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Car insurance problem? who pays for damages the uninsured or the owner of the car?

I got rear ended yesterday and got whiplash. Just got the police report, turns out the driver had a canceled license and no proof of insurance. The car was a lease and im thinking that the driver is not the owner since her licence was canceled and no insurance. My question is who has to pay for my car damages or replacement? I am going to have to sue the other driver or does the owners car insurance compensate me?

   








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What are insurance ramification of driving without a ..license?
What are insurance ramification of driving without a license?


How to appeal declining application on Health insurance?
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Argument with car insurance company any advice?
recently suffered total loss due to fire of my car and claimed on my insurance policy they came and valued the car after the accident and then took 300 quid off for policy excess however it clearly states in their policy that they cover permanently fitted radio/audio equipment to max of 500 euro , fair enough so i submitted my claim to cover the radio which was destroyed with the car as a result of fire , cost of cd/radio was 149.00 in argos but company now say that their definition of permanently fitted radio is one that has been fitted in the factory when car was made but my car is secondhand and had a sony cd/radio fitted when i bought the car . Now they say this is not covered as is not classed as permanently fitted , to me a permanently fitted radio is one that you cannot take out of the car unless you are replacing it , some cd/mp3 players are easily removed for security and can be taken from the car each evening but this is not the case with mine Anyone else out there been taken for a ride by their insurance company , was thinking of legal action as they should have specified factory fitted radio in their advertising instead of permanently fitted Had arguement with them for 30 mins but they kept saying that the radio/audio had to be factory fitted from new"


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In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks."


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hi i am 18 and looking for a vauxhall corsa the old one or a ka the old version i wanted to know from my age and the car on average how much would my insurance cost a month i am from england so could you tell me in pounds please p.s. i know it depends on a lot more things but it will be my 1st car could anyone please give me an average thank you


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I need health insurance. I am 60 years old and live in Pa.?
There is no state program I qualify for, because I am on Social Security retirement. I need an affordable health plan which includes screening tests (MRI's, colonoscopies, blood work).. I have hypertension, but no other health problems. I cannot pay hundreds of dollars per month for a plan with a high deductible--I would have to pay for all that testing out-of-pocket. I also cannot afford to put money into an HSA. I would be willing to pay around $200 for a plan. I don't know where to search--I've already spent months looking. There are lots of people out there in my position--too young for Medicare, too poor to pay these high premiums....any suggestions would be most welcome!"


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For California, if a Grant Deed was signed and notarized more than 1 year ago, and it was not recorded until today, will the Title Company provide title insurance for it when the house is sold later on? Is the rule on this the same for all title companies or is it up to each title company, in terms of the gap for when it was signed and when it was recorded?"


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I got rear ended yesterday and got whiplash. Just got the police report, turns out the driver had a canceled license and no proof of insurance. The car was a lease and im thinking that the driver is not the owner since her licence was canceled and no insurance. My question is who has to pay for my car damages or replacement? I am going to have to sue the other driver or does the owners car insurance compensate me?


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After cheap car insurance within the UK I am first time driver and over 25. Thanks


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I was rear ended rear ended last week and am awaiting a return call from the insurance agent of the liable truck that hit me. My car is a 2000 honda accord ex vtec 4 cylinder with 92000 miles on it. It was in excellent condition which kbb values at about $7000. I'm asking if anybody who knows about insurance companies or cars could look at the pictures i posted and let me know how much damage there is. What should I expect to hear from the liable insurance company? Whats the best way to go about dealing with them so I get fair compensation? Totaled or not? Pictures: http://postimage.org/image/vecjentqn/ - my car http://postimage.org/image/tmybfn705/ - my car http://postimage.org/image/lxes9zxej/ - suv that hit me http://postimage.org/image/di7mswbjv/ - suv that got hit http://postimage.org/image/9po4d5w1n/ - truck that hit suv ive been working on this car daily for the past month.. 3 to 4 hours a day making the interior extremely nice.. replaced all interior lights with leds, rear view camera, dvd nav head unit, new speakers, amps, wired everything nicely, did this for my bionic.. http://www.droidforums.net/forum/droid-bionic-hacks/172356-my-car-dock-hack-hdmi-out-car-audio-video-webtop-mirror-netflix.html My insurance agent (geico) said they could take care of it, which would be when they get to it. Also, geico is not covering the cost as my family has liability only coverage. So nationwide is paying for the cost of repair or for the value of the car if its totaled. I need a vehicle in less than 2 weeks to get back to school so they told me if I want to speed up the process call the nationwide guy myself with the claim #, which i did. Left 2 voicemails and haven't heard back yet im hoping he will call tomorrow morning. I don't know whether to mention the added electrical equipment and the many many hours and money i spent installing and perfecting them.. if that will increase the amount of money i get or not If your me, and have two weeks to either get the car repaired and rewire all the stuff thats broken, or get a new car and reinstall the equipment i'll take out of the totaled one, what are you doing to make this go as quickly as possible and get the most compensation for the time money and aggravation?"


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Hi Jason, So, I will be the only one working so I don't see any need for the part of the sexual harassment/wrongful dismissal, etc. I think I'd be a target for theft but the money will always be kept close to myself. And the business will be a sports photography business. I will travel from arena to arena, sports field to sports field, etc, and take picture...and I quoted it at $1000.00 a year...the thing is I don't want it for a full year...I want it on a month by month. Thanks again!"


Do i need insurance to leave my car parked on the street?
Its got tax and mot but if its not being driven, just parked outside do i need insurance for it? A neighbour told me someone else in the street got towed away as there was no insurance on it."


Car insurance problem? who pays for damages the uninsured or the owner of the car?
I got rear ended yesterday and got whiplash. Just got the police report, turns out the driver had a canceled license and no proof of insurance. The car was a lease and im thinking that the driver is not the owner since her licence was canceled and no insurance. My question is who has to pay for my car damages or replacement? I am going to have to sue the other driver or does the owners car insurance compensate me?


How much is an MRI without insurance?
it's basically the ankle down to the foot.


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Hey ive jus finished drivers ed, and im turning 16 in the fall. Im planning on buying a v6 camaro in the spring and i want to know how much insurance would cost a month. (i live in canada)"


"Any companies you would recommend for cheaper car insurance rates (in Ontario, Canada)?"
Any companies you would recommend for cheaper car insurance rates (in Ontario, Canada)?"


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I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true? If it is true, what is covered - just the car? Driver? Passengers? New-car buyer in Texas"


Must I have car insurance?
I'm thinking about buying a car but cannot afford the insurance. Can I have a car with no insurance? I live in Amherst Massachusetts and not really familiar with the rules over here. Thanks a lot for any respond.


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Im a student under student visa here in california, I want to purchase car insurance but dont have a ssn. If you can, which companies will and which will not?"


What is private health insurance?
My employer sponsored health plans were always referred to as PRIVATE. Is that just a New Jersey thing? When I look it up. The definition is an individual--not employer sponsored plan. There is even a commercial where thy refer to private or medicare insurance....which implies private is any other plan like blue cross or cigna. so can a group plan from an employer be correctly referred to as private.


Car insurance for learner driver?
I am a named driver on my girlfriends fully comprehensive insurance policy. Does she have to sit next to me or can anyone who is over 25 and has held their license more than 3 years able to sit next to me if they do not have their own insurance?


How much would car insurance cost for a new driver? liability.?
im bout to be able to get my car so i need to kno how much car insurance will cost for me. new driver. and liability coverage.


Will my insurance company insure my car without the registration?
I'm buying a used car and picking it up and hour away from me. I don't have the bill of sale or registration but I need insurance on it to drive it home. Can they still insure it?


California earthquake insurance?
Looking for other Californian's out there that have earthquake insurance and about how much it costs per year.


How is the auto insurance for a Mazda 3i?
My first car, I have 1 speeding ticket on my record and two accidents, both not my fault. I have USAA insurance through my dad. How much do you think I'll pay a month?"


Car insurance problem? who pays for damages the uninsured or the owner of the car?
I got rear ended yesterday and got whiplash. Just got the police report, turns out the driver had a canceled license and no proof of insurance. The car was a lease and im thinking that the driver is not the owner since her licence was canceled and no insurance. My question is who has to pay for my car damages or replacement? I am going to have to sue the other driver or does the owners car insurance compensate me?