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Car accident question and if I need to report to insurance company?

Ok so here's the scene, I'm backing out of my driveway from my garage. My friend parked his car at the end of driveway (he was leaving but parked there to answer a phone call). My driveway is a downhill so when I backed I couldn't see his car there. Anyway, I backed into his car and caused a minor scatch. Unfortunately, his car is a new BMW and he needs to fix it. The police came and said it is under $1000 fix and it is up to us if we report to our insurance company or not. So now I am waiting him to get a estimate to fix. What do I need to do? I guess it is my full responsibility since I am moving and he is still. If the fix fee is under $1000, do I need to report to my insurance company? How much does the insurance usually increase due to this kind accident? thanks,

   








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Ok so here's the scene, I'm backing out of my driveway from my garage. My friend parked his car at the end of driveway (he was leaving but parked there to answer a phone call). My driveway is a downhill so when I backed I couldn't see his car there. Anyway, I backed into his car and caused a minor scatch. Unfortunately, his car is a new BMW and he needs to fix it. The police came and said it is under $1000 fix and it is up to us if we report to our insurance company or not. So now I am waiting him to get a estimate to fix. What do I need to do? I guess it is my full responsibility since I am moving and he is still. If the fix fee is under $1000, do I need to report to my insurance company? How much does the insurance usually increase due to this kind accident? thanks,


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Ok so here's the scene, I'm backing out of my driveway from my garage. My friend parked his car at the end of driveway (he was leaving but parked there to answer a phone call). My driveway is a downhill so when I backed I couldn't see his car there. Anyway, I backed into his car and caused a minor scatch. Unfortunately, his car is a new BMW and he needs to fix it. The police came and said it is under $1000 fix and it is up to us if we report to our insurance company or not. So now I am waiting him to get a estimate to fix. What do I need to do? I guess it is my full responsibility since I am moving and he is still. If the fix fee is under $1000, do I need to report to my insurance company? How much does the insurance usually increase due to this kind accident? thanks,