on going on vacation in the summer and then when i get back, i plan to get a job with health benefits, so i would only need insurance until then. would that be considered short term (now-august/september)? does the price differ from short term and long term health insurance? i was looking up some plans online and i was thinking of applying for this one. http://www.ehealthinsurance.com/ehi/ifp/plan-details?planKey=3002:200067&productLine=IFP&noSelectedPlan=true&ifpUIState.planDetailsBackUrl=/ifp/all-plans so what this means is that i pay 115 dollars a month and since there is no separate prescription deductible, i can buy my prescriptions which is tier 2/3 for the copay only. also there is a 2500 maximum out of pocket for my part. right? and is this a good plan for me? im 22 and dont smoke/drink and live in georgia, my only health concern is that i have asthma. can they reject my application because i have asthma and that's a pre-existing condition? and when i get a job with health benefits i can just cancel this or is there a contract that states i have to be with them for a certain amount of time? thank you very much for your time!"


"If my car is totalled, will the people's insurance who hit me give me kelly blue book value and take my car?,?"
I was t-boned the other day and am pretty sure my car will be totalled, it still runs great, and i love the car. the accident was the other persons fault. if it IS toatalled, will her insurance company give me the value of the car and let me keep it? or will they want the car for some reason? help me out."


Any car insurance company in Ontario that will let me take out a policy if car is registred to someone else?
Hi, I want to take out a policy but the car will be registered to my boyfriend's name. Is there any auto insurance company in Ontario that will let me do that?"


Do you think that having drive themselves cars will cancel out these things: Accidents and the need for drivers insurance?
Do you think that having drive themselves cars will cancel out these things: Accidents and the need for drivers insurance?


Should I get the problem fixed, or report to my home insurance company to get fixed?
I'm always really confused by what my home insurance covers and what it doesn't, and I don't want to report something that will cause my rates to increase. The problem: While my husband was in the shower (on the 2nd floor) I heard dripping coming from the basement. Upon further exploration, I saw that there was a drip - I assume from the pipe, but I couldn't see exactly where. I have no idea how long this has been going on because when one of us is in the shower, the other is usually not in the basement. I know we'll have to tear out the wall/floor/ceiling to get to the pipe. Is this something I would report to my home insurance to get fixed, or do I just fix this myself? The only thing I see on the policy that remotely relates to this is $5,000 coverage for water backup and sump pump overflow.""