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What's the point of car insurance?

@ bon-gart, I was just saying that because of the accident, my premium was raised to an amount that in three years... not only would I have continued to pay my normal rate but additionally will have paid for the other car I damaged... so in other words, they just fronted me the money. All of my monthly payments for the years prior really just added up to them paying for the other car (which was not nearly as much as I've paid).

   








How much does the insurance usually go up on a 2door car?
Is the BMW 3 series a good first car?
So what would you suggest for my 1st car? has 2 b 5 door,cheap 2 run yet reliable & cheap on insurance??
Cheap car insurance!!!?
How far back in your driving record do insurance agents look when determining your car insurance rate?
What's reasonable insurance quote for new driver (UK)?
Car Insurance G35 Coupe cost in VA for a 29 years old with 16 years old side driver??
Does anyone here pay less than $2000 per year on auto insurance?
Fraudulent car insurance claim against me?
Will a bike licence bring down car insurance?
I rear ended someone but never got their insurance information?
Do I HAVE to have car insurance in order to drive?
Should I be adding my 19yr old daughter to my auto insurance?
If I own property and pay insurance from 2 different insurance companies.?
Is high risk homeowner's insurance necessary in Florida?
How to get off an auto insurance policy?
Affordable health insurance?
Will home owners insurance pay for a retaining wall rebuild?
How much will be my car insurance for new or used car?
Can my car insurance company drop me for having not at fault accidents?
Car insurance policy?
Getting car insurance - online quote?
Where can I find cheap car insurance? ?
HELP PLEASE?What is the minimum amount of liability insurance coverage required?
Second car insurance very very expensive - why? What would make it cheaper?
Can I upgrade my Blue Shield Health Insurance to cover Mental Health?
On average, how much does home owners insurance cost?
How does car insurance work if someone lends you their car?
Cost of insurance for a Motorcycle, Montreal Quebec?
What are the average costs for these types of insurance?
How much do monthly contact lenses cost with insurance?
What is the average cost for car insurance monthly?
Why do so few people understand the Affordable Care Act?
Why do so few people understand the Affordable Care Act?
Where is a good place to get classic car insurance that will let me commute - not only use the car for shows?
Will insurance cover damages caused by DUI crash?
Car insurance named driver query?.?
I got married but haven legally change my name how does that work with insurances?
Motorcycle insurance for minor?
Does anyone know how much it would cost to own a lamborghini that is 2 years old (2006)? insurance, maint..?
Who provides cheap car insurance for young people?
Car insurance question ...?
My Parents had Car Insurance with the SAME Agent for over 25 years.,?
What would a receptionist for an insurance companies be required to do?
Car insurance. Using car but insurance under my moms name!!!?
If my vehicle is a total loss and I still have a debt in the vehicle. Who gets the check from the insurance company?
Holiday Insurance To Majorca?
What is the best insurance company?
Most affordable insurance company is?
What is the fastest hatchback under insurance group 10?
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What is the average amount of liablity insurance claim invloving vehicles? what is the higest?
where can i look up this information? i have to do a project, look up quotes, answer questions? This is one of the questions and the teacher told me to look them up online? but not sure "


How can I get cheaper car insurance?
Im 17 and just got my full uk driving licence and got a car it's a Subaru 2.0r sport but insurance is 7-8k for my own policy but 3500 if I am a second driver but is that Ilegal


Home insurance claim - advice please?
Hi. I am making a claim for accidental damage caused in my kitchen Basically I had a plumbing accident and the kitchen was flooded destroying my lino flooring and causing water damage to kitchen units. My insurer has given me two choices. 1) let their contractor assess and repair the damage, 2) I can appoint my own contractors, forward my insurer quotes and insurer will send me a cheque. My question is which option should I go for? Option 1 or 2? I have never claimed on home insurence before. Thank you"


Could I recieve health insurance coverage for an old untreated injury?
Well im in my early 20s and i've come to you all with a quesiton... This summer I bucked my knee both ways and I've yet to receive medical attention for it (I haven't even had it looked at). Thinking it would heal in a few months on its own I braced it and went on with my life. It's been 6 months now and it's still showing signs of major instability and pain. I recently got a really nice health insurance plan ( 200 a month premium with a 1,000 deductable 100%-0) in hoping that I could get an MRI and a doctor could diagnose me for surgery. Is there any flaws in my plan.. i.e. a doctor determining that my injury is old?"


How much money i need to start up car insurance business?
ok im licensed, i have office with experienced sales people , company name gaico"""


What is the cheapest car to insure for 17/18 yr olds?
Really want to get a small car with low insurance


Difference between HMO and private health insurance?
Do HMO's provide private health insurance? orr... what?


If the 30 million uncovered Americans can actually afford Health Insurance but choose not to buy it?
What will the Government be paying for exactly? Poor people already have coverage and the rest can buy their own. Where does the cost to the taxpayer enter the equation?


Can i put my car under my dads insurance?
Can i put my car under my dads insurance?


Can I get sued if my insurance can't cover a claim?
I was driving down the street and the city bus slowed down and just stopped out of nowhere and I rear ended it. I was not speeding but got a ticket for speeding to fast to avoid an accident. The speed limit was 30 mph I was driving around 24 mph. The insurance is under my cousin and the truck was mine. People was on the bus at the time. After the accident people got off some stayed on the bus. To make a long Story short, two people say they were hurt and the that huge bus against my little truck there is no way they they are hurt. My truck sustained front end damage and the bus did not get a scratch. The person who say they are Hurt are my neighbors. They know me and my brother well. I think they are lieing just to get money. I seen them walking around fine. My insurance was geico had only liability. 25,000/50,000. I don't want to get sued because they are lying about injury they do have. The insurance company has the pictures of the accident and to make it worse the bus moved before any police came, you can move a vehicle if it's been in an accident. He was trying to clear the bus company. The bus company was metro. All this happened in Washington dc."


How can i get health insurance?
How can i get health insurance?


How many hours do you have to work in California to be eligible for health insurance?
I work 35 hours a week, and have no health insurance. Am I eligible? Should I question this?"


Life insurance?
I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even after calling two or three times. I'am 49 yrs old and had term life insurance with them for a long time i think there's something there not telling me i don't know how the life insurance game work ?


How much car insurance for 16 year old?
The state of Louisiana. The car is a Lexus GS 2003. My family has a total of 3 drivers already. (4 Plus me) What does car insurance depend on?


"I'm a very healthy, 28 yo female in need of individual health insurance. What are the best affordable plans?
I make too much money to qualify for government assistance and my job doesn't offer benefits for the position I'm in. I've looked online and received some quotes but its looking at almost $250/month. There has got to be other options for other people in my situation.


What's the point of car insurance?
@ bon-gart, I was just saying that because of the accident, my premium was raised to an amount that in three years... not only would I have continued to pay my normal rate but additionally will have paid for the other car I damaged... so in other words, they just fronted me the money. All of my monthly payments for the years prior really just added up to them paying for the other car (which was not nearly as much as I've paid).


What is a good website to compare auto insurance rates?
What is a good website to compare auto insurance rates?


How can i get very cheap car insurance?
im 17 and i want to buy a small hatchback. ive been considering adding a family member as first driver but i would like ideas on how to make it cheaper with me as a main driver, pleaseeeeee help!!"


How To Get A New Registration / Owners Card For My Car In The State Of Pennsylvania?
I have the car registered in my dads name and have the new sticker on my plate but I lost the new owners card. I still have the last one that expired.


Whats the difference between whole life insurance and term life insurance?
I am 55 in fair health. Which would be better for me, term or whole life insurance? Which is less expensive?"


Paid term life insurance policy conversion to whole life?
The policy was actually purchased when I was an infant, so I had no choice in the matter. I just know that if I were to of cashed it in I wouldn't receive anything remotely close to the face value, and it wasn't worth doing it considering what family members paid into it. I was considering keeping it for burial/death expenses however I agree that it is quite possibly not worth it if I am able to just cash in and not sink anymore money into it..my money at that."


Cheapest second hand cars to insure for over 25 year olds uk?
ok so i'm 27 just passed my driving licence money is an issue I need to buy a cheap second hand car any know a website or know which is the cheapest type of cars I can get for cheapest insurance quotes please?


What is the best and cheapest car insurance for a 17yr old in London?
I'm not 17 yet, but I am next year. I was wondering, what are the best sites or companies for cheap insurance for cars?"


"I hit accidentally a car on the back,no damages.Did my insurance will go up?"
I hit the car in the back,but was no damages in the cars.She will contact my insurance ,didi they will increase my payment?"


Which car is cheaper on the insurance part and on the second hand car dealler?
i will be turning 17 soon i am i boy and living in somerset in the uk so im looking 4 a car but i want 2 no which car would be cheaper on the insurance and on the second hand dealership Citreon Saxo 1.1 desire 3dr/5dr Vauxhall Corsa 1.0/1.2 club 3dr/5dr Peogeot 106 1.1 zest 3dr any other car which would be cheap tell me thank you


How much would it cost to make an insurance comparison site?
I live in a place that doesn't currently have a good insurance comparison site. I have little experience with website design and costing. I would be looking for a good quality site, comparing 4 markets and 6-8 companies for each."


Will insurance cover girlfriend who lives with you?
My boyfriend and I live together and are going to get married within the next year or two (i am in nursing school and want to finish before getting married so we can afford a really nice wedding). He has United Health Care insurance and I've tried to find info online but cannot find the info i'm needing. He has this insurance through his employer. Can I be covered on his insurance without us being married? I see online you can do a family plan, but that's all i see. doesn't say if non-married couples can be covered."


Where can I go for affordable prescription glasses being that I do not have any insurance?
I've noticed my vision is a bit blurry and i'm always getting headaches these days. On Thanksgiving my Uncle let me try on his prescription glasses. It wasn't blurry at all. In fact, I've never seen better so I KNOW FOR SURE I need glasses. Do you think Walmart would be affordable?"


Which type of Insurance help more in tax deduction?
I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?."


What are the minimum liability requirements for auto insurance in Texas?
What are the minimum liability requirements for auto insurance in Texas? I was notified by my insurance agent that there will be a new minimum liability coverage as of April, 1, 2008 here in Texas. Do any of ya'll know the answer to this? I found some info on the internet, but it only talks about the current minimum requirements, not the ones coming up. I also want to know this information so I can know what to expect and see where my insurance pricing/quote will be ranging. (I am a female, 18, and single). I also dont want to get ripped off :o) Any help will be highly appreciated. Thanks."


How to approach a car insurance company to pay damages to my car?
Yes the police were involved a police report was filed. The other insurance company sent me a letter stating that because my company will not pay for their insurer damages they won't pay for mine, his insurance company found us both at fault. The police report stated that while I was attempting to backup into a parking space in front of his house he saw me and initially thought after he got into his car that I passed him and he backed out of his driveway."


What's the point of car insurance?
@ bon-gart, I was just saying that because of the accident, my premium was raised to an amount that in three years... not only would I have continued to pay my normal rate but additionally will have paid for the other car I damaged... so in other words, they just fronted me the money. All of my monthly payments for the years prior really just added up to them paying for the other car (which was not nearly as much as I've paid).


What are some reasons a person would get kicked off of state farm car insurance?
recently i had gotten into a small accident in a private driveway. not much damage done to either vehicles. when we brought this to the attention of our State Farm Insurance, they said that my mom can be taken off the plan because i was an unlicensed driver with no other driver in the car. she had no idea i had the car though. i own the car but its under her insurance. i usually only take it to work, but something rather important had come up and i had no other way of reaching my destination. can they really take my mom off her plan for something she was not aware of?"


What is the best company for car insurance?
What is the best company for car insurance?


"On average, how much do YOU spend on utilities each month?"
I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything."


Life insurance for people with bad health?
Are there any cheap life insurance companies that insure people who have existing health conditions such as heart failure?


How much would an '89 Mercedes 300e cost for insurance?
So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?"


I crash today i have no insurance and my car is under my bfs name and insurance..so i just gave the insurance?
to the guy that i crash..hes going to call the insurance..im scared i havent told my bf and i dont want to..do i need to file something i dont really know im scared plz help me and i wanna know how much is goin to be


Anyone know of cheap car insurance in California?
Anyone know of cheap car insurance in California?


Question about homeowner liability and earthquake insurance?
MBRCATZ, your answers makes some sense, but not completely. Are you saying that if my neighbor builds a pool that can spill into my yard (and I have seen it happen elsewhere but without any damage), that *I* have to buy flood insurance? You hint that a broken pool might not be defined as a real flood"""


Car insurance for a 16 year old in miami?
how much do you have to pay monthly??year??


How much does it cost to get insurance on my cell phone? URGENT!!?
I have the rumor LG from sprint. I keep dropping it and now its broken. How much does it cost to get insurance and a new charger.


Will my speeding Ticket affect my insurance rates?
I live in Iowa, I am 17 years old, and I just got a speeding ticket from a state trooper for going 84mph in a 65 zone. I am insured with State Farm and have no history of any accedents or tickets. Right now I am recieving the good students discount and the safe driver discount and I was woundering if this would affect my insurance rates on a 1996 Mercedes-Benz black with aproximately 210,000 miles. Thanks"


Pool Collapse and Insurance?
My parents above ground pool collapsed on Saturday sending 13,000 gallons of water through their basement windows. Obviously everything was damaged, the carpet was ruined, the drywall had to be cut out 2 feet from the ground, the washer and dryer are ruined, basement windows blown out, countless books, furniture, family heirlooms, etc... The insurance adjustor said when the pool water hit the ground it became ground water"" (like a flood) so they aren't covering anything. (We live on a huge hill"


Anyone can tell me some information about life insurance?costs too much..!?
anyone can tell me some information about life insurance?costs too much..!


Insurance will not pay for storage?
The car was in storage for so long because the other party and I were unable to get into contact with each other during the accident (I had moved my car out of the intersection). I did not have any means of transportation to get the face sheet from the highway patrol office, and therefore was unable to contact their insurance until a couple days ago."


What are the local home insurance rates for London?
I am trying to do a project for a public health class and I was wondering what the home insurance rates for someone owning a home in London? It would be awesome if you knew about how much it cost around the Tower Hamlets area. Also, if you do know about what percentage of people have home insurance in London, that would be greatly appreciated. Thank you!"


What's the point of car insurance?
@ bon-gart, I was just saying that because of the accident, my premium was raised to an amount that in three years... not only would I have continued to pay my normal rate but additionally will have paid for the other car I damaged... so in other words, they just fronted me the money. All of my monthly payments for the years prior really just added up to them paying for the other car (which was not nearly as much as I've paid).