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Why do we need auto insurance to drive? In many Asian countries its not legally required?

Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.

BEST ANSWER: I recommend this site where you can compare quotes from different companies: HELP-INSURE.NET

   








How long does it take for deductions to wear off your paycheck after cancelling life insurance?
Car insurance 1st driver uk cheapest & best one to go with.. thanks?
How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?
Health insurance policy number...what the heck does that mean?
I am 17 and pregnant how do I get insurance for my baby once she is born?
Can I have my car insurance policy without my husband's name in it?
Can I drive my car under my dad's insurance?
Im trying to find cheap insurance for new driver in jersey. i am financing a car for the first time.?
If I am 16 can I get a rental car if my insurance company covers it?
Best insurance companies for 17 year old passed my test!!?
How is affordable calculated in obama care?
Do I need Mexican Car Insurance?
Where can i get cheap car insurance?
Information about health insurance please?
Someone tore all of the wiring out of my mobile home and I need to get it all re done. worndering about how much that would run me?
Allstate insurance raising my rates. real or fraud.?
How much is insurance for a 16 year old with a 2000 mercedes?
Got a speeding ticket in friends newly bought car and he didnt have proof of insurance?
Insurance deductible question?
I have 1 pt on my license for drive at a speed not reasonable and prudent how much insurance rate will i pay?
Medicaid and health insurance?
Temporary Car Insurance on my Mums car?
Where is the cheapest place in Nashville to get renter's insurance?
Whats all this chaos about Obama and Health Insurance?
Should the policy holder of permanent life insurance still have to pay monthly premium even after getting totally disable?
Cost of insurance even though i never use it?
Why do Women get cheaper car insurance?
How much will my insurance go up with one point on my license?
Where can i find my proof of insurance?
How much do you pay for car insurance?
Looking for cheap life insurance, any suggestions?
What type of Health Insurance can I get?
Dependent's health insurance?
Dependent's health insurance?
Insurance on a car that you do not own yourself?
Who is my car insured with?
How much cheaper would it be to go under my dads insurance for a van, if it was 2000 on my own policy? (Year)?
Why are my car insurance rates so high?
Accident caused by person without insurance? Do I pay out of pocket for my vehicle's damage?
How much does the hospital stay cost without insurance?
What makes car insurance car insurance?
When all is said and done is Obamacare just a scam that provides higher cost insurance with less coverage?
No insurance, can i go to the doc?
What is a cheap health insurance for a student fixing to go trough nursing school?
How can I get a liability insurance for my cleaning business?
I just got pulled over for not having my seat buckle on and I'm wondering how much my insurance will go up?
How much is car insurance for a 16 year old girl and boy who live in new jersey?
Will Obamacare really convince people to buy health insurance?
Car insurance question?
Insurance estimate help?

































































Life insurance. What is the difference between Term and Permanent life insurance.?
I'm just talking about enough insurance to bury a person. I have heard that term life insurance is where you pay a yearly premium till you die and it pays your heirs when you die so they can bury you. I also heard that term premiums went up the older you got and if you lived to 80, it wasn't any good anymore, and all the money was wasted. I heard that permanent life insurance was paid off in 20 or 25 years,, with the premiums staying the same the whole time. After that you didn't pay anything mo"


Car insurance......?
what if the person that hit me did not have insurance at all? does that mean that my insurance pays for the damages? then will my rates go up?


Is GEICO auto insurance tougher (more expensive) than Progressive if you have an at fault accident?
I have one at fault"" accident on my record. It was a rear-end collision and it is a 2 pt. accident in California. I was shopping for new insurance. I made this statement about the at fault accident when filling out the forms for a quote online. At first GEICO the GEICO rates were looking way better than Progressive or other insurance companies so I thought I'd go with them. But when I went to go pay online"


How Much To Insure My Bmw 318 I Se Auto?
Hi, I just passed my test a month ago and im 19 i just bought my first car the BMW 318 I Se Auto 1.8 litres and was wondering how much it would cost to insure this car and if there was any way i could get a cheap deal from anywhere, like traders insurance. please help! finding insurance is doing my head in :| Nd Yh im In The Uk :)"


Can I still be insured with my mother?
So, my crappy old car just broke down. In the last few months I have managed to save up some money and I have decided to purchase a used car. The car cost about 6000 dollars and I have gotten a 3000 dollar loan in my name to pay the rest of the cost. So I'm trying to get all the paper work done because everything is in my name. My mom already purchased a car so she couldn't' even help my out to get a loan. Before I could even get the car, the bank needs a binding from an insurance company. When I had my old car my mom had me under her insurance because the car was under her name. So I want to know if after I get my insurance on my new car if I will be able to switch it over with my mom. Or will I be able to transfer the old car insurance into the new one. Right now I am planning to get the same insurance she has. Will I always have to have the insurance under my name is it is my car? This is in Massachusetts"


Do 'normal' car insurance companies insure exotic cars as well?
@ Lex okay, thanks. before i go to a new agency I'll first try giving mine a call. Thanks."


Did you know about a lost payee on your car insurance?
THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.


How much home owner's insurance should I get?
How much home owner's insurance should I get?


Would having a fake nitrous system in my car increase insurance rate?
Would having a fake nitrous system in my car increase insurance rate?


Will my insurance rate go up??PLZ HELP:(?
I was parked in front of a kroger at the parking lot ...I came out of the store and saw that my cars been hit! Its an 07 mustang gt i took it for an etimate it has damages worth 1300 I have full coverage insurance with a 500 dollar deductable I pay 110 a month for insurance I live in Michigan..will my rate go up? I mean i wasnt in the car i came out and it was hit?Also I have only one claim with my truck thats it and a perfect driving record no points ever.


Unemployment insurance disadvantage? california?
is there any negative impact if you file for UI???


What the best insurance to go with?
i need to get a good but low cost health insurance. im single and need it just for me. any suggestions?


My dad past away how can I find out if he had bought life insurance?
My mom says that he told her he bought it for us but she doesn't remember from what company. Do we have to contact them or will they contact us?


Should I keep term life insurance on myself after the spouse has passed away?
I have no kids or any benficiaries at this moment.


What is the best car insurance for a young person in new york?
Im a female 19 years old in New York city..........i need to know what car insurance is the best......


Why do we need auto insurance to drive? In many Asian countries its not legally required?
Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.


Insurance for international trip?
I purchased an international airline ticket. In case anything happens I am thinking to buy a travel insurance to protect me from canceling the trip. Is there reliable insurance company have this service with a reasonable price? Appreciate your valuable information. Lucy


How much do you think my car insurance would be/added on to my mother's insurance?
I'm 18 and just now getting my license. My car is a 2001 Ford Focus ZX5 that I bought for $2500. My mom is going to add me to her insurance which is $50 per month (I know that is outrageously cheap I'm so jealous lol). I just want a loose loose estimate because I'm also in college so I'm only working 15 hours a week at minimum wage.


Car Insurance due for renewal any recommendations? (uk)?
Confuse.com is working out double my own quote of 600.


Looking for health insurance for self employed person with hepatitus c?
I am self employed and have Hepatitus C, I am looking for health insurance"


How much it costs for car insurance in london for 20 yrs old?
How much it costs for car insurance in london for 20 yrs old?


What all should I consider when changing my auto and home insurance company?
For twelve years, I have had homeowners and auto insurance with Allstate. During this time, there have been no auto accidents, claims or moving driving violations. However, the auto premium increased last month. I was told I lost the new"" car discount on my 2011 Ford Fusion. There are 2 adults drivers only. I obtained quotes from four insurance companies for homeowners and auto insurance. I went line by line on the auto quotes to be sure it is the same (or better) coverage than I have now. The homeowners is basically the same dollar amounts for total replacement coverage for the house & contents and to pay for the cost of other housing during repairs. Three of the companies have ""accident forgiveness"" so 1 auto claim will not increase the premiums. Every quote is less than my premiums with Allstate. These savings seem too good to be true but it isn't just one other insurance company. It is four A+ rated companies. What am I missing?"""


Can a car dealership in sc can hold ur license plate tags do to a no-finished down payment?
non-finish down payment, gave them half"


Can you pay for Car Insurance in monthly instalments by direct debit using someone else's card?
I want to take out car insurance in my name but I do not have a debit card, can I use my mother's account to pay in monthly installments? All the insurance companies I have tried so far will only take a payment for the full amount and will not spread the payments by direct debit if the card is not in my name. Can anyone please help as I only have a post office account and am unemployed receiving benefits so cannot afford to pay the lump sum and have been turned down for a bank account as I have a poor credit rating."


I'm 17 years old and do I have to buy car insurance if my parents sit next to me?
I rarely drive so i don't want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?"


Mn teen insurance policy?
I just got my license in Minnesota (under 18). I do not own a car so I drive my parents' car around. Do I need to be added in my parents' car insurances? Some say I do some dont...really confuse!!


If you have fully comp insurance can you drive any car?
Basically my friend and I are having an argument - she says I can drive her car and vice versa as we both have fully comp insurance?? But I think you need to be a named driver to drive a car. Also if you don't have fully comp but the car your driving does is that still legal 2? Many Thanks


AOPA ( A.O.P.A. ) aka aircraft owners and pilots association versus Avemco. Who has better insurance rate?
Which one of these two entities provides better protection for student and private pilots when it comes to NON OWN AIRCRAFT INSURANCE ?


Car accident and insurance?
My friend's car got hit from behind on the freeway and she only got libilities so her insurance doesn't pay to fix her car. The guy who hit her is a teen and his insurance is under his mom's name. His insurance is paying only $10,000 maxium. The cost for total fixing is going to be $13,561. My friend can't pay the difference of $3,561. Now what can she do? Is that the responsiblity of the guy who hit her? should he be the one to come up with the rest of the money? or is she out of luck? The car is in the collision center now. She's losing sleep and having headaches and sore neck, etc.. and missing work... and she still hasn't go see a doctor. Any advice for this poor girl?"


Can I file a car insurance claim months after accident?
I got hit by a car in Jan from a hit and run. I have the police report, but they never found the guy. I had damage and I never filed the claim because back then my hours were cut and Id have to pay for deductible since hit and run guy was never found. I couldn't afford the 250 deductible I have. Now I have a new job and can afford that. would my ins even pay when its that far back???"


Can a 16 year old get auto insurance without being under a parents name?
I'm a 16 year old girl and I'm buying my own car. My parents and i don't get along at all (stepfather hates me, mom isn't on my side). So can i get auto insurance without being under their name? Also, would it cost a lot more? I'm an honor roll student."


Why do we need auto insurance to drive? In many Asian countries its not legally required?
Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.


Car insurance oem parts? Ford Fiesta MK5 1.25 zetex?
Hello guys.. i wondered if you could help me. i have a bog standard 1.25 MK5 Fiesta. my insurance arm is about 3000. Ridiculous i know. But i was just wondering.. I wanted to put a zetec-s body kit and zetec-s wheels because i want to make a zetec-s replica They're from Ford.. (2001) they're genuine OEM parts. Will my insurance go up if i add them onto my car even tho theyre genuine OEM parts but from another spec level of a fiesta? If someone could reply asap that would be great! Thanks guys.. I cant use this email.. Sorry to be a pain but could you reply to me @ charlie-stevens95@live.com thanks guys!


17 and HIP insurance?
Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!


How much is insurance for a mazda rx8 if....?
my dad is going to buy me a used 2005 mazda rx8 for my 16th birthday, since i'm going to be a new driver and it's considered a sports car, is the insurance going to be super expensive?"


Teen auto insurance 600$ a month WTF??
i just got my license today i'm 18 male NY completed drivers ed, i did a couple of quotes online for a cheap old beat up car like a 95 chevy caviler and most of them gave me three thousand dollar 6 month premiums, which is 500$ to 600$ dollars a month for a a piece of junk car! what kind of bull is that?? thats like a month of rent!!!!!!!!! someone should sue those corrupt bastards!"


Loans for older/classic cars?
Any banks or financial institutions out there give loans for older cars? I know most banks only give loans for cars less than 5-6 years old, but I want something in good condition that may appreciate in value, or at least not depreciate so long as I take care of it. But I do need a loan. Links to companies that do these kinds of loans will get you a best answer."


"Do you know cheapest car insurance? My friend is 21, male.?"
Do you know cheapest car insurance? My friend is 21, male.?"


Car insurance?!?!?!?!?! HELP!!!?
im 15 and i just got my liscence (you can get it at 15 in Idaho because i live in a hick state) im a good student, 3.8 gpa, and ive never gotten in an accident while i was a student driver with my permit. about how much can i expect to be paying a month for car insurance? dont tell me to go to a website and fill out a form, it takes forever and i dont feel like giving out my social security number, thank you very much. please does anyone have a ballpark estimate?"


How much would a non insured Canadian doctors visit be in the us?
How much would a non insured Canadian doctors visit be in the us?


Fully comp car insurance?
ive got full comp car insurance,what i want to know is.im buying a car off someone in a few days and want to know if im ok to drive this car home on my insurance.thanks"


Car insurance change of address?
My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..


"How much is a cadillac"" full health insurance cover in the united states per week/month/year?"""
How much is a cadillac"" full health insurance cover in the united states per week/month/year?"""


I got into a car accident and im at fault. How long will it take for my insurance agent to call me?
I got into an accident 2 nights ago and the cops were called. The cop came down and filed a report. He than told me to wait to hear from my insurance and that was all. When will I hear from them? Thanks.!


Teen insurance question?
okay. lets change it to a 328i bmw, 2008."


Home Insurance not paying for further damage caused due to delays in getting door replaced?
After over a year and a half, I've had my home insurance settled, following burglary claim. They've finally agreed to pay for the contents loss and getting the damaged patio door replaced. However, for the last 1.5 years, they'd drilled the door that came off the hinges. This left a gap allowing rain water to come in & accumulated there, every time it rained. This caused further damage to wooden floor & rug. Upon asking them to pay towards these further damage, they say, and I quote, Insurers liability is restricted to damage/theft of items from your property as a direct result of this incident. Consideration cannot be given to any damage sustained to a rug and wooden flooring sustained as a result of water entering your property due to the patio door remaining un-repaired or replaced. It is a general principle of insurance contracts that the policyholder has a duty to safeguard their property and prevent further damage until liability is confirmed as engaged."" Can they just get away from paying towards further damage or are they liable to pay for it"


Registering/selling car in Nevada with my insurance?
Buddy of mine is going to register this car in his name. I'm leaving the insurance in my name because I'm the only one that will drive this car for the time being. Will dmv let him register it with my insurance? Nevada


Why do we need auto insurance to drive? In many Asian countries its not legally required?
Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.