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Should I consider getting health insurance??

I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)

   








Does $300 a month for health insurance seem high for myself and my son?
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Cheap car insurance!!!?
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https://comlahoophydo.wordpress.com/2017/06/08/what-would-insurance-on-a-er-5-be-like-for-a-17-year-old/

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Does the official DMV website offer a free point insurance reduction program?
my friend recently complete an online 6 hour class to reduce his insurance rates by 10%. he told me the class was free and that he found it from the dmv official website. but when i go on the website, it only directs me to classes from private companies that aren't free. does the dmv website offer a Point Insurance Reduction Program (PIRP)??? http://www.dmv.ny.gov/broch/c32a.htm thanks!!!"


"If I got a speeding ticket in my parents car, their insurance rates with state farm will increase?"
I got a speeding ticket, driving my dad's car, their insurance rates will be affected in any way?"


Can my health insurance change my plan in mid year for a?
Can my health insurance change my plan in mid year for a?


How long does a speeding ticket affect my insurance in MA?
I got in a recent (minor) accident and was shocked at how much my insurance is going up. It stays there for 6 years. Add that to speeding tickets already there, and it becomes a very high rate -- particularly considering how little my car is worth, I'll be paying half as much in insurance each year. When I spoke with my insurance agent about how much it would go up, I mentioned that at least the speeding tickets would be leaving soon. She disagreed. My tickets are both over 2 years old already, and I thought they would come off my insurance in 3 years. She says 6, just like the accident. I'd like another source to corroborate. I'm currently in MA, with Commerce Insurance. Edit: Vipassana, it's not helpful to reply if you have no information. My agent is a middleman who works with many companies, and can make mistakes. The link in the other answer suggests the range is 3-5 years depending on your state, but my agent says 6. It's worth asking for someone who knows."


Average car insurance rates for people under 21 years old?
This is for an argument paper I am doing. If you will, please just give me a numerical amount. This can be broken in to male/female and 16-17/18-21. If possible."


What is the New York disability insurance rate and NYS Unemployment rate?
There are two employees who are on the payroll, both married and living in New York. I do not know what other factors are needed to get an approximate answer. Please help. Thanks."


How much will insurance be on a 2004 Nissan Maxima SL?
By the time I get the car I will be like 18 and 1/2. I will be under my parents policy and I only get into one accident (very minor) but it was at no fault. Parents got into no accidents in the last like 5 years. I want a rough estimate on how much it will be a year for the car I am going to get. Thanks


Life Insurance for elderly?
Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated. He has a soon to expire term life insurance policy at the present. He wants the best for his money. Is a term insurance policy still the best type of policy or would another policy be better?


"Health insurance , Is there a grace period after termination of employment?"
aetna ins , terrminated, was not notified by ins co,or employer"


How could the health insurance mandate not be constitutional?
Kojak: The courts will decide the religious questions. If it decides against contraception, those items won't be supplied but the ACA remains intact. On cost, you ignore the IPAB, which will bring rationality to the health care industry. The WHO rates France the world's best system at half our per capita cost. Medicare administrative costs are 20% less than private insurance company's cost. The VA hospitals are the best and most cost effective on earth because they are managed by pros, not Brownie-doin'-a-heckuvajob. You starve the beast, install cronies as managers, and then complain about incompetence and high cost. If you want to see the cause of the problem, look in your mirror!"


17 year old responsible driver that can't find car insurance?
I have a 1997 Mercury Sable with an ABS. I am a full time student and also have rent to pay. I need car insurance and fast, but nobody wants me for a decent price because of my age (and probably my car...). Is there ANYTHING affordable for a student? I can't find an agency that will insure me for a decent price!!"


Motorcycle insurance for 16 year old?
Just wondering, how much would motorcycle insurance be monthly for a 16 year old, living in NY, say with a 500-600 cc engine bike?"


Hi please explain me the BirlaSun Life Insurance Money Back Plus Plan?
hi, can anyone explain me BirlaSunLife Insurance Money Back Plus Plan."


High Risk Auto Insurance - Where can I find the lowest quote online?
did I mention under 100 a month?


What are the insurance rates of a 2002 Chevy Cavalier Z24?
Its a 2 door 5 speed z24 cavalier with everything and the guy wants 2650 and it has 99k miles on it. Im also a 16 year old new driver.


Should I consider getting health insurance??
I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)


Secondary insurance and copays?
Me and husband find it difficult to always be able to afford copays.If I pick up secondary insurance thru my job will it pay the copay left from the primary?


Car insurance extremely high?
i am 17 i haven't bought i car yet, and i have not passed my test, but i have tried to check how much my insurance will be once i have passed my test, i have done checks on small cars e.g vw polo, corsa, Nissan micra's etc but i have not found a quote under 1,700 i cannot afford this price, is there any cheaper insurance companies, or am i just going to have to save up 4 a long time."


Can parents get sued if I drive a car without insurance?
My mom tried to tell me that if I drive without insurance they would be sued because I live with them. I am 19 so I am a legal adult. The car is also in my name only. I think she was just talking out her *** personally, but now I am curious if that is even possible. Whatsoever."


I am being required to buy renters insurance by the owners of the?
apartment I will soon be moving into. How can I be required to insure my own stuff? If I challenged this requirement in court, would I win? I am inclined to think so."


Can 2 insurance policies go on 1 car ?
hello all .. i sold my car today basicly because i couldnt insure the insurance or fuel anymore as my hours have been cut in work . now my question is .. can i insure my mums car which is already insured by her .. reason i ask is if i cancel my current policy i will have to pay the full years worth of the car i had previous which would be 1000 pound , so i was thinking to insure my mums car to keep my insurance going ? is this possible ?"


I crashed my financed car with no insurance. Now what?
Hi everyone, just yesterday I crashed my Car. It s wrecked. I was not covered by insurance at the time because I forgot to send the payment in but I m sure it s too late now. Since my car is wrecked I pretty much lost my job. I still owe the finance company 7k. I really can t afford to pay it back at this point. What will happen to me? Will I go to jail? Thank you"


Best dental insurance?
Does anyone know how to get federal dental insurance or state of California insurance if not what is the Best dental insurance out there maybe 100% coverage or the best coverage.


What is a good health insurance?
I could use a few names for insurance companies that are popular in the southern US.


"How much money do you pay for insurance, and what is your age?"
I am 21 years old and I just got my license.I use to be a listed driver on my mother's geico policy a couple of years ago.But, I got caught driving without a parent in the car and my learners permit wa suspended. I now live in a diffrent state and have a license. I went on geico.com and my quote was $155 with the license violation included. I am pretty surprised because I thought people my age pay well over $200 for their policy. Maybe it is low because I was once an insured driver under my mother's policy?"


"Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice?"
Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)"


Hi i live in florida 16 years old i am going to start driving and need to know?
in average how much will my car insurance cost?


Why is auto insurance cheaper in quebec than ontario?
Why is auto insurance cheaper in quebec than ontario?


"If i have no income will obamacare subsidies 100% of my health insurance, and co pay?"
If i have no income will obamacare subsidies 100% of my health insurance, and co pay?"


Auto Insurance??
I was just wondering what people thought is a good price to pay monthly for auto insurance? I went to Progressive.com and saw they have different plans available...I went with one that looked like it had a bunch of things and was around 94ish dollars a month...couple of questions though What is the average you think I should pay? (No traffic violations in the last x amt of years, not since 98, fyi) Also, do you think its worth it for more fuller coverage if I'm going to actually own the car outright and not make payments? Is it worth it to select the rental insurance as one of the options? I don't know anything about what I should get, any help is appareciated!"


Has the economy effected the auto insurance rates for individual policies?
Has the economy effected the auto insurance rates for individual policies?


Should I consider getting health insurance??
I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)


Would the insurance company find out if you modify ur engine?
im gettin an accord nd i wanna add performance to it bc i aint a ricer nd ma dad doesnt want me to nd i was wondering if the insurance company would find out by themselves if yu mod your engine and increase the rate. my insurance company is geico nd my dad pays for it so i dnt want him to be like why is the rate going up nd find out tht i added turbos nd air intakes nd ****


What is the lowest car insurance rate I can get in Michigan?
I'm 21 and I don't have any car record and I'm looking to purchase a Lincoln MKZ. I also live in the greater Detroit metropolitan area.


What do police do if you are stopped for no mot or tax but have insurance?
Iv found some info out about someonejust was wondering what would happen??


Gender Studies: should health insurance provide birth control? Why or why not?
Please see the question before this one that begins: Who is it that is trying to prevent women's access to birth control . . . . """""


Hey I'm looking into buying a 2010-2011 Camaro How much would insurance be for me?
I'm 21 and looking into buying a 2010-2011 Camaro I'm just trying to figure out the basics like how much would insurance cost me and how much would the monthly payments on the car run me...I'm going to make a down payment of $5000 when I go to the dealership. Any kind good advice and tips on what I should do to get my dream car is needed ..Thanx in advance everybody


Do you cover towing an automobile?
If I had to have my automobile towed, do you have any insurance to cover that?"


Under parents car insurance in another state?
im going to another state for college, can i stay under my parents car insurance?"


How much does renter's insurance cost on average in new york state?
I'm just asking for an average estimate. My apartment is 700 square feet and I live in Upstate New York.


I just moved and am looking to find some cheap Massachusetts Auto Insurance. Can anyone recommend a place?
I just moved to Massachusetts from Rhode Island and recently purchased a new car. I need cheap insurance for my car because I am young and don't make a lot of money. Has anyone reading had a good experience with a Massachusetts Auto Insurance Agency? I really would prefer to do this all online instead of on the phone. Websites are welcome! Thanks!


Can i buy CAT 'D' INSURANCE WRITE OFF Vauxhall 2007 Car?
I have seen a car that I really like....Vauxhall Astra 1.6 Club, Manual 57 Plate...with 45,000 miles on the clock.... im a new and 24 years old young driver. Really liked it when I saw it....this car sell on ebay just 2500 recorded as a Cat D Insurance write-off on 14 Aug 2012""......Now im really confused because I really like the car......Any advice please? Seller say car was excellent condition"


What do police do if you are stopped for no mot or tax but have insurance?
Iv found some info out about someonejust was wondering what would happen??


Which car would cost the least for insurance for a 16 year old male driver?
2000 Chevrolet Camaro Coupe V6 1996 Cadillac Seville STS Touring V8 1999 Ford Mustang convertible V6


What things can a teen do to help lower the cost of car insurance?
I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help."


"Found a Cheaper Car Insurance, What to do?"
Dear Mates, My car insurance is just started 5 days ago. I have paid them around 300 as deposit. I have found somewhere more cheaper then recent one. If I want to finish my policy with them, How much do they Refund me. Please help me if you knows. Thanks"


How much would insurance cost for a 98' 4x4 Z71 Extended Cab.?
I am 15. Been driving since like December. No tickets or wrecks. I have a 01' Silverado Extended Cab 2wd would it cost the same? Also we have safeway. I am on libiaty or w/e it is.


Should I consider getting health insurance??
I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)