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Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?

UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn't give me those coverages?

   








Whats a cheap car insurance company i could try??! other than quinn any recomendations?
Insurance estimate on Integra, Mustang?
I might be starting a new job out of state. how do i provide health insurance for my family?
Can I get insurance that isn't based in my state?
Is it okay to buy life insurance if you put your trust in God?
How is Axa's Variable Universal Life Insurance?
Homeower CAR INSURANCE.?
Whiplash claim and lawsuit?
Need Health Insurance Advice: Colorado?
Telemarketing Auto Insurance?
Can I drive my parents' car without having my name added to the insurance list in the same city?
Swollen lymph node in neck that is hard and feels like it snaps in and out of neck...helpplease?
How does my 21 year old son get health insurance?
Does Empire Blue Cross Blue Shiled HMO cover out of net work service?
How much i should pay to cancel car insurance?
One-way Insurance HELP?
How long does it take insurance companies to create your insurance?
Will my health insurance change?
What would my monthly insurance be?
How do i get health insurance?
What is the cheapest auto insurance for a new driver?
Where can I find the best deal on term life insurance from a reputable company?
Need help finding health insurance?
Car Insurance Cost, ages 16-22?
Which do you think would be the best first car for a 16 year old?
Why are my insurance quotes so high?
How much car tax and insurance on a limousine?
Free medical care-for adults-in Tampa,Florida?
Does full coverage car insurance cover a car that just dies?
Whats a good life insurance?
Health uninsured rate continues to fall. does that make you mad?
Will his insurance go up Texas?
Do I need to have my own insurance to drive a friend's car?
Do I need to have my own insurance to drive a friend's car?
How long does it take for the dmv to get my sr-22?
Where can get car insurance for any driver?..?
Which is the best insurance web site?
What is the best, reasonably priced Dog Insurance?
What is sign up deadline for obama health insurance 2015?
Geico insurance cancellation?
What type of car insurance do you have?
Questions about auto insurance agent?
How much will my insurance premium go up after a speeding ticket, I'm 17?
Which insurance Company has the best price on mobile home insurance in Mississippi?
Is there an affordable health insurance plan for someone who doesn't make a lot of money?
Are red cars more expensive to insure and why?
How can auto insurance screw you over?
Part time and changing health insurance?
Heath Insurance aaaarrrrrrggg?
Best medical cashless policy plan in india.?
https://treadagunsuora.wordpress.com/2017/05/11/can-you-pay-car-insurance-for-the-whole-year-at-once/

https://afemmisrecu.wordpress.com/2017/06/03/who-thinks-eligibility-for-car-insurancerates-should-be-based-solely-on-your-driving-record/






























































Who do you think has the best car insurance rates?
Who do you think has the best car insurance rates?


"In Alabama, is it hard to get insurance for a Jeep if...?"
i'm turning 16 soon. Getting my intermediate license, then six months later i'll get my real license. I've been looking at Jeep Wranglers, but i've decided I need something that gets a little better gas milage. So now i've really come to like Jeep Grand Cherokee's. The price of the Jeep isn't a problem, I can pay for the gas too. But the insurance is another. Does anyone have any clue how much insurance might be? I think my mom is with progressive if it matters. Thanks in advance!"


I am 19 years old whats the cheapest car insurance for a old ford ranger wit a lot of miles on it ?
I am 19 years old whats the cheapest car insurance for a old ford ranger wit a lot of miles on it ?


Health Insurance Cost?
I'm 26 years old and I have Blue Cross Blue Shield in North Carolina. My health is probably okay but I want some tests done to be absolutely sure. Unfortunately my rates are going up and my deductible is going back to $0 (I think) this January. At the new price it'll cost nearly a third of my income each month. The reason I got insurance was to get a few things checked out and possibly start allergy shots (my seasonal allergies get pretty bad) yet due to the deductible I couldn't and can't get those things done. I really need my money for other bills but my health is important to me. Should I cancel my insurance and if I do are there any penalties? Thank you.


"Online auto insurance quote, free?
Is it easy to find auto insurance quote online? And is it true that you can get it for free?


Life Insurance Claim?
Have some questions about life insurance claim. How long does it usually take the insurance company to decide whether or not they will pay the claim? How often do they deny a claim and for what reasons? Do they ever revoke their decision after the claim is paid? Does the length of time that the policy was owned affect the decision to pay or not pay? Can they cancel your life insurance policy if health conditions change years after the inital applicaton was completed?


What are the sales tips to sell group life insurance to various corporates?
Give me details of salesmenship which a trainer should tell to his trainees while selling group life insurance to various corporates like whom to approach?how to approach?how to proceed further?how to beat competitors?


Do you think I am paying too much for auto insurance?
1996 acura hatchback 2 door.


Is there a law in California for mandatory Health Insurance now?
Is there a law in California for mandatory Health Insurance now?


Group of best friends-- group name ideas??
k we're a group of 5 best friends:bhagya,shreya,shilpa,sharmila and nidhi.. cud sum1 plssssss giv a gud name 4 our group?? v jus cant think of 1!! Helpp!!"


What is the best life insurance for a 77 year old man?
What is the best life insurance for a 77 year old man?


I'm trying to get life insurance for myself and my son. what company offer best benefit?
where from los angeles, ca. i never smoke...don't drink alcohol.. and what things that i should know for getting life insurance? and what is the best coverage? advice pls?"


"Should I get Mortgage Life Insurance? (If I die, my mortgage is paid for.)?"
It costs $2.43 per week for 24 years. (It is this price because of my age/health.) I live with my boyfriend and he has bad credit. If I died he wouldn't get approved for a mortgage, so he would be forced to sell the house and probably get an apartment. I am 27 yrs old and in good health, exercise regularly. I plan to live in the house for a long time. My boyfriend and I plan to live together forever, we don't want to get married. If we break up I can always cancel the life insurance. I would be getting the insurance to protect him so he wouldn't be homeless if I should die prematurely."


"Wat types of car insurances are there for a 18 year old in Canada, how much do they cost?"
Wat types of car insurances are there for a 18 year old in Canada, how much do they cost?"


What and who has the Cheapest car insurance for a 2005 Mustang?
i am getting a 2005 Ford mustang, and i wan to know who has the cheapest insurance for a mustang. thx"


Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?
UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn't give me those coverages?


Which Car Insurance is good - any advice?
I need a car insurance very soon. But i am not sure which insurance i should take. Whats your advice? Thanks.


What is the process for life insurance payout when the beneficiary killed the insured in self defense?
Insurance agents, law officers or anyone with experience in the area... I am writing a book, and need to better understand the process, delays, investigations, etc. that a beneficiary would have to endure before receiving any benefits. Or, would it nullify the policy altogether? Please help. And no, I don't currently have a policy on my wife so keep the smart@$$ comments to yourself. Thank you to all who seriously try to help."


Where do i get a good life insurance policy with less premium ?
Where do i get a good life insurance policy with less premium ?


What is the cheapest workmans compensation insurance?
I own a hot dog truck, have not had a history of workmans comp, and have 2-4 employees"


Do I need insurance to drive my own car with a permit in Arizona?
* Its a instruction permit


How difficult is it to start an insurance agency?
How would I already know this? I have worked FOR companies, not BEEN a company. I am tying to take it to that next level. Most employees dont know how to, nor are requiered to know how to start up that company from scratch. I am already licensed & contracted with several big named & lesser known insurance companies. I used to work for a major area bank brokerage firm as well as an agent with a company & have since gone independent. I have been selling insurance for about 5 years now between annuities (fixed, VA and indexed), term, whole, senior, mortgage protection, and such. My question is how difficult is the process to start an agency on my own? I know that there must be tons of forms to file & register, state fees, re-licensing as an agency as well as an independent agent. There in lies my question: do I basically need a proctologyst to do this?"


New York city question regarding insurance?
How are the insurance premiums in New york city (queens borough specifically) ? i.e. how much would someone like I have to pay for insurance say per year (for a car that has about 80,000 miles on it)? I have New York driving license for 2 1/2 years now, and prior to that had Pennsylvania license for 3 years. I had my own car for the 3 years I had Pennsylvania license, and have been renting cars (twice or thrice a year) for the 2 1/2 years I have been in NYC. In all these 5 1/2 years, I had no accidents. Also, how much is registration fee to register a vehicle in New york city?"


CHEAP CAR INSURANCE FOR 17 YEAR OLDS?
hi my dad has a c3 citroen plurial convetable and wants me to be insured on it whilst im in england on holiday! i have an aussie licence but cant seem to find cheap insruance with 2000 pounds being the cheapest. does anyone know of any company who gives cheaper insurance for 17 year olds on an international licence with a convertable car??? any help would be great. thanks!!


Progressive auto insurance problem !?
I need an opinion on what should i do in this case. 3 weeks ago , as I was driving home , on the freeway , from the truck in front of me fell big peace of ice and hit my car from underneath. Less than 1 minute later i noticed blue smoke behind , luckily there was and exit with gas station right there. By the time i pulled up to the gas station car was barely moving. After staying parked for 20 min , it leaked oil and tranny fluid . I called towing , had them pick the car up , called progressive made the claim. All of that happened in WI near Milwaukee , before i used to leave in Chicago , so I never dealt with progressive from WI. After couple days adjuster came out and gave shop 1100$ to start the repairs , shop diagnosed everything and came to a conclusion that its the transmission leaking because of the damage inside. Adjuster was extremely slow to give shop any kind of approvals to do anything , So after 3 weeks they finally allowed them to take transmission apart , another adjuster came out took pictures , then shop owner want around , called me and said that he will call me next day. Next day shop owner calls me asking if I heard anything from progressive ? I call that guy back , but he went on vacation. Call my first adjuster , she says that the guy who went on vacation concluded that it wasn't related to impact , so they wont pay for anything and I owe 500 for taking down transmission. I called shop owner right away asking if its possible , not being related to impact , he says of course not , otherwise your car wouldn't break after impact. He also said some technical explanation what caused it to break , i just don't know what. he also said that no one ever called him and asked him what was the cause if that. I dealt with progressive in Chicago twice , when i lived there , and i had greatest experience ever , but it seems that in Milwaukee , they are playing games , making me pay , and not taking responsibilities. I figured somebody might know what should I do in this case , I just want them to do what they should do , especially when Im paying 200$ a month."


Problem with Admiral car insurance... heeelp!!!!?
Hello Thank you for entering in my post I've been with Admiral insurance for more than 1 year, which is my 1st car insurance since I've been in England I've been driving for more than 12 years and I've never made a claim before it was a normal and clear day and i was going to work when I had an accident with a girl riding a moped It was a very silly accident, fortunatelly none was injured, and I only had a broken wind-mirrow, which is no more than 50 of damage I had to call Admiral, my insurer, to sort the problem out, I had no other choice Admiral told me I was not covered to go to work since on the policy agreement says: use for social, domestic and pleasure purposes only. And, according to them, to be covered, my policy had to be: use for social and COMMUNITY. So Community"" for them means"


I have medical insurance through my job. do I have to sign up for medicare when I turn 65 or can i opt out?
My job pays for Blue Cross blue shield medical and prescription coverage. I want to continue this and not go on medicare.


How can you get a car insurance estimate if you don't own a car and never have?
I just got my license a few months ago and may get a job in an area that is difficult to get to by public transportation. I want to find out how much it would cost me (roughly) for car insurance but I don't have a car (yet) and most sites I've found ask me a lot of vehicle information. How can I get a rough estimate for insurance, so I can figure out if it's even feasible for me to get a car. Thanks!"


Is the cost of car insurance increased when you drive a coupe as opposed to a sedan?
I want to buy an acura integra and i want to know if the 2 door would be more expensive to insure than the 4 door because of the 2 door's sportier appearance. I'm almost 19.


Add a person without valid Drivers License to my car insurance?
In the state of Kentucky, is it possible to add somebody to my car insurance policy if that person doesn't have a valid drivers license? The reason I'm asking is because my mother in law financed a car for me but doesn't have a drivers license. But according to state law, she needs to have insurance. Thanks"


Why is paint job so expensive for a car?
I don't get it. 3,000$ are you kidding me? Do people think I am made of money? 3,000 for just a f'in paint job? Unbelievable. Why are stuff SO expensive for cars"


Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?
UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn't give me those coverages?


What can I expect during an insurance home inspection?
My landlord is changing insurance agencies. The new insurance agency wants to come and inspect the property in which I reside. What should I expect during the inspection?


Insurance rates going up?
If there is a licensed driver in a home where ppl have auto insurance would the rates go up? I really need to know.


Which motobike is cheap on insurance for a 1st time rider?
Looking to get myself on road for as cheap as possible , what bike / size is best to get for cheap insurance"


Would Obama charge the military for Health Care?
Thats a good piece right there. But still not what i was wondering. Cause way it sounds to me is that everyone will have to pay for there health care. Right now we in the military dont. Would Obama change that? Start charging us for our Tricare?


Unfair car insurance?
My car was very old but in excellent working order. It has been written off in an accident that was not my fault. The insurance company will only pay me what it's worth, about 150. To get a reasonable second hand replacement will cost much more than this, and I cannot afford it. So I now have no car and cannot afford a replacement. Over the last few years I've paid thousands for insurance. Can the company do this, i.e not pay for an equivalent replacement, but pay what they think it's worth."


Maternity Insurance...Anyone have it?
I dont qualify for Medicaid


Car insurance problem!!?
I have had my insurance policy and have been paying monthly installments since the end of June (have not missed nor have been late on any payments) BUT they have still not sent me an insurance cover note, I have called and called and they have promised to send it but to no avail. I havent been able to tax my car (ran out end of sept) so has been sat on my drive for nearly a month now unable to be used..... what can I do - where do i stand with the ins company?!?! Am I liable for any compensation from them due to their sheer lack of service?! Thanks x"


How much car insurance coverage do I really need?
I just bought a 2008 Toyota Tacoma. I am switching my insurance from state-minimum to something higher, but how much should I increase? Currently I have bodily Injury ($15,000/30,000) the insurance company is telling me I should be at ($100,000/300,000) That seems like a lot to me, would I be ok with something like ($20,000/40,000)? Whats the recommended coverage? Any information would be helpful!"


Is 175000 miles a lot for a 2006 Honda civic for 7800?
I'm looking to buy my firsts car a came across a civic with 175000 miles is that good or bad How long do you think it will last ? And are they expensive to fix


Should I put a claim in with my auto insurance?
Today at a light a car rear ended me. My rear bumper has some small scratches and some paint marks from the other car. No dents or anything else. the car that hit me seemed to have worse damage to his front bumper. We called the police and they did a report. The other guy said he is not going to put in a claim with his insurance. He admitted fault and apologized over and over. I was wondering if it is worth me putting in a claim with my insurance? I don't want my rates to go up and even though I am not at fault, i wonder how aggressively my insurance will pursue a claim with the other guy's insurance since damage is so minor. I actually wonder if it was worth calling the police, when I really think about it. I was just shaken up at the time. I think re painting the bumper would actually be less than my deductible. I don't really have any pain and no noticeable injuries. I had a friend say I should put in a claim for minor back pain, but even if i was in minor pain, i have heard the 10,000 most companies give always go to lawyers and chiropractors I don't want to lie and don't want to spend time going to chiropractors too end up not getting anything and still having to pay to repaint bumper, have my rates go up and be aggravated. any advice?"


10 points!! health insurance....?
i did thought about taking those into consideration. but im just a simple college student who will be starting to work. i usually pay $17 a month, but they raised it to $34 since january. but since im going to start working now, i want to stop my health insurance. is that a bad thing? (i work at a mall, its just so i can pay rent since im about to move out soon)"


"In Pennsylvania, what happens if you fail your drivers test 3 times?"
In Pennsylvania, what happens if you fail your drivers test 3 times?"


Does Acuity Insurance allow Pit Bull Mixes?
Does Acuity Insurance allow Pit Bull Mixes?


Do i have any chance against auto insurance claim?
I got into a minor accident this morning. Rear ended a car at 5 mph if even that. I was turning n didn't notice the car ahead of me had not turned at that point. My car had a mini dent while hers had a mini scratch tht could easily be fixed with a eye drop sized bottle of paint. We call her up n tell her we can pay for any damages done if she wanted. Now heres the twist, she says she hurt her neck. wtf off of a 5 mph bump? she was fine when exchanging info. Now the big question: Do i stand any chance against her case? is there a way to detect that she may actually in pain? or is she gonna win the case n raise my insurance up to $+150. Slight problem: I also got a ticket for following too close."" There was an accident blocking 3/4 lanes. Ofcourse everyone would be close to one another."""


Why is Online Auto Insurance cheaper than through agent.?
Is it just as safe to buy and is it as good.


Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?
UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn't give me those coverages?