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Is term life insurance better than whole life insurance ?

Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .

   








Car accident question and if I need to report to insurance company?
How long is a insurance company required to give before they cancel your insurance?
Anybody's got idea about buy term life insurance online?
Insurance on Sport Bike?
Is medical insurance enough if you have a catastrophic health problem?
Car Insurance Help..?
Anybody heard of Mass Mutual Financial Group?
Will my insurance rates go up?
Car insurance nightmare!?
Need help with my car insurance?
Can I decrease my home insurance coverage to save money?
How much time is given for car insurance company to settle a claim?
How much does it cost to add a teen driver to an insurance?
Tax and Insurance question for a Young Person?
Trying to find cheap car insurance?
How much is your car insurance?
Learners permit insurance?
Which insurance company is the cheapest for a young female?
Value of the car has deteriorated after a no fault accident, what did you do for this similar case?
Failed to prove car insurance at a traffic stop.?
TO CAR REPAIR ESTABLISHMENTS~~~NAME THE BEST AND WORST CAR INSURANCE COVERAGE TO HAVE?
How much does having a reliable car and insurance effect child visitation through the courts?
How much more will the insurance go up? From Ford Ranger to Ford Mustang.?
I have an old pickup truck but can't find a price to get an insurance quote.?
One Day Rental Car Question?
Starter car for 17year old?
Best car for cheap car Insurace?
My mom wants me to live at home forever?
Do you need to be insured as a learner driver?
Address on insurance and car registartion is different?
How much will car insurance cost for me?
If I don't have dental insurance?
Is it normal for auto insurance cost to go up every renewal?
Is it normal for auto insurance cost to go up every renewal?
Since obama care covers nothing , isn't cheaper to just pay the ACA penalty and have NO so called insurance ?
What is the Cheap Life insurance?
How much does scoliosis surgery cost with insurance?
Both Canidates say they will make insurance affordable, no #'s are given - what is affordable?
Cheap health insurance for college students?
What kind of insurance company do I go through to insure a rock show?
Could someone give me an estimated price on my insurance?
I'm 16 and Looking at a 2003 Mach 1 Mustang how much would Insurance be?
Total lost car INSURANCE?
Would you believe that Fox Mewz" is actually running a story about Obama sending his campaign team to insure Netanyahu's election loss?"
I need super cheap health insurance?
Need advice about suing homeowners insurance?
Home Insurance : I buying my first home in Georgia and need home insurance, what should I pay to have covered?
What is the average number of clients a Insurance agency has say for 2-3 years in the business.?
DHL wants 2550 euro insurance fee?!!!?
I've got a '74 Dodge Avco RV, how much would it cost for insurance?
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"Out of these cars, which one will have the cheapest insurance?"
Uhhh basic stuff, sedans. Just give me your best guess, and no BS."


"As a 20 year old male, how high can I expect my car insurance to be if I drive a 2001 Mustang GT?"
Hello, I'm 20 years old and just now starting to drive. I've always commuted with my bicycle and it's kept me in great shape, but with school and a full time job, I can't be every where on time! So now it's time to drive! So, I visited Geico's website for an insurance quote, and I received the following; Start Your Policy Today for $107.65 plus 5 monthly payments of only $106.75 each 6 month total policy premium: $611.40"" Is that too much"


Best Health insurance for a young mom and college student?
I'm looking to find a health insurance suitable for me, a young mother (20) and college student. I did have Medicaid but they're saying I make too much and I'm only allowed to make 188 a month.. O_0 So I decided to just stop wasting my time and invest into my own insurance. My fiance said maybe I can get on his after we get married but Idk about that. What are some good affordable Health insurance for someone like me?"


Home owners Insurance can't afford - help?
a year ago I paid off my mortgage and now I have property taxes which I pay in installments and now home owners insurance, there was enough left in escrow the first year for the mortgage company to pay the property taxes rhe first year, but now I realize I cannot afford the home owners insurance / I'm in a low income job , and it's $600 a year - If I were to cancel the home owners insurance until I get finish my degree to become a teacher in three years would I encounter problems with an another insurance company to get home owners insurance once they know I've been without HOI for say 2-3 years? or what would happen - see I hsve property taxes, hoa do every month etc and I'm living paycheck to paycheck I have car ins cause it's the law / can I just cancel the HOI just for three years until I make more money? advise please"


"Can i have loan on my Life insurance from LIC department. if yes, plz xplain all terms and details?"
Can i have loan on my Life insurance from LIC department. if yes, plz xplain all terms and details?"


Does anybody know of a company that will insure me daily on hire and reward insurance?
I want to run a one vehicle WAV (wheel chair accessible vehicle for disabled people) car hire/rental business serving Hertfordshire the customer would hire the car and arrange for a person to drive it for them. On the odd occasion the hirer does not have anybody to drive the car for them they might want me to drive for them I have been told to do this I would need a private vehicle hire licence (mini cab drivers licence) also hire and reward insurance along with a mini cab office operators licence and the vehicle would need to be plated (tested) This is not a problem except for the hire and reward insurance which would be about 3000 per year and would not be cost effective for the amount of driving I would be doing (I would probably only be driving a customer 1 day per week). Does anybody know of a company that will insure me daily on hire and reward insurance?


Car insurance victim?
last year i had the police turn up at my door saying that i had hit a car roof with a claw hammer i didn't no what they was going on about i did not get arrested and they left, few days later i got a insurance letter thur the post saying that i had collided with a bmw and drove off leaving the seen, there insurance paid him out 5000, i spoke to my insurances and said i don't no what is going on they asked for pictures off my car i sent them, i phoned the police and asked them they said there is no further action is to be taken as the person as dropped the chargers, so i phoned there insurance and they said we are waiting for police reports, i said the police are not taking it any further as the person as he had dropped the chargers, they did not believe me and wanted me to pay 3500 in 14 days i said no, i lost 3 years no claims and my premiums went up, i just had to wait for months :( i got a letter today off there insurance saying we have had the police reports and there is no further action against me or my insurances... ok what will happen to the person what made up this lie to his insurance as he told the police one thing and his insurance another??????"


Insurance for provisional drivers?
Hi all I am looking for a cheap insurance deal for one month (not a year).I hold a provisional driving license and want to practice using my husband's car. Do you know of any Insurance Companies that do this kind of service? Thanks


Best iphone insurance ?
Hello can you help me with iphone insurance.. iphone 3g 8gb I bought an iphone 1 month ago and I want to get insurance for it , what is the best iphone insurance in uk ? What does it cover ? How much does it cost ? And how it works ? Thank you !"


How much money will the insurance pay for a stolen car?
Someone stole a family member car. The car is a total lost. How much will the insurance pay for the car. Is a Honda Civic 2006.....if i go to Edmund.com, or one of those sites I saw the car is worth about 12,000 dollars....... How will he know how much money he will get from the insurance company...thanks..bye"


Whats the best pet insurance for a dog in nevada?
i need pet insurance just in case something happens


Should I get private term life insurance?
I'm 39 and have life insurance through my employer. I could probably obtain private life insurance for the same rate. Is it wise to get non-employer term life insurance now (before I'm 40)? I may not stick with my current employer for another ten or twenty years, but I'll probably be here for a few years. Is there any downside to waiting to obtain term life insurance elsewhere?"


Why is my condo association insurance so expensive?
I live in a small condo association and our insurance premium keeps going up every year. We don't have any renters and also have never had an insurance claim. How can we reduce our premium?


How much would my motorcycle insurance cost?
i might be purchasing a 1999 honda cbr 600s4. i have no riding experience. i live in NJ. i am 22 years old. i have 4 points on my license (from careless driving tickets), besides that, a clean driving record. any sort of educated guess would be much appreciated."


Hi what is the best 600cc sports bike for an 18 year old bearing in mind the insurance?
I need some help with choosing my first 600cc bike at the moment i ride a skygo 125cc (yes chinese lol) but i turn 18 in a couple of weeks and am looking to buy my first big bike. iv had a look at the cbr 600 but not to keen on the shape to be honest and dont really like the shape of the r6 so im looking at the kawasaki ninja / suzuki gsxr 600 and 750. any ideas would really help insurance would play a big part for me to so i need the cheapest really and what price would i be looking at ? if anyone has any other bikes to suggest i would apreciate that aswell ?


Is term life insurance better than whole life insurance ?
Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .


Why do people make such a big deal over health insurance?
for one thing it is a option to have it. the fact that people complain about it is totally wrong. its only there to insure you have coverage when your in an accident or sick. you pay for it, thats how it works, stop blaming the companys , they have a business to help people and on the way to make some money..if the gov't wants to make health care free then let it be. otherwise, why do people complain about health insurance companies"


Why health insurance? Would'nt it in some situations be cheaper not to get it?
O.K , I just got a job offer at a place that offers no health insurance, so I have been looking online to get insurance qoutes. They run around $100 or more a month plus you don't get any coverage until a $10,000 deductable is made. It would take me years to meet this deductable, because I don't go to the doctor very often. I do have to get a physical done, along with a tb test before I start this job. I can not afford to spend this much on health insurance every month especially when I am not going to use it very often. Actaully, I consider myself in between on the income level, If I take the job, I will be making too much for medicaid, I know I have had it before, but not enough to get my own."


Cheapest insurance company for convicted drivers?
I've convicted a drink-driving related offences (DR30) and I do not have any no-claim bonus. I drive a Lexus IS200 Sport. What are the cheapest insurance company for me?


HELP!!!! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?
I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!"


What is the best non-employer dental insurance???
Oh.......and I am in the US. I looked up the companies that were suggested, and they don't work in the U.S. :("


North Carolina Property and casualty insurance test hard?
Hello, I was wondering if anyone could give me an overview of how hard the NC property and casualty exam is? What's so hard about it? And can I get some examples of the types of questions that I'll get?"


Health Insurance for Children?
Does anyone know of a good health insurance program for children in the state of NJ? My husb currently has family coverage with his local union and they pay for NOTHING !!!! We keep getting bill after bill even for doctors that are part of the network and no one seems to want to help us. We want to cancel the coverage but we need something for our children.


Government car insurance?
I've heard Of Auto Insurance Sponsored Through The Government For Low Income Homes. Where Can I Find More Information About This?


Was the ACA intended to primarily provide Affordable Health Insurance or primarily Free Medicaid Insurance ?
Was the ACA intended to primarily provide Affordable Health Insurance or was it intended to primarily provide Free Medicaid Insurance ?


How about Universal Auto insurance?
Universal Dental, universal home insurance, universal life insurance, universal pet medical insurance, universal flood insurance, universal renters insurance. Wouldn't it be a good idea to have the government provide all insurance to everybody? There couldn't be problems with that right? ( please note heavy sarcasm )"


Mandated Health Insurance is different from Mandated Auto Insurance how?
Okay, then I will have to opt out of getting sick and going to an emergency room and stick you with the bill because I do not have health insurance, right? Well, I will not opt out and I will go to the emergency room and I will stick you with the bill and there will be many millions of others doing the same thing and sticking you with that bill, too. 2 seconds ago "


Cheapest car insurance?
i am looking for a car which will be cheap to insure. i am only a 17 year old girl, so i need to know what would be best and how much a month around about?"


Insurance on a motorcycle?
Anyone know how much insurance would be for me, a 19 year old living in a big city. And the bike would be something sporty like a hayabusa. thanks"


I need health insurance?
but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket that is affordable for a low income college student?


Car insurance in America for non citizens on holiday?
I have a few questions about car insurance in America for non citizens. I am going to the USA this summer and will be driving alot.I have car insurance on my own car and have a full license and an international driving permit.Do i have to get insurance on the car in america or will my own insurance in ireland cover it or will i have to start another policy with an american company?Will this cost alot?My insurance here is not expensive and ive never been in an accident or made any claims.Is it possible to be put on my friends insurance as a driver and if so how much would this be cheaper then buying my own insurance?Any information would be great, i am very confused on the matter."


Is term life insurance better than whole life insurance ?
Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .


Does anybody know of any genuine ways to reduce the cost of car insurance for a young driver?
Does anybody know of any genuine ways to reduce the cost of car insurance for a young driver?


"Pregnant with no health insurance, Texas?"
That is what I am trying to apply for but it is through my state. I have a copy of the application and there is a place for pay stub and cars owned on it. The app is 8 pages there are a lot of questions. So they do not tend to leave pregnant women out in the cold without pre-natal care, is that what I Need to remember?"


Is it better to have term life insurance or whole life insurance?
I am 26 years old and just had a baby and want to know which insurance is better whole or term. How do I determine how much to get? Who besides my daughter if anyone should be the beneficiary? Note: Her father and I aren't married but I was considering leaving him a percentage so that he could have extra $ to provide for or daughter if neccessary - Is this a good idea?


Car Insurance rip off?
Just a warning anyone thinking of taking out car insurance or renewing their car insurance with the AA check with many other companies first, the quote they have just given me is DOUBLE that of any other like (Direct line,LV,Barclays ect ect) the AA are brokers and the insurance they offered is supposed to be the cheapest they could fined from LV and when I went on the LV web site to get a quote it was half that the AA had quoted."


How much would nyc car insurance be for a 19 year old insuring only himself? ?
How much would nyc car insurance be for a 19 year old insuring only himself? ?


How do i sue someone who doesnt have car insurance?
Last year I had a car wreck. The other diver ran a red light and my SUV done a roll and a half we were upside down after it happend. My teo kids were in the car. he totaled my 2005 ford explore, and then he said he had no insurance i have never been in a wreck so i dont know what to do. Now my doctor bills and the want the payout of the car. What do i do?"


If i put the car insurance under my fathers name would i have to put the car under his name also?
Im going to lease a car for work but since i am 20 years old the insurance will be outrageously expensive. Would the car have to be under his name if i put the insurance under his name? Or can the car be under my name and have the insurance under this name? Can someone please explain these things to me? Would he be the policy holder and put me as the driver? If the car is under my name and the insurance under his what would happen if there was an accident?


Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?"


Best car to insure for a provisional driver?
I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks"


Is my insurance going to go up?
We have full coverage and my truck is totaled but Im only 16 so they will raise my insurance by a ridiculous amount and it will be cheaper to buy a new car on my own


Metlife kept half of my grannys life insurance policy money?
now i see on tv they have to pay money to some people who they did the above or worse to. how do i get on the list to get the other half of her life insurance money? they claimed because her birth year isnt 100% sure - she lied. but the year she was born they had not stared to keep records like they do today. im not being greedy but she payed this money her whole life to metlife and this is how they do after she died. any suggestions?


Looking for health insurance for our kids???
We just moved to oklahoma and we make to much for medicaid but not enough to pay $500 a month in insurance plus have a $1100 deductible per person then a 80-20 split after the deductible. We can afford to pay our own Doctor bills but if we had a serious problem (tonsils, appendicitis,surgery) we wouldn't be able to afford that so does anyone know of any health insurance we could get??? How does a HSA plan work??? Can you get one without it being sponsored by your employer???"


Whole Life Insurance?
ok, so heres my situation. My mom got whole life insurance for me when i was younger, and has been paying it. I am now 18 and the policy is turned over to me now under my name. It's supposed to be my college money, but what should i do with it? should i liquidate it(is that taxable?) and pay for college, then reinvest into some kind of mutual fund? What are the terms for liquidating whole life insurance? Are there any penalties? Are there any cons to keeping the money in the policy(i pay to keep it in force) ? thanks a bunch"


Health insurance deductible?
Im not fully comprehending this. So if my policy says my deductible is $2,500 and I only go for $50-$100 doctor visits,.etc. I have to pay the $2,500 before the insurance company will pay for my basic care visits? Also from my understanding employers are likely to offer employees"" cheaper coverage"


How much does it cost for 2 door car insurance?
Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.


Is term life insurance better than whole life insurance ?
Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .