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Are whole life policies a big rip off like I hear on the radio??

I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.

   








How much would car insurance cost me?
Does BCBS PPO dental insurance cover teeth whitening?
What are some good California medical insurance options?
Why is a 1600cc engine Less expensive in insurance than a 1300cc or 1500cc?
Holiday Insurance for the terminally ill?
Can I buy health insurance from a different state?
Question about car insurance?
If a police officer pulls me over and ask for proof of insurance, and I gave him my insurance card that's up-to-date date,....?
Insurance checks?
Can you still buy whole life insurance or life insurance that does not increase every 5 years?
Dodge Charger and Insurance?
Can you transfer a whole life insurance policy to another company?
When taking out car insurance. Is it really worth protecting no claims bonus or not?
Thinking Of Insurance For A Car Even Know Im 15.?
Could u pls explain me.... what is the meeaning of third party in insurance?
I am a federal retiree can I deduct my monthly health insurance payment from my income?
2007 Dodge Charger SRT8 insurance price for 16 year old male?
When do I get my money back from life insurance?
What's Owner's Equity?
Does Medicaid insurance cover tonsillectomies?
I'm 17 - Insurance on a 1985 Corvette? - Please help!?!?!?
Why did my lawyer tell the car insurance company to pay PIP directly to me when I asked to have my bill paid?
Auto insurance wont pay for damages?
Do you need full coverage on a vehicle thats 4500 thaht you put a 1500 down payment on?!?!?
What's the best student health insurance?
Whats the best car insurance website to compare?
Car Insurance too high.. HELP?
What is the best insurance company to have if you need to go into a rehabilitation center?
Can an employer refuse to hire because you don't qualify for thier health insurance plan?
What is a fixed indemnity health insurance plan?
Is it better to say i live alone instead of with my grandparents when buying car insurance?
Can a vehicle be in one persons name, but on anothers insurance?
Does a car need insurance if it isn't being used?
Does a car need insurance if it isn't being used?
Progressive insurance wants me to settle, is this a fair offer?
Rental Car Insurance while in Mexico? Buy?
I can't learn how to drive for some reason. Whats wrong with me?
Auto Body Insurance Settlement?
What kind of new car is the cheapest to insure ?
Anyone got a rough idea what 3 points on a licence will cost to my insurance policy?
Buying new home. Will our Home insurance company cover our new home? filed claim a year ago?
To anyone who knows car insurance...?
Why do Norwich union offer really high insurance quotes and then refuse to price match ! am 31 have 4 years no
How much MORE can you expect to pay on insurance for this car?
How many of you out there have Car Insurance?
What's up with these private car insurance company's that insure your car if it breaks down?
Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
Sooooo how much would a 16 year old car cost for car insurance on a 2008 BMW 750i??? (on his dad's plan :D)?
What car insurance company has a commercial with a man riding a bike?
What is the best life insurance for a young person 22-35?
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"Seniors, did your car insurance go up because you had the gall to live to retire?"
My driving record is spotless. I have liability on a beater. They told me that, because I'm on Medicare, don't work, etc., etc, that I have to pay more. BS! I drive 24 miles a month to Kroger and back. That's it! I live in Michigan, so if there are any Michiganders out there, please advise. There are many companies that won't touch Michigan with a 10-ft pole."


What is the cheapest insurance cost for a minor?..?
What is the cheapest insurance cost for a minor?


How much is motorcycle insurance for a minor in Maryland?
I'm 17 and am looking to get a motorcycle sometime this summer i have experience ridding. i was looking at a ninja250 ninja500 gs500 a gsxr600 cbr600 and an r6 if you can give me at least a rough estimate of the cost or suggest other bike that would be great


Getting insurance for a car?
my step daughters cousin is buying her a used car. tiffany does not have a license yet. she has her learners permit. we live in pennsylvania. her cousin does not want the insurance in her name she wants my step daughter to get it. can you get insurance without a license? she lives with her dad, can she get on his policy? would she automaticaly be on her cousins insurance since she will own the car? thank you"


"For health insurance, is the policy # the same thing as member ID?"
for health insurance, is the policy # the same thing as the member ID?"


Need an affordable dental clinic in the twin cities. I don't have dental insurance.?
Need an affordable dental clinic in the twin cities. I don't have dental insurance.?


Applying for driver's license at 18 in Texas?
I'm planning on getting my license on my 18th birthday in a couple of months and have already completed the Parent Taught Driver Education course, but the Texas requires that I take an adult drivers education course. My question is, will my completed Parent Taught Drivers Education course count for the adult driving education requirement?"


Payback health insurance?
Anybody out there has a HR job or work with group insurance? Here is the situation: Last April I was laid off from my job. After 22 years with my company, they laid me off because I was the highest earning manager. So after 22 years the new HR admin walked me though his exiting paperwork. In the paperwork there was letter explaining my rights to elect Cobra. I never signed the paperwork or paid any money to my ex employer or Cobra. I was rushed to the emergency in June because of respiratory issues, since then Ive been seeing my physician for testing and monitoring. My girlfriend asked me one night if I was still insured. Or was I seeing a quack that wanted to collect 20 per visit. So I called Anthem Blue Cross plan member phone number. Anthem said I was still covered (insured) however he better call his ex company because there might be money owed to them. I never received a bill from my ex employer or Cobra stating I owe a monthly premium. I never elected to pay for any insurance, now my ex employer HR administrator says I owe $2,000 if I want keep their group converge or if I want to terminate coverage, I would have to payback for hospital visit + Doctors visit which will range $7,000 (Here comes the question) can a company assume and charge you for something he never elected or does a company have the right to charge you for health insurance after you are terminated?"


Is this a good world to bring a child into?
I sometimes worry about having kids due to the world going down hill, theres so many bullies and bad people out there,i dont think I can handle my children getting hurt by someone or bullied,also how much will car insurance be in 18 years, a 19 year old at work keeps getting 5000 quotes for 1.1 cars,id like some opinions on this as me and my wife are planning to have kids soon,am I worrying about nothing or does anyone else feel like this?,i want my kids to have a nice life."


Does my current car insurance cover my new car?
I bought a new car on Friday afternoon. My insurance agency has a recording to call back on Monday. Will my current policy cover me while I drive my new car this weekend?


"Why is home insurance so expensive in Warren, Mi?"
I'm looking into buying a house in the area, around 8 1/2 and Mound and the cost of home insurance is about twice that of comparable areas. Why is this so? Is there a high crime rate I should be aware of?"


What is ghi insurance?
what ins company is it from? is it medicaid or private? can members go to any provider?


How much would my car insurance go up from a minor accident?
There is a dent about the size of a soccer ball on the back corner of the car....


Is supersmartsmile insurance good?
I'm in pretty bad need of some dental care. I am looking for a good dental insurance company to go with for a year. An supersmartsmile is in the perfect price range for my low income self. Please help me here anyone with this insurance. Thanks.


What's the point of having health insurance?
If I actually can't afford to see the doctor. So I land this full-time job. At first I was glad that they provided me an insurance plan that only charged $100 a month in premiums. I went to see the doctor for a sore back, and it turns out my deductible is $3000. So I have to spend $4000 a year in medical expenses (including premiums) before the insurance pays anything. How many of you can afford that?"


Are whole life policies a big rip off like I hear on the radio??
I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.


Motorcycle insurance?
can someone recommend me to a good motorcycle insurance. Thanks


I live in adams wisconsin just got my licence and just got a car wondering what insurance i should get?
I would like to know the cheapest insurance........otherwise i will just go on my dad's insurance


Would a Nissan 350z be a good 1st car for a teen driver?
I think it's a pretty cool car.


Where can I get the best Health or medical coverage in New York or online?
I working and my health care insurance is expired I want to get a new one or a partial payment insurance where can i sign up for it. I need it to pick up my medicaid.


Health Insurance coverage when moving out of state.?
I am planning on moving from Wisconsin to Laughlin, Neveda and need to find credible health insurance coverage before I can get picked up by a group plan through employment in my new location. I'm currently covered under a group HSA through my employer but work for a small company under 10 people so I will not be covered under COBRA. I know that Wisconsin has state continuance insurance when you leave a job but it is not portable to another state. To make things more difficult I'm Type I Diabetic so I know getting individual coverage is near impossible. There seems to be some kind of protection under HIPPA law, but I'm unable to find where to go to find a quote and assure coverage before I leave - I don't want to be caught with the dreaded 63+ days break in insurance coverage and find that I can't get myself covered again or have to wait for pre-existing clauses and not be able to cover my diabetes care. Any direction of where to go next would be appreciated."


Questions about becoming an Insurance Underwriter.?
1) Can someone please give me a better understanding of what it is they do? Perhaps an example. 2) About how many hours per day does an insurance underwriter work in California? 3) How difficult is it to find a job as an Insurance Underwriter in Southern California?


Which of the following policies would reduce the natural rate of unemployment in the economy?
A) offering recipients of unemployment insurance a cash bonus if they find a new job within a specified number of weeks? B) Increasing the benefits offered to unemployed workers through the government's unemployment insurance program C) An improvement to a widely used job-search website that allows it to more effectively match workers to job vacancies I guess the part I am unsure of is if these policies will reduce the NATURAL rate of unemployment. I know that A and C will reduce unemployment, but I wasn't sure that any of these policies will reduce the NATURAL unemployment rate."


"Im an 18yr old girl, and can not find car insurance for under 2000, help?!?"
The car i'm trying to insure is a 1.1 Citreon Saxo, it has no modifications. The cheapest insurance i've found is with Tesco but this is still just shy of 2000. The comparison sites have all been useless, all coming out at over 3500. Any ideas would be appriciated?"


If a 16 yr old totals her new kind of expensive car how much will insurance go up?
and the accident was her fault


"What should I know about buying my first $2,000 car guys?"
What should I know about buying my first $2,000 car guys?"


Health insurance?
Dear friends, I was an international student in the past spring semester and my health insurance is still valid until the end of this summer. Thankfully I have not used my insurance at all and I was wondering if you my friends could give me any smart ideas on how I may be able to get the most out of my health insurance before it expires? I assume there would be no refund to me from the insurance company even if I have not had a single claim on it. I paid almost 500$ for it and that kinda hurts to see it is going to expire soon and you have not benefited from it at all! Hope you understand and thank you very much in advance for your smart ideas and any advice or information you could give, warm regards, Rojin"


What is the expected value for a 21-yr old who buys insurance?
The ABC Insurance company charges a 21-year old male a premium of $250 for a one year $100,000 life insurance policy. A 21-year old male has a 0.9985 probability of living for a year (based on data from the National Center for health Statistics.) A. What is the expected value for a 21-yearold male who buys the insurance? B. B. What would be the cost of the insurance polity if the company just breaks even?"


My father is selling LM 30 yacht and been advised by broker that he needs to replace the rigging to satisfy the insurance industry. True?
My father is selling LM 30 yacht and been advised by broker that he needs to replace the rigging to satisfy the insurance industry. True?


Subaru wrx insurance !!?
first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!


How do you fight with the other party's insurance company?
Thanks for answering my questions. I was in the lane which ends and has to go into the lane which was merged with the lane the other driver was in. I looked carefully and thought it was okay, that's why I passed over the truck and he hit me with his front to my driving side. I am afriad that if I go to court, the lawyer fees and others will cost more than the repair expenseif I repaired my own. The other driver didn't even report to his insurance company, obviously nothing has to be repaired from their side. I think that's the reason my insurance company didn't help me much because they didn't have to put out money for the other party damage. :-("


Are whole life policies a big rip off like I hear on the radio??
I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.


Mazda Protege Lx 98?
So I have a Mazda that will not start. I was told the radiator had a hold in it by gateway so I got it replaced with a new one. Alone with a new thermostat. It was completely flushed and filled with new coolant. After three days it wouldn't start. Got it looked at was told it was my starter. It wasn't then they said my ignition switch also not it. So now I'm completely lost. When you put the key in a turn it to on or start the dash lights up, radio comes on, head lights work just fine. You hear it click sometimes when you turn the key but not turning over to start."


My house was on fire and the home insurance doesn't want to pay everything.?
Ok so my house was on fire and the insurance was suppose to pay al the damages and now they have said they can't pay everything they even refuse to pay my husbands medical bills because his hand was burned badly, I don't know what I should do,any ideas?Thanx in advance!"


Why is my credit ratingscore brought down for getting car insurance quotes?
I'm trying to get auto and renter's insurance and I do not understand why my credit score is brought down because of this. Can't they tell I'm not our trying to get several credit cards or lines of credit or loans? How can this be dealt with and changed or stopped? If this is going to happen, how will my credit look in two years when I am ready to buy a newer vehicle?"


How much will insurance be for a 16 year old in california?
how much will insurance be for a 16 year old in california? lets say i get a bmw or porsche how much will it be?


"Mortgage Protection Insurance for my UK home. I need it, but which insurance company shall I choose?"
I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive. I think my job is OK, but I do worry as there have been a few people made redundant recently. There seems to be a lot of mortgage protection insurance online on Google UK, but does anyone have any experience of any companies or more to the point, has anyone been made redundant and had to claim with their mortgage protection insurance provider?"


Which do you think is the cheapest car insurance company in chicago?
Which do you think is the cheapest car insurance company in chicago?


Price of insurance on a scooter for a 17 year old?
Ive been looking at a Pulse Lightspeed 2 125cc Sports Scooter Automatic Twist and Go, is it a good first scooter for a 17 year old and how much is the insurance around. If not a good scooter could you give some examples of good ones in the comments."


Insurance?
About how much more expensive is a life insurance policy for a smoker in realtion to a nonsmoker.( I need a figure)


"Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?"
Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?"


The doctor office said they will file my bill to insurance company as courtesy.?
I don't know what that means. I have health net. The specialist that I want to see isn't on health net insurance. So I guess they will send the bill to health net as courtesy... I don't know what that mean.... courtesy. How does that work?


"The average American has such bad health insurance, if they have any at all, if they get sick they will lose..?
Many don't have limits. Most that do would ruin a person long before that. The US needs private/public option healthcare - it's just a fact.


Im away to buy a car on sunday but have no insurance on it will i need insurance ?
i am buying a car on sunday but have no insurance first car buying and it seems that you need to be 21 to get 1 day insurance so whats the legal way to do it because i dont want to buy car then get stopped and it gets towed away and can i drive it awa if the guys got insurance still on the car but what if he doesnt? is that a risk i shal take or not worth it at all!!! thanks .


Where can I find cheap auto insurance?
I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?"


Term life insurance and Cash value life insurance?
Hello I've been reading a book named Starting a Small Business for Dummies"" In this book the author made a comment as follows ""Term life insurance offers the best way needed coverage at the lowest cost and wrote ""other policies such as universal"


Renters insurance for apartments?
When renting an apartment at a complex or apartment building, is renters insurance always mandatory?"


Are whole life policies a big rip off like I hear on the radio??
I hear Dave Ramsey says these are a rip off and only do low cost term life insurance. I have a whole life policy with the Knights of Columbus and I might cash it out, but not sure.