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Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?

Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.

   








Car Insurance for youth?
Car auto insurance and person at fault wont pay.?
Reference - Insurance. Susan, a trained nurse, was recently elected to the U.S. Senate. 10 points..any lawyers out there?
Should US Health Insurance Companies Go Completely Unregulated?
What is the cheapest auto insurance company?
Homeowner insurance with Brindle pit bull.?
Is Esurance a good auto insurance to have?
Why does the insurance cost more for a higher litre engine?
In California how much are you paying for insurance on a 2012 Camaro?
Is there a site that compares auto insurance quotes?
Comprehensive car insurance?
I was involved in a car accident on august 4, I got rear ended the how much will the insurance company settle4?
What's the average spending for a single person per month?
Health Insurance 15 years, now NO health insurance!?
Affordable health insurance?
Should i have the right NOT to buy health insurance?
Baby Insurance at 19?
How much would the insurance cost for a 16 year old in tx driving a dodge challenger?
How can I get free health insurance?
Ultrasound price WITHOUT insurance?
I want to switch car insurance, is there anything i need to do to cancel my old insurance? or do i just not pay up when its time?
How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.
What's the point of car insurance?
How much does the insurance usually go up on a 2door car?
Is the BMW 3 series a good first car?
So what would you suggest for my 1st car? has 2 b 5 door,cheap 2 run yet reliable & cheap on insurance??
Cheap car insurance!!!?
How far back in your driving record do insurance agents look when determining your car insurance rate?
What's reasonable insurance quote for new driver (UK)?
Car Insurance G35 Coupe cost in VA for a 29 years old with 16 years old side driver??
Does anyone here pay less than $2000 per year on auto insurance?
Fraudulent car insurance claim against me?
Will a bike licence bring down car insurance?
Will a bike licence bring down car insurance?
I rear ended someone but never got their insurance information?
Do I HAVE to have car insurance in order to drive?
Should I be adding my 19yr old daughter to my auto insurance?
If I own property and pay insurance from 2 different insurance companies.?
Is high risk homeowner's insurance necessary in Florida?
How to get off an auto insurance policy?
Affordable health insurance?
Will home owners insurance pay for a retaining wall rebuild?
How much will be my car insurance for new or used car?
Can my car insurance company drop me for having not at fault accidents?
Car insurance policy?
Getting car insurance - online quote?
Where can I find cheap car insurance? ?
HELP PLEASE?What is the minimum amount of liability insurance coverage required?
Second car insurance very very expensive - why? What would make it cheaper?
Can I upgrade my Blue Shield Health Insurance to cover Mental Health?
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Car insurance question?
I recently got into a car accident that was my fault. The total damages is around 2000 dollars. the owner of the car has contacted me and asked if we could resolve it with out involving the insurance Company. What would be better to do? i have had one other accident that was not my fault. how much will my car insurance go up and for how long?


Get an insurance on a second car?
but mal g what u say?i cannot claim for an accident with 2 different insurances,simply because in europe is the insurance is linked to the car not to the driver. in ireland and uk is the opposite. so,if i have an accident in ireland,i cannot claim anything in italy...where my seat arosa is insuranced.Not my irish punto.it's just a mess.there is no europe at all,it's pure anarchy."


Please help me find some affordable medical insurance in Georgia.?
I need medical insurance for my wife and two kids. Can anyone point me in the right direction? Thanks so much.


I have a financed car can I take my car out of circulation to stop paying insurance?
Ok, my car has been broken for like 5 or 6 months already. It hasn't been driven at all. Right now it has an expensive fix. I was waiting for my taxes to fix it but I had my identity stolen so I may not get my taxes until December, if even that soon. Anyways, long story short...it's an expensive fix, about $2000...which I don't have. I've been paying for both the car and the insurance every month with the car not even moving. I know I have to continue paying the car. I'm going to verify with my bank, but I'd prefer not to get them involved until I have some details. Is it possibly to take my car completely out of circulation by turning in the license plate and then stop paying insurance until I fix it? I assume theres no need to have insurance if the car doesn't have a tag so it can't be driven. I live in Florida, if that changes anything. Paying $280 for insurance and not driving the car makes me sick...its worse than paying the actual car and not driving it."


Best auto insurance company for young adults?
So after working hard in college and multiple internships, I am going to graduate college in three years and best of all, managed to score an incredible job with Boeing aerospace division in this toilet of an economy. I even managed to use most of my savings to buy an apartment. However, after all this, I realized I was missing a crucial thing. A car(i live far from work). I only drove in my highschool years, so I am completely oblivious when it comes to insurance rates and what not. So my questions are as follow: 1.Is it better to have an older car or newer car as far as premium amounts go? I used to fix cars with another mechanic, so im not worried about an older car breaking down. 2. I am 20 years old, in your experience, what company is the best for young adults? I have no criminal records and no accidents from my highschool years. 3. How much insurance should I buy? In other words, should i just buy coverage for the other person if i hit someone, or should I buy coverage for my own car as well? 4. Just generally, in what range should I expect to pay? Just curious, I have to get it whether I like it or not. 5. Finally, any good tips on bartering with the insurance company to get a lower premium? You dont have to answer all the questions, feel free to just answer one, any help is appreciated!"


Car Insurance?
fully comp as i have no convictions/points or penalties


What would my car insurance run me for this?
Ok.....im 16 years old and just got my license. Ive been driving for about 3 years now. But now im legal to drive on the real road now. I have a 1996 mustang cobra 2d hardtop. All stock except it has flows on it. I dont have the first clue on what to do on insurance cuz my family doesnt have car insurance cuz they are crazy people who dont belive in that crap....thats what they say......but if anyone out there is a insurance agent or somthin...maybe you can help me...work with me on this....give me a range on what i could expect to pay with full coverage or just liability....that would be great..... thanks :D


What is the difference between term life and whole life and what is better to buy?
I would like to buy insurance for myself but what is best. term Life or Whole life and what is the different.


How to get best car insurance for teenager?
What is the best way to get insurance for 18 years old girl, A-student?"


Help with comprehensive and collision car insurances?
For example, if someone got their tires slashed, does this fall into the comprehensive car insurance category? And do you have to pay a deductible just like when using collision insurance to pay for damages?"


Home contents insurance excess??
I have home contents insurance with Barclays which covers Accidental Damage. I have an excess on this for 100. I want to make a claim for a damaged carpet. I do not understand the excess. Who do I pay this to and when? Uk only please.


"What is an insurance agent's loss ratio"" and how does it effect the agents income?"""
I own a few residential rental properties and my insurance agent always strongly discourages me from filing claims. But recently I heard of their loss ratio."" What exactly is the loss ratio and how does it effect the agents income and my premiums?"""


"Besides Term"" policies"
are there really ANY other ""good"" types of Life Insurance?"""


Is it illegal to hold private insurance and Medicaid at the same time?
juda.. believe me we have reported it over and over again and CPS always seems to notify her before they come so she can get things together. We have reported cigarette burn, bruises etc... finally the last straw was when i took him to the dentist today and he has huge decay in his mouth and all of his teeth have cavities because of neglect...we will do anything to get him"


Leaving my car on a UK road without insurance?
I do not want to get insurance on the car anyway during this time as it would only be 3rd party and it is expensive in comparison to the cars value. There will be people I know around to keep an eye out and make sure nothing happens to it. As no one will be driving it surely it is legal? If it is illegal is it fine to have someone other than the registered owner insured on it for the time I am away?


Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?
Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.


How much life insurance can a 75 year old woman get?
My aunt wants some insurance. How much can she get?


Orlando Condo Insurance Rates?
I am starting to look at condos and townhouses in the Orlando/Sanford area and am trying to figure out my budget for what I can afford. Does anyone know a ballpark rate for condo insurance in this area that I can use for planning? I know generally this is covered in the HOA dues, but the bank may require additional coverage. Also, does anyone know what the ballpark rate is for single family homes in case I peruse that path?"


Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?
Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?


Which car would be less for insurance?
A 2003 mustang v6 or an Infiniti g35 coupe? I'm 18 and I have a clean driving record. I have the choice of getting either one.


Pittsburgh car (auto) insurance?
Where can I get auto insurance in Pittsburgh? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.


What is the cheapest insurance for a new Mercedes Benz?
I just bought a MB C230 and Im wondering if anyone has experience on which insurance company has the cheapest rates for these vehicles in general? I know it depends on driving history, credit, etc etc... but I dont want to go back to AllState..."


How to insure a used car off of the lot with no previous insurance?
It's okay, I'm definitely not one of those people on the internet who believes everything everyone has to say. From what I said, you wouldn't have known that I have every intention of finding the legitimacy in everyone's answers. I do realize this is Yahoo Answers, and that the majority of internet users are quite ignorant and well.... stupid, to put it frankly. That's probably my number one pet peeve... not necessarily ignorance (naivete...me, on this matter), but willful ignorance (stupid people)."


Why is discrimination legal in the insurance business?
Young males get charged much more than young females when they first start to drive. Married people get a discount. Old people get charged more for life insurance. Why is some discrimination OK and not all?


How do I find an insurance plan that covers bariatric surgery?
In January I will no longer be on my parents' plan, as I will be too old. I am finding it impossible to search for a plan and know what procedures it covers. What do I do? In February I will be eligable for health insurance through my job, but is there a way I can find out the difference between individual healthplans and know if it covers bariatric surgery?"


How much will my auto insurance go up after a at fault accident?
I has a at fault auto accident in California. My insurance policy is not up until July. They will not tell me how much it will go up until 30 before my policy expires. I am 19 (got my license at 18) and have no other tickets or violations. I currently pay $57 month. Should I be expecting a drastic increase?


How will USAA Insurance decide how much my car is worth in an accident?
I'm not a member and was not at fault - the liable party was a USAA client. I had a 1996 VW Passat and am waiting to hear if they are going to total it. If they do, how do they determine worth? How soon will I get the money?"


Should I get this Term Life Insurance with ING for 30 years and 30 dollars monthly?
I am 37, healthy male overall was approved for 300,000.00 life insurance paying 30 dollars monthly with ING from Bank of America. Is this a good company go to insurance with? Any recommendations or bad experience with this company? There is something in the 1st page where I would be supposed to send the check, which says the company reserve the right to increase the premiums at any time just giving 30 days notice."" This I don't like it to much? Please tell me your thoughts. I am being trying to look for site or stories about it on the internet but nothing so far"""


Car insurance question?
My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?"


Car insurance under mums/dads name.?
I've just passed my driving test and am really confused about how to go about getting insurance under my mums / dads names. The car would be under their name but i just want to be the main driver of it. My mum rang up tesco for a quote on how much it would be, but she said under my name and on my own insurance. So now she doesn't want to ring up coz it's on computer and the guy on the phone who she was talking to said it would be classed as fraud if she insured me under her name and she didn't drive it. :S This can't be right right? also my dad has 6 points on his license will this effect me if the car goes under his name then i get insured on his insurance? since his insurance went up when he told them he had points. i got a quote for 1934 for my own insurance as the car under my name. I just need the best way to get under my mums insurance. cheers :)"


Health insurance coverage for my infant -?
i have a 3month old infant ..we just moved to US from australia. got a group insurance provided by my employer - with United health care. like to know ,as far the doctor visits for my infant is concenred, 1. do we still need to pay copay for infant visit 2. will insurance cover vaccinations what else i should know as far as doctor visits for infant is concerned,and also about my insurance"


Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?
Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.


How much would car insurance cost for a 17 yo girl in SC?
I've tried to get quotes from businesses online and it's not working... I turned 17 a month ago and already have my license. My parents are giving me a 2000 Cadillac SeVille STS 8 cylinder. I'm about to start my job at Sonic Drive-In and I don't really have great grades. I have 2 months that my parents will pay the premium and then it's up to me. How much will it cost me?


Who offers the best life insurance in Illinois?
simple enough. ive done my research and the best i can find is either American Income Life insurance or State farm. anyone have either of these and think they are reasonable?


Is a 1981 chevy camaro a good first car?
Is a 1981 chevy camaro a good first car?


How much is the average insurance payment per year for 16 year old drivers?
My son just turned 16 years old and I bought him an audi TT, the quote i got from state farm was $5,700 per 6 months.....i currently pay $1,000 per 6 months with geico....does $5,700 sound right?? it sounds bit a lot for insurance even he is 16....is there any cheaper way?? like i'll say i drive 70% of the time and he would drive 30% or something??"


Can you insure car for fire and theft with no MOT or Tax?
My Tax and MOT have both expired on my car and so is now currently declared as SORN. It is parked on my driveway so is off the road but as I work away and live by myself there is the chance of the car being stolen while I'm away and will lose out unless I can get some cover, I know insurers will only pay out the estimated market value and not what it is really worth when the car is stolen but having some reassurance is better than nothing I suppose. The car will not be getting MOT or Tax anytime soon either as the plan is to use this as a track only car and to transport it via trailer so the expense of getting these are not really required. Any help on this matter would be grately appreciated . Thanks"


How much would my car insurance be?
im 17yr old male i just passed my practical test and i want to buy the GOLF 1.4L which is on sale for 1,895 as a second hand car i was wondering how much my insurance would be roughly?"


What is the average of a full coverage insurance for a new 2014 sedan in NJ ?
What is the average of a full coverage insurance for a new 2014 sedan in NJ ?


Affordable cheap dental insurance?
I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!


Cheapest auto insurance in Florida??
Just moved and need some ideas for shopping around for the cheapest auto insurance in Florida.


What is the average auto mileage per year?
Farmers Insurance says that it is 22,000 and I don't believe them for a second"


Do auto-insurance companies submit information to DMV?
I meant why police asks for proof of insurance hen they stop you if they already have this information?


Can I decrease my home insurance coverage to save money?
I bought my home for 95K five years ago in Texas. I just finished paying off the mortgage so now I am free to change my home insurance coverage. The value has decreased to about 87k now but my policy covers the house for 145k as the cost to completely rebuild the place in case it gets blown away by tornado I guess. I can easily find another home like the one I have now for around 90k so is there any reason to keep my current policy? They charge over a thousand dollars annually and I am just looking for ways to cut costs.


What does 'commuting' mean on car insurance?
What does 'commuting' mean on car insurance?


What is the average cost of car insurance for an 18 year old?
I live on my own, I'm a full time college student, I have a part time job, I am female,and I make good grades. I want the cheapest insurance legally possible."


How do car insurance companies compensate you for cars that are actually worth more than the appraised value?
I found a pristine car with super low miles that looks like it came out of the show room. It took me a really long time to find this car. Its a 2001 luxury model and to me its like a new car. When I bought it last year it was valued at 7k, I just checked it and its worth 5k on KBB. To the car was like a new car and is worth about twice as much and has sentimental value because its what I wanted and super hard to find. Also the color combination interior and exterior I will not easily be able to find. Some idiots hit my parked car and insurance said it might be a total loss."


Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?
Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.