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What's the point of having health insurance?

If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?

   








Aftermarket warranties on a Mercedes Benz?
Are their any good and affordable car that have around 300hp?
Battle of the car insurance companies?
Are there any associations one can join that would then give you access to group health insurance?
Permanent Life insurance, Please suggest?
How to find Affordable Care Insurance for Multiple Sclerosis in Indiana?
What affordable medical insurance can I get for my income in Texas?
No insurance no car terrible pay?
Teenage car insurance?
My niece bought a car and her ex apparently is the co-signer and has the car. She can't get tags. Now her lic suspd bc he won't get insurance?
Wwhat are the characteristics of disability insurance ?
Help with car insurance.?
Can you list states from the highest to the lowest cost of ..auto insurance?
Insurance and tottalling cars.?
How can i legally make my parents dependents for medical insurance?
A question about how much will insurance cost?
How much would car insurance be monthly?
Does getting a Health Insurance quote run your credit?
How much does insurance on a Catamaran cost?
Will my homeowners' insurance rebuild my deck?
Health insurance coverage for my 88 yr old mother with dementia?
No insurance. Can I get temporary insurance so I can have surgery on my wrist?
What is the absolutely cheapest, most minimal insurance coverage?
Where can i find car insurance for less than $50?
Cancelling car insurance?
How can I find insurance for my baby if Im covered under my parents insurance?
Auto insurance question.?
Mitsubishi evo 8 or mr car payments and insurance info?
Raising money for individuals with health condition?
I'm 53 what is the best life insurance to have?
How much of an auto insurance discount does a family get for having more than one car?
2003 350z or new altima coupe? (insurance costs)?
Car insurance for young men please advise.?
Car insurance for young men please advise.?
Insurance, Investment?
Do you have to give medical records in order to get term life insurance?
How much is an Audi A4 to Insure?
What life insurance policy should I get?
Is it cheaper for a first time driver to insure a van?
HELP, car insurance!?
Life Insurance Gap~ Pesonal Finance?
Whoever is on insurance card for car insurance is covered right?
Is it cheaper to shop for car insurance online vs local agents?
16 year old provisionals license Geico insurance w/Suburban estimate?
Roughly, How much do you think my car insurance will cost?
What kind of car insurance should I get?
My husband needs health insurance.?
Stopping Life Insurance Policy?
If banks only insure accounts up to $250,000, how do people with many millions protect their money?
Who took over or merged with Commonwealth Life Insurance Company of Louisville Kentucky?
https://mistwindnimarlau.wordpress.com/2017/05/30/which-of-these-cars-would-be-good-for-a-first-driver-which-one-would-have-the-cheapest-insurance/

https://apadonerdio.wordpress.com/2017/05/02/i-want-to-save-money-and-am-looking-for-cheapest-car-insurance-in-uk/






























































Why not drop your expensive insurance and become uninsured?
Let's just say that the government will offer the uninsured insurance for $100/month (I have to guess, because this is never talked about by them""). So"


Car insurance randomly doubled?
I get a quote roughly every three months letting me know how much my insurance will be because I pay month by month. I got my new quote and my insurance doubled. I've never been in an accident I haven't even been pulled over. I've never switched insurance I haven't even tried to find quotes. I'm not sure what's going on?


Crashed with no auto insurance?
Hello, i just turned 18 and have my drivers license. i just got a car and a job. i was coming home from work and i rear ended a lady on the freeway. i have no auto insurance. the damage on the car wasnt that bad, but the lady's insurance is trying to charge me over $10,000. the damage was not even close to being that cost. What should i do. PLEASE HELP!!!! i have no problem paying the insurance company but there is no way i can pay that much, i work part time and get 8.00 an hour and I'm also going to attend college. How am i supposed to pay all the if im not a spoild rich boy.?? PLEASE HELP! PLEASE LEAVE HELPFUL THINGS AND NOT IGNORANT COMMENTS. THANKS!"


Insurance cost Alberta ?
what is tre cost ofinsurance for a truck like a chevy C/K ???


Can you drive someone else's insured car without YOU having your own personal insurance in Ohio?
I'm 17 and i get my license the 26th. My mom is now paying off my car but i do not have insurance yet. Is it legal for me to drive hers or anyone else's car that has car insurance if i do not have car insurance yet? P.S.: if you're gonna say something stupid just do it at another time-im just asking a question. either you know the answer or not.!!- not to be rude or anything


How does health insurance work - when insurance premium can generally increase?
If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up? Please advice. Thanks."


How do i transfer my brother's car to my name in california?
its a 1974 vw bus. i want it as my car. how much is it to change it to my name? and im 17 how much wud the cheapest insurance be? and the tags are a few months outdated.. wat am i getting into?


Amica home insurance?
Your Open QuestionShow me another Home burglary.? i was away for over 2 weeks. came home to a ransacked house. my truck rims, tvs, dvds, dvd players, jewelry, bike, lawn mower, snow blower and other stuff was taken. how likely is it that my insurance company, Amica, will give me anything for my truck rims that were in my basement? Those rims and tires were the most expensive things in the house??? I am so hurt. 2 seconds"


So I bought a truck with hail damage already can you make a insurance claim on it to get the damages fixed even though I bought it this way?
So I bought a truck with hail damage already can you make a insurance claim on it to get the damages fixed even though I bought it this way?


INSURANCE ON A 1986 MUSTANG GT?
I TRIED TO GET A QUOTE ON ALL STATE BUT the only years i have 2 choose from is 1995 - 2010 so can i get insurance with a regular company or do i need to get classic car insurance


Navy federal or usaa?
me and my husband are a new military couple. he is new into the marine corp and we are currently trying to find the best bank for us. we are now with navy federal but are thinking about switching to usaa. we are having a hard time findin places to deposit cash into our navy federal account but heard that with a capital one account you can make online transfers (is this true?). however, we have recently heard of usaa and want to go with the best bank for us. if any information on either two or opinions please give them."


How much is the average cost of premiums for E&O insurance for a CPA firm?
I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue"


Can YOU explain Why we have to pay for Car Insurance EVERY YEAR even when we HAVE NOT CLAIMED on it ?
I have told my Family that When I am 70 My driving license ends and I will stop driving because I think that younger drivers could argue that even with a clean driving record I could be a potential hazard to other road users so I will stop driving , then they will have to drive me about ! Could be nice if The Insurance companies would give me the money back that I never claimed on"


Car insurance question?
it said due"" not cancelled"""""


Is it true that the lower you paid for your car it helps lower the insurance?
i heard that if the lesser you pay for your car the lower your insurance will be or if you also put that your car was a gift.


What's the point of having health insurance?
If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?


Which auto insurance providers do not use credit rating as a factor in determining rates?
I'm 28. No accidents, no tickets. I work from home. Go to school online. Car is garaged kept, old and driven only a few times a week, within 3 miles of home. I'm in no way a danger or menace to society. Through mistakes (ages 18-24) I have bad credit. Current insurance, paid 6 mos in advance is coming up for renewal, and has risen due to bad credit. I do not think I fit the criteria of high risk in terms of claims or bad driving."


I need help finding the cheapest insurance...?
1. im 19 2. im a female(obviously) 2. never had an accident(knock on wood) 3. never been pulled over(knock on wood) 4. i took a driving class when i was 16 i've looked online at quotes, but i figured i would ask so i can find out what companies to look at(not progessive, safe auto, or gieco[they are all really expensive), so that i can compare and figure out which one is best for my VERY TIGHT budget. I rely on only myself for finacial support and that one thing im proud of, i just need help finding the cheapest deals. Thanks. [and yes i have looked online, if you want to be rude then DONT answer]"


Is the insurance that they sell you over the phone a rip off?
My husband got a call today from a business called something like Family Care. We never pay attention to these calls and usually hang up but today he decided to listen to what they had to say. My husband was offered coverage for me, him, and our three children for $99 a month. We currently pay a little over $400 for Blue Cross Blue Shield through his work. Now, he was told that the coverage, deductibles, co pays and all that would all be the same as the insurance we had now. My husband asked several times to be sent something in the mail that he could look over before he signed up, or at least a web site we could look at before we did anything rash. He was transferred to a supervisor"" who informed him that the only way he would get the ""promotional deal"" was if he did it right then over the phone. And then they asked if he had a checking or savings account. I'm in the back ground"


Car insurance?
How much is car insurance? im 15 and im planning on getting a car when i can drive. or my parents are going to buy me a car, and i want a scion tc. it has 2 doors and my parents said the insurance would be expensiver. So how much is a 2 door insurance? because i want the scion TC but if its expensive then my parents won't buy me it :["


Why I don't see any other adults my age (23) having KAISER INDIVIDUAL HEALTH INSURANCE plan ?
When I go every month to see my physician, I always happen to see older people visiting the medical offices ."


How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?
How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?


What is the average cost to add a 16 year old to auto insurance?
I am 16 and I am trying to get my parents to let me get my license and put me on the insurance, but they think it will cost to much. I know it will cost more, but I don't know how much and I have an A average at school and I am a girl so that has discounts. I asked the insurance place but they asked to many questions so if you have a rough estimate that would be great."


I was rear ended in california with no insurance is there anyhting i can do?
I was rear ended in a car accident in california,and I did not have insurance at the time.My car was wrecked.And Im stuck with the hospital bill's.Is there anything i can do legally ?"


2003 Hyundai tiburon 2dr coupe. Insurance price?
So I'm a 17 year old girl.I'm getting my first car. Idk if where I'm from makes a difference, I'm from texas. Would a 2003 Hyundai tiburon 2dr coupe be considered a sports car on the insurance? If so, how much more would it be vs. a normal car? Please help me!!!!"


Question about car insurance and borrowing cars?
Say, for example, you live in Oklahoma and you have a neighbor who lets you borrow their car to go to the store. That person says that they have insurance on their car, and there is an insurance card in their vehicle. You get pulled over and the officer says the car is not insured. What happens then? Also, if you are liable, is there any way you can keep your license from being suspended and your driving record from being blemished? Oklahoma does not offer non-driver policies but coverage covers anyone who drives the vehicle (as long as they are not someone who lives in the house and they don't use the vehicle regularly)."


Can i keep my insurance if im home schooled in texas?
i'm 15 and i was jumped by 5 girls and rushed to the hospital now im homeschooling but my insurance expired and my mom was afraid i wont get my insurance because im home schooled. can they take it away. my mother and father our both on disability my dads in a nursing home and my mom can barely walk from being beat so bad by my dad. but can they take my insurance away? im really worried!


Which do you think would be cheaper on insurance.?
For a 17 year old Provisional licence driver in Ireland.? 2005 Nissan Almera 1.5L saloon or 2000 Honda Civic 1.3L Hatchback I know the Nissan has a bigger engine and is a saloon but will they think im a boy racer because of it being a Honda civic.?


Does your auto insurance cover you in a state of ..emergency?
Does your auto insurance cover you in a state of emergency?


Does secondary health insurance cover or pay copays of primary health insurance?
Does secondary health insurance cover or pay copays of primary health insurance?


What is the cheapest car to insure for a 17-19 year old guy from the UK in 2013?
I'm 16 and will be taking my test next year and I want to know what to get for my first car?


What's the point of having health insurance?
If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?


Gettting car insurance for more than one car?
si my big brother has a BMW series 3 and got the insurance done for it through my dad i've not long passed my test and have been ask to buy a MG TF and was wondering would i still be abel to get insurance through my dad as well even though my big brother had insurance through him for his car?


Car insurance company in Michigan?
What is the cheapest car insurance company in Mi? i would like to have the cheapest basic insurance for my car ,and it doest matter for me how good is the company. I only want a paper says i have insurance when police stops me."


How much is group 12 insurance.?
How much is group 12 insurance.?


What car insurance should I get?
I am about to purchase a 1997 Volvo 850R sedan from a private individual. I am in Indiana. I have never had my own car insurance, always being on my mom's plan while in high school and college. Now that I have to set up my own plan, I have received quotes from Progressive, Esurance, Nationwide, and a few others, and everything looks and sounds pretty much the same to me. My mom has given me advice on what kind of plan to get, but I was wondering, is there a good or specific insurance company for someone like me? A male under 25 with a clean driving record and no tickets or violations? Does anyone have any good advice or horror stories from any specific car insurance company? What has worked best with you and your plan? I would like to get the insurance lined up by Tuesday or Wednesday, so any advice on where and how to go about it would be greatly appreciated."


Cheap insurance for a sixteen year old girl on suzuki 124cc maurder?
living in limerick ireland


"How to save more money as a teen, for a car and motorcycle?"
I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much."


What's the best health insurance company not tied to a single location?
I'm a travelling sales person with multiple mailing addresses. What location in the United States has the best health insurance rates and best health care? I'm in my mid 30's, non-smoker, healthy."


Can I get health insurance for $60 a month?
I am a 23 year old female, full time student. I have no health problems, but need health insurance. I need office visits for a small copay ($30 or so). I can't find anything."


Why is the Affordable Care Act proving to be so Unaffordable ..........?
Why is the Affordable Care Act proving to be so Unaffordable for almost all concerned ? The Affordable Care Act has already caused over 4 Million People to lose their Health Insurance Plans because the Plan did not meet the mandates of the accepted Affordable care Act Insurance Plans The Affordable Care Act has already caused and is continuing to cause many thousands of employees to lose their Jobs through layoffs that Businesses/Companies are making in order to reduce the number of Business/Company Employees to below 50 in order that the Business/Company is exempted from having to purchase the More Expensive Insurance Plans that are mandated by Obamacare The Affordable Care Act has already mandated that everyone be enrolled in a Health Insurance Plan with medical benefits that many people don't want and/or don't need and these additional unwanted/unneeded medical benefits have caused many Insurance Plans to raise their Premiums for these additional benefits thereby raising the cost of premiums that Most Health Insurance that Most Subscribers will have to pay more for The Bottom Line is that thousands have lost their Jobs because of the Affordable Care Act + Millions have lost their Health Insurance Plans because of the Affordable Care Act + Millions More have had their Health Insurance Premiums raised in order to pay for the unwanted & unneeded medical benefits mandated because of the Affordable Care Act so.......................Why si the Affordable Care Act proving to be anything but Affordable ?


"Is a motorcycle cheaper than a car in terms of maintenance, fuel and insurance?"
No matter what I get, my budget most likely will be $5000. But i'm talking about other costs like maintenance, fuel and insurance. I know fuel obviously is much less than a car for motorcycles, but how about maintenance and insurance? Basically i'm a highschool student, I'll be going to college next year, its a 50 km ride one way. Public transit would take me 2 hours...so If possible, i'd like to get a car or motorcycle. I already passed my first road test, but I don't have a motorcycle licence, but I'd like to. Infact the college i'm planning on attending does motorcycle courses and licencing. I'm thinking that If I do get a bike, i'd ride it for september- early november, store it for the winter, then spring till the end of the school year. Obviously I'd ride it during the summer too! I dunno, what do you experts think? You think its a good game plan or am I just in over my head? Which should I get?"


Who can tell me how long it takes to be licensed to become an insurance agent when you fail to disclose a recless driving misdemenor ? :(?
Who can tell me how long it takes to be licensed to become an insurance agent when you fail to disclose a recless driving misdemenor ? :(?


Is $70 a month for Life insurance too much? 25 and healthy.?
I went to an Agent and this was what she quoted me. $70 a month for me and it also covers my kids. It's a $100,000 plan. I am just 25 yrs old and healthy. Am I getting a good price?"


Affordable dental insurance in Michigan?
I live in Saginaw Michigan and I am looking for affordable dental insurance. Any good leads?


Is canadian car insurance valid in the US?
if I want to rent a car in the us will I have to purchase the rental car company's insurance?


Why will small businesses be affected if the health insurance mandate passes?
Small business in Cali


What's the point of having health insurance?
If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?