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Primerica agents, Does buy term and invest the difference really work?

To Primerica debate team: If Permanent Life insurance is such a bad investment, why is it that almost every Bank and Large corporation invests in this stuff in the billions. Surely these large corporations have the means to hire any type of investment management team to invest only in the best places. Yet they all have billions in cash value life insurance. why don't they just buy term and invest the rest in mutual funds like you say to do? Go check the facts about bank and corporate owned Life insurance and see how basically every company you have heard of has millions if not billions of dollars in Permanent Life insurance.

   








Why won't the other's accident insurance pay me for my injuries even after a year and I have a lawyer too.?
Ex wants me to pay half insurance on he and our 10 yr. son. But I stay home with my 2 year old now. So can I get into trouble if I can't pay?
What are the characteristics of whole, term, and disability insurance?
Should Insurance companies be forced?
Is Dave Ramsey wrong about life insurance?
Car insurance in Canada?
How does AD&D Insurance differ from Life Insurance?
On May 1. 2011, a firm purchased a 1-year insurance policy for $3,600 and paid the full premium in advance.?
Individual health insurance?
Does health insurance increase healthcare costs?
Which car has a cheap insurance for a 17 year old male?
Is there a way to borrow someone else's address for car insurance?
Cheapest cars to get insurance on in the uk?
Car insurance turn me in for dui?
I need some general information about the cost of a motorcycle versus a car?
How much to repair sideswiped car? (picture)?
If I go under my parents car insurance, is it cheaper ?
Is the auto-insurance claim information shared if I switch the insurance company?
Speeding ticket and insurance question?
Begginning drivers and insurance?
Should I quit a job that offers no health insurance?
Car Insurance and DVLA?
Car insurance for honda civic 2006?
What is dental insurance and how much does it cost?
Life insurance payouts?
Should my 85 year old grandparents but life insurance?
Unemployed 18 to 25 year olds forced to have health insurance under Obamas plan?
Can i have a health insurance when i have business?
How can we make College affordable?
Car accident with no insurance?
Does life insurance cost more if someone is in a seemingly dangerous profession?
Need information on affordable senior health insurance?
Sure insurance companies cant refuse to sell you insurance because of a pre existing condition but what stops?
Sure insurance companies cant refuse to sell you insurance because of a pre existing condition but what stops?
Which company gives cheapest quotes for car insaurance ?
Car insurance help in NC?
Insurance for a motorcycle in Toronto.?
Is there anyway we can boycott all the 'LOOKING FOR CHEAPER CAR INSURANCE ADS'?!?!?
Do life insurance provides coverage that makes payments to replace income of the insured once the person is incapacitated?
Car insurance......Anyone else's gone up this year?
How do I get health insurance?
What's the best pet insurance ?
Help for purchasing Private Health Insurance?
Does medical expenses show up on my health insurance?
Cheap health insure in california?
Crudentials for cheap insurance for 17 year olds?
Which is the best company to provide affordable individual health insurance? or best way to getting one?
Affordable Car insurance for an 18 year old male?
What is the best car insurance company for young drivers ? HELP!?
Auto insurance low monthly payments?
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If Affordable Care Act is tossed by SCOTUS what happens to those under 26 & on their parents insurance?
Simple question. Will employers go back to the old max age which was usually 19? Or will they stick with the new 26 since that transition has already been made, and millions of young adults only have insurance because of the new max age. Love or hate the rest of obamacare. I usually can't find anyone that thinks its a bad idea to let kids just trying to get a foothold on life to be on their parents insurance."


Can my insurance company sell off my total loss car without making payment to me first?
My car was involved in an accident in Dec 07 to which the insurance company said was a total loss. To date i have not accepted their offer and the matter has now been refered to FOS. I have just received a letter from DVLA advising me someone else has requested a V5C for the car and if i am still the legal owner. Can the insurance company sell the car without me agreeing? is this not theft? What can i do about it? any advice/help will be greatly appreciated...


Generally how much is car insurance for a teenager with a learners permit in california?
I will be driving my parents car and they currently have Esurance.


Is there any way to get my insurance to pay for my voice lessons?
I would love to get lessons to improve my voice, but I was wondering if my insurance could help help pay for"


America Health Care System Insurance?
Hello I am having trouble understanding the American health care system. I understand that americans can buy health insurance from health insurance agencies. However someone told me that health insurance companies are mainly concerned about the wellbeing of their profits and not the wellbeing of the people. That is why they can exclude people with pre existing conditions and change premium rates in order to be profitable. These insurance agencies have no intention to lower health care costs because the more expensive it is the less likely a person would want to visit a doctor and then consequently the less an insurance company would have to pay for the visit. So is that why health care costs are so high in the US? Others told me that it is because of administration costs that are used to pay hefty bonuses and perks to nonclinical staff. Is all this true? Am i missing something?


What do you think of a health insurance plan where our monthly premiums are $480 and $460 respectively (for my spouse and myself) and we?
each have a $5,000 annual deductible? Is this horrible or what? This is all we could find when signing up under the new health insurance law - we are 50-something, nowhere near Medicare eligible, and our income is above that for receiving a credit. Yes, Kaiser is one of the high priced plans...Aetna is the other."


Cheapest insurance for young drivers in the uk?
Cheapest insurance for young drivers in the uk?


Help with Car insurance?
Hi I am wanting some help with Car and Car insurance. I am 17 years old and soon I will be taking my 1st driving lesson. I hope to be passed by September 2014 fingers crossed. However all the buzz of driving hits you hard when you look at insurance and you think. How can I get 3000 to 5500 just like that. Well I have been saving my money and only have 500 pound. I have a birthday in march and Christmas is soon so all the money I get I will save for insurance. Now to the main bit. My brother is going to be giving me is Citron C2 because he is getting a new car in September I was thinking is it possible for me to get cheap insurance some how. the main reason because I don't want to be pay 3k out. My brother had to pay this but now is insurance for the C2 is very cheap. I was wondering when he gets is new car if he also puts insurance on the C2 and me as the second driver and I pay him money every month or something. Or is there anything else I can do? Thanks Kieren


Does any1 know what the cheapest insurance is for someone aged 17-19?
CAR INSURANCE


Which is the best pet insurance to have?
I'm looking into getting insurance for my 11 month old beagle. I'm between Pets Best Insurance, VPI, and Healthy Paws. I seem to be leaning towards Healthy Paws just for the fact I can go up to a 90% coinsurance, as well as only a $100 deductible for about the same as 80% at Pets best. Any info, comments, or suggestions would be WONDERFUL!"


Cheapest car insurance?
26 year old male driving a 2001 toyotta corolla LE. Where can I find the cheapest car insurance. Looking for 100/300/100 limits. There are so many options out there. Not sure where to start. Im with liberty mutual but they are overcharging me.


Has all 2ltr cars got the same cost in insurance for a 17 year old?
Has all 2ltr cars got the same cost in insurance for a 17 year old?


Assicurazione Sanitaria USA: quanto costa una copertura sanitaria funzionante per 4 mesi di soggiorno?
innanzitutto ringrazio tutti per le risposte, sperando di riceverne altre e pi dettagliate. dopodich vorrei direi che preferirei non parlare qui del mio caso, ma ci sono molti modi di ottenere un visto di residente permanente. Vi basti sapere che non sono mai stato in USA (per questo cerco informazioni), che non un visto di lavoro, e che posso trascorrere in USA tutto il tempo che voglio e legalmente. Il limite di 4 mesi un limite impostomi da tutt'altro tipo di variabili. Grazie ancora"


How much should i expect in a car insurance settlement?
My chiropractor is charging 3,000 for my treatment. I was involved in a rear end accident. I was in a small honda civic coupe, when i was rear ended by a big ford F-150. My car was totaled and not driveable (the manual transmission cracked, oil leaked out, and it wouldn't go into any gear). I suffered from whiplash injuries because of the two impacts,( one small impact, then i turned around to see what happened, then the truck hit me again). the other driver got a ticket for following too closely. I was not at fault, so the insurance already paid for my car (1800). Initially they offered 1200,but i told them i couldn't accept because i paid 2500 for it, just a month before. Has anyone had a similar case? if so, how much can i be compensated for? My back still hurts. the accident was in august"


Question about health insurance?
I am trying to apply for health insurance through the marketplace, but I am having trouble finding one that s affordable. I am married, we file jointly, and our household is 3. We do NOT qualify for a subsidy. The prices I was quoted are soo unaffordable that I don t know how this is going to work out. After doing the math, we have come to the conclusion that we can only afford healthcare for one, and that would be for my husband because he has a pre-existing condition. I believe my son would qualify as a dependent because he is 18, so we wouldn t have to pay for him to get coverage (is this even correct) Is it possible for only my husband to buy insurance and just pay the penalty for myself, even if we file taxes jointly, and if so, how would work.... Would my income still be based on the joint income or my single income? I hope this isn t too confusing...but this healthcare thing has me confused! Thanks in advance to anyone who answers!"


Primerica agents, Does buy term and invest the difference really work?
To Primerica debate team: If Permanent Life insurance is such a bad investment, why is it that almost every Bank and Large corporation invests in this stuff in the billions. Surely these large corporations have the means to hire any type of investment management team to invest only in the best places. Yet they all have billions in cash value life insurance. why don't they just buy term and invest the rest in mutual funds like you say to do? Go check the facts about bank and corporate owned Life insurance and see how basically every company you have heard of has millions if not billions of dollars in Permanent Life insurance.


Gieco Auto Insurance - Better options?
I have seen all of Gieco's commercials on TV and their ads all over the internet. It's finally time for me to make a decision on auto insurance (I am 19 and am purchasing my first car in the next few weeks). I am located in the United States (Mass. to be exact). When I go to purchase insurance, should I trust Gieco? They seem reliable... or should I try out someone else? Thoughts?"


I don't have dental insurance.?
I don't have dental insurance and I haven't been to the dentist in years. Anyone know of any good dental discounts or insurance. I really want to go and get a cleaning and check up. I think i'll need some work done considering my jaw hurts and the gap in my teeth seems to be getting wider. Anyone else not have dental insurance? Thanks for the help


Insurance for a bmw 3 series?
Btw, this is my first time to buy a car, and i havent had insurance be4... sigh...it maybe super high...><"


Is this normal for auto insurance?
I have got quote from almost all the comapnies, esurance, geico, state farm, farmers, allstate, and some more . All of them gave me quotes in the upper $2500 for full coverage. The only one were less was allstate $2100 and Geico for $1400 thats full coverage for 6 months. Do you guys usually pay this much. I'm 21 and this the first time I'm gettin insurance."


Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?
Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?


Who owns Nationwide Insurance?
Who owns Nationwide Insurance?


Can I cosign a car title with my boyfriend but just add another car on my insurance?
Thanks for the advice. I think I am just going to put only my name on the title and add the car to my insurance. Money is too tight for him and he needs a car to get to work. Geico wont let me add a vehicle that is co owned without putting him on my insurance and I am definitely not doing that because he just got in a crash. At least it is a cheap old car that will not accumulate any money damages if it gets hit.


Buying life insurance for unemployed adult son?
I have a 24 year old unemployed son who works only temp jobs when they are available. I'd like to make sure he's covered if anything happens to him - what's the best route to take? I live in California, he lives in Ohio. Can I add him onto my job's insurance policy, or will I have to purchase it some other kind of way?"


CAN AN ATHEIST GET INSURANCE AGAINST ACTS OF GOD?
CAN AN ATHEIST GET INSURANCE AGAINST ACTS OF GOD?


Will my insurance rate go up for this careless?
i was driving down the road day after we got all that snow in december i hit a mail box and went in a really shallow ditch ..couldnt get out... left my car there for the night thinking it would be ok... in the morning car wasnt there so called o.p.p they said ya they have my car they just wanted to talk"" lol so i go thre he wrote me up a carless and leaving seen of accident ..he asked wanna go through insurance i replied no i will pay for the mail box myself which i did. no one was hurt only the mailbox...the carless was a 490.00 fine.. does anyone know how much my rate would go up just for a silly little careless like that??"""


Can I put someone on my car insurance?
I own a car. I have insurance on the car. Can I put another person who is going to be driving the car regularly on my policy if they are not co-owner of the vehicle?


"For car insurance rates, does the amount of the claim matter, or is it just that you had a claim?"
Wondering about how car insurance premiums work. I just got into an accident this morning. I rear-ended someone so it was my fault. When we file a claim to fix her car, is it worth it for me to get mine done as well? Or will getting mine fixed cause my premium to go up even more when its time to renew?"


"Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?"
Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?"


My license suspended cause of insurance payment were can i get a very cheap car insurance?
please help


Motor trade insurance for 46 year old and a named driver at 18?
Motor trade insurance for 46 year old and a named driver at 18?


Primerica agents, Does buy term and invest the difference really work?
To Primerica debate team: If Permanent Life insurance is such a bad investment, why is it that almost every Bank and Large corporation invests in this stuff in the billions. Surely these large corporations have the means to hire any type of investment management team to invest only in the best places. Yet they all have billions in cash value life insurance. why don't they just buy term and invest the rest in mutual funds like you say to do? Go check the facts about bank and corporate owned Life insurance and see how basically every company you have heard of has millions if not billions of dollars in Permanent Life insurance.


How much is teenage car insurance?
I am 15 years old and going to have my permit. I want use my dad's car who already has insurance. But, based on certain websites they say i need to include licensed drivers on my dad's car insurance. I think we do not have me listed. Is it possible to include me as a licensed driver. I am currently under Nationwide. Will it cost me to be included? If, so how much or what is the average and how do I do it?"


Problems with my 2001 Renault Clio?
Hi guys, I seem to be having a technical problem with my Clio, it only happens sometimes but when I'm in neutral about to pull away I get this warning light come up (the middle icon in picture below) I have taken it to the garage but have been told many different problems, I would like to see if any other Clio owners have ever had this problem. http://www.bba-reman.com/images/renault_laguna_dashboard.jpg"


Does anyone know how the Access Insurance works in AZ?
I hear its state wide insurance coverage for those who cant afford or have insurance....


Can I get Classic Car insurance?
I'm 16 and have been looking at a lot of classic cars (specifically a 1971-1973 Mustang Mach 1) and ran into a bit of a dilemma... My dad is a car dealer, owning his own used dealership, so he has insurance that covers all the cars, rather than just one. But, you have to be 18 to be under that policy, so I can't be on it, and I've heard that unless you're under you parents policy, you can't have classic car insurance until you're 25. But, I heard that you can get liability only (Which is my state's minimum coverage), so I was wondering if that was true. Would I be able to get just liability on a classic car? Or should I just cut out all the complicated stuff and get a modern car?"


What is a good life insurance company for a 20 year old man.?
I am looking at whole life insurance.


Home Insurance Agents ?$?
Is it 15 to 20% of the coverage amount or the policy cost?


Which car is cheaper to insure?
2003 mitsubitchi eclipse or 2005 ford taurus? the eclipse has a 4 cylinder and the taurus has a V6. Both Automatic. Eclipse is older but Taurus is probably safer. Eclipse is smaller. Tauruses have more problems than eclipse. Which would be cheaper on insurance overall?


Do you legally have to declare having a medical cannabis card to your insurance company?
Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.


"Does anyone know an insurance company that insures parts of the body i.e. hands, legs, etc?"
I've always said that people that use certain parts of their body to make a living should get that part insured. I've been looking for companies that do that but can't seem to find any. I know celebrities do it, but commoners"" should be able to also."""


Can you sue someone if they hit your car and you don't have car insurance?
I was in kroger parking lot and a lady backed out and hit my car. we both got out of the car she ask me if i wanted her insurance and i said yes but would this do me any good if i don't have any insurance? She said we'll just send me the bill. She gave me her address and phone number. But when i called her to tell her the estimate she said she was not paying for it. it happen on private property so can i sue her even if i don't have insurance?


How much would a 17 year old new driver roughly be paying for insurance?????????????????????...
for a reasonable priced small car, maybe push the boat out and go for a slightly sporty hatchback, maybe honda civic 1.6 sport what roughly do new drivers pay any other persons experiences???"


Can i insure my car under my dads name?
so im an 18 year old boy right now i drive my dads old car under his insurance, and the registration is in his name, and thats all fine and everything. however my mom is renewing her drivers license soon (she had an accident that didnt allow her to drive for a few years) so my dad is giving her the mini van back and obviously, taking his car back. luckily, i have been anticipating this happening, as all good things must come to an end, and have saved up for a car of my own. i found one, and i went to get an insurance quote and found it was near $90 a month under my name. I put in the same coverage but with my dads information this time and got a quote of $30 a month for the same car. (because apparently 18 year old boys are dangerous drivers or something?) any way, what i am wondering is can i buy the car, and get it registered in my name, but have the insurance covered under my dads name? or should i just give my dad the money for the car and have him buy it and put it in his name and under his insurance but i just drive it, much like what we do now?"


Car accident Insurance Question!!!?
Someone hit my car and it was the other person's fault, But she might not have insurance. What should I do?"


How to I claim a life insurance policy that I was the beneficiary for?
How to I claim a life insurance policy that I was the beneficiary for?


Where Do I Find Quotes For Non-Owners Auto Insurance?
I Need It Cheap, Fast, And In Denver,CO.!!!!!!!!!!!!"


Primerica agents, Does buy term and invest the difference really work?
To Primerica debate team: If Permanent Life insurance is such a bad investment, why is it that almost every Bank and Large corporation invests in this stuff in the billions. Surely these large corporations have the means to hire any type of investment management team to invest only in the best places. Yet they all have billions in cash value life insurance. why don't they just buy term and invest the rest in mutual funds like you say to do? Go check the facts about bank and corporate owned Life insurance and see how basically every company you have heard of has millions if not billions of dollars in Permanent Life insurance.