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When taking out car insurance. Is it really worth protecting no claims bonus or not?

I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?

   








Thinking Of Insurance For A Car Even Know Im 15.?
Could u pls explain me.... what is the meeaning of third party in insurance?
I am a federal retiree can I deduct my monthly health insurance payment from my income?
2007 Dodge Charger SRT8 insurance price for 16 year old male?
When do I get my money back from life insurance?
What's Owner's Equity?
Does Medicaid insurance cover tonsillectomies?
I'm 17 - Insurance on a 1985 Corvette? - Please help!?!?!?
Why did my lawyer tell the car insurance company to pay PIP directly to me when I asked to have my bill paid?
Auto insurance wont pay for damages?
Do you need full coverage on a vehicle thats 4500 thaht you put a 1500 down payment on?!?!?
What's the best student health insurance?
Whats the best car insurance website to compare?
Car Insurance too high.. HELP?
What is the best insurance company to have if you need to go into a rehabilitation center?
Can an employer refuse to hire because you don't qualify for thier health insurance plan?
What is a fixed indemnity health insurance plan?
Is it better to say i live alone instead of with my grandparents when buying car insurance?
Can a vehicle be in one persons name, but on anothers insurance?
Does a car need insurance if it isn't being used?
Progressive insurance wants me to settle, is this a fair offer?
Rental Car Insurance while in Mexico? Buy?
I can't learn how to drive for some reason. Whats wrong with me?
Auto Body Insurance Settlement?
What kind of new car is the cheapest to insure ?
Anyone got a rough idea what 3 points on a licence will cost to my insurance policy?
Buying new home. Will our Home insurance company cover our new home? filed claim a year ago?
To anyone who knows car insurance...?
Why do Norwich union offer really high insurance quotes and then refuse to price match ! am 31 have 4 years no
How much MORE can you expect to pay on insurance for this car?
How many of you out there have Car Insurance?
What's up with these private car insurance company's that insure your car if it breaks down?
Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
Is it necessary to buy rental car insurance even though i have my car insurance policy with me?
Sooooo how much would a 16 year old car cost for car insurance on a 2008 BMW 750i??? (on his dad's plan :D)?
What car insurance company has a commercial with a man riding a bike?
What is the best life insurance for a young person 22-35?
Can my car get repossessed for lapse of insurance?
What are california's car insurance laws?
What if someone totals their car and has no insurance!?
How much does auto insurance cost for a teen?
Insurance for polyp biopsy?
Do i need legal assistance on comprehensive car insurance?
How much cheaper is health insurance in Texas?
Im unemployed do i need to apply for obamacare/Affordable care act?
What can I do about my car insurance?
Hello! Car insurance question!!?
Can I be put under my dads car insurance?
The cost of insurance for multiple super cars?
How can I see a doctor without insurance?
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Is falling asleep at the wheel covered by car insurance?
I have full coverage.


Can someone tell me why my motorcycle insurance is so expensive?
I'm 25 years old, have had my m1 for 7 years, and have only been in a very minor at fault accident in a car that didn't result in a claim. And yet I'm still being quoted like 400 dollars or more a month for any 2014 600 supersport bike (cbr600rr and R6). Just for basic full coverage. Why is it being quoted so high? I want a 600 as my first bike but this is just ridiculous."


How much money off my insurance will driving school save me?
I live in calgary alberta and my dad just put me into driving school. I was wondering, by how much money would my parents monthly insurance costs be raised with out driving school if i were an occasional driver. How much money is it going to go up by after i take the driving school? im a 17 year old male. i dont have my licence yet but im taking the road test on friday, the day of my final driving course."


How much would insurance cost?
I am a 16 year old female who just got my license in January. I get good grades, but just a few days ago rear-ended the car in front of me. I totaled my car, and caused minimal damage to the one in front of me. How much should my insurance be on a monthly basis?"


How much would my motorcycle insurance cost?
I am 18 I live in Northern Virginia. I have car insurance with Geico for a 2005 Honda Accord EX. I start college as a freshman in less then 2 weeks. I have no records (accidents, speeding, thefts, etc..) I have a part time job (18 hours a week) I understand that they're are a lot of factors in this but i would just like a rough estimate."


What is difference between life insurance & NGO's?
insurance means protection against any incident coming in life, but NGO's are welfare organization"


0bama: You can keep your health plan. Why will MILLIONS of Americans lose their health insurance?
. If you like your health plan


Why is my car insurance the same price?
My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!


What's a good life insurance company?
My mom wants to sign up for life insurance and make sure my family is covered in case anything ever happens. I actually don't know much about how it works so if anyone has any information they can pass on that would be helpful. Thanks I did a Google search and saw the top companies on this site can anyone back this up http://money.msn.com/life-insurance/best-life-insurance-companies.aspx


How do pilot insure themselves in the USA?
Is that covered by the owner of the airplane or do they need to have their own personal insurance?


What is the cost of auto insurance in Florida?
I plan on buying a cheap beat up car in florida. It will be my first car and I was wondering what it would cost for auto insurance?


Can car insurance cost more if you are a different race?
So I'm watching a judge show right now and the guy was like I didn't put the insurance in my name because I'm a black male


Emergency medical attention&no insurance?
I'm currently a security officer and making 8.25 hourly(40)hours a week,and get paid every two weeks,my renewal form basically denied because they're claiming I make 17,000 yearlythat's before taxes"" that's not what I'm looking at yearly after taxes anyway I need emergency medical attention for both the gyn and dental care nobody wants to help me"""


Can an estate make a claim on a Life Insurance policy if there is a named Beneficiary?
Can an estate make a claim on a Life Insurance policy if there is a named Beneficiary?


What is insurance? Detailed answers please :]?
Either auto or home....


When taking out car insurance. Is it really worth protecting no claims bonus or not?
I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?


Should i pay a broker to find me cheap health insurance?
should i pay a broker to find me cheap health insurance? or, what is the best way to find the cheapest health insurance?"


Allied car insurance coverage?
my 17 year old daughter wants to drive my car but i keep telling her that i have to add her to my insurance so if she did get into an accident the car would be covered. I went online looking for the policys that Allied car insurance had and i couldnt find the answer i was looking for... but i did some searching online and some other companies allow a person that lives within the household they would be covered, or i seen that some companies would provide coverage for new drivers and my daughter got her license about 3 months ago soo i suppose she is a new driver. The other thing i saw was that some companies put coverage only on the car but not the driver. So if anyone knows what Allied car insurance policy is, go ahead and post an answer for me, also please don't just post a link to their site and say well take a look for your self, I will be picking best answer. -Thanks"


California Lawyer Malpractice Insurance Requirements?
Does a lawyer in California have to get Malpractice Insurance in order to take clients? For example if a newly admitted lawyer wanted to do a simple will for a family friend, would they have to obtain insurance first or can they take the case, at their own peril, and collect a fee for it?"


Home owners insurance!?
what homeowner insurance co would you recommend! Arizona preferred but not neccessary! thanks!


How much is car insurance for a 17 year old boy.?
i am international student from china. i really want to have my own car, but my guardian told me the insurance for teens is very expensive. i want to know how much is it per year or per month. i live in mn"


Group health insurance?
how can i convince a company to avail a group health insurance? some people in the company that has a position don't believe in such thing. how can i get their thumbs up? specific reasons please... thanks!


How much would you estimate the annual cost of living to be in central New Jersey?
This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice."


How should I renew my car insurance in this case of seperation (not yet divorced)?
My husband and I separated 6 months ago. our divorce is not yet final (an other 6 months to go). My car insurance is due, and i want to pay the next 6 months. I've always been on my husband's car insurance. what points should i pay attention to while discussing the policies with the insurance agent? some tips to avoid paying extra fees (with no necessities) please share tips / suggestions. Thank you !"


Why exactly do women pay lower insurance rates than men ?
http://www.youtube.com/watch?v=OrI3GjiS2...


"What is Mid-Century Insurance Company, exactly?"
I'm getting insurance through Farmer's, and they are rewriting the insurer as Mid-Century Insurance. Is this some kind of sister company or subsidary?"


How much does a california speeding ticket and no insurance will cost?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?..... I heard that if i get pull over with no insurance i get my lisence suspended is this true? and fine of 1000$ and posibly car will be towed because its illegal to not have an insurance :(? please somone help me with this part real information plz.


"Teen car insurance,HELP!!!!!?"
im going to get my license in december, and i want a 2008 honda civic hybrid, im going to be 16 by then, my gpa is 4.0, and im a female, live in california, and how much will be my insurance approximately if the car is under my parent's? and what do i have to bring on the day of my road test other than my permit and my drivers training completion certificate? thx"


What is the best car insurance company?
some insurance companies deny to pay for the repair of your car in an accident e.g.. if you hit a wall while you driving even if you are comprehensively covered


Paid $8450 cash for the premium on a 12 month insurance policy?
Is this transaction is consider as Prepaid Insurance or Insurance Expense? (For Sole Prop.)


How much will my car insurance go down if I switch to liability?
I have a 1999 Oldsmobile Alero and pay full coverage right now at about $50 per month. I'm a 25 y/o female with a clean driving record. Any ideas?


When taking out car insurance. Is it really worth protecting no claims bonus or not?
I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?


How much will it cost to insure a 2007 acura mdx?
I am 53 and I have been driving for 15 years I live in philadelphia


"Free/Cheap health insurance for low income in LONG ISLAND, NY?"
I am 19 years old and i go to school part time, so i am not able to get my moms insurance, and i also work but dont get insurance there either. I come from a low income family, so i was wondering if there are any companies that you could qualify for and be able to get an insurance for cheap or free. i was talking to one of my friends who said he went to the hospital and registered for insurance and qualified and gets it for free with metroplus, but he lives in bk and that insurance is for people who only live in bk, quens, manhatten...so if there is something for those areas there has to be something for long islanders, right?"


Do Teenage Male Pay $800 for six months of car insurance? & Why is it so expensive?
Well I haven't drove yet but I been arguing with my mom. She called our insurance and they said I have to pay $800 a month. My mom didn't see anything wrong with that! Why is it so expensive? I can't afford 800 dollars when I'm only 16. My job doesn't pay me that much. I also live in ohio if that helps.


Is it best to wait until i am 25 to buy a car to save on insurance?
i heard it was like 3grand to insure a car for a male under 25 or is it 21?


Minor car accident without insurance?
I caused a scratch. But I don't have insurance by that time. What am I supposed to do? Go to beg the old lady stop claim insurance company but solve that privately? But she already reported to insurance company. Can she withdraw the claim so we can solve privately? Any other choice?


How much would eye exam cost with insurance coverage?
I am planning to go to sears optical on Wednesday but i want to know how much would it cost for the eye exam in sears? i also have Great west life insurance, would that cover the eye exam too and how much would it cost? Also do i have to call to book and appointment in sears optical or i can just walk in and get my eye exam? I called and it goes to a private home number."


"If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?"
My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?"


Whether to wait for up-to-date No-Claim-Bonus certificate before applying for Car insurance in UK?
Till date, I have 4 years NO CLAIM BONUS and I will get this as 5 Year NCB on 7th Dec 2013, when I complete another year. I have now changed my car - got a new car and will sell my old one. I have now got to get the insurance for my new car within 7 days. All quotes I am getting is based on 4 yrs NCB. The question is - a) Do I go for a 1 year insurance with 4 yrs NCB and then change the insurance again after it expires? OR b) Do I get into a 4 yrs insurance and then change it in Dec 2013 when I get 5 yrs NCB? Which option works out cheaper? I have to get the insurance within 7 days but then I don't want to miss out on the bargain i can get when I have 5 yrs NCB. Also will my current (old car) insurer provide me a NCB certificate for 4yrs 10 months as I was not with them for the whole year? please advise as to which is a cheaper option."


Will my homeowners insurance pay me WHEN my garage falls down?
By the way, I am by no means trying to rip off my insurance company. I am trying to gain insight as to what will happen if I just let it fall down, versus trying to fix it up. I would rather get opinions on here first, as opposed to calling my agent up and being flagged"


"Help? Is 700 pounds enough for car insurance, road tax and M.O.T? I'm 18?"
Help? Is 700 pounds enough for car insurance, road tax and M.O.T? I'm 18?"


What insurance group is a ford puma 1.4?
What insurance group is a ford puma 1.4?


Got into a car wreck w/o insurance!?
The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?"


How much will I pay for motorcycle vs. moped insurance in Wa state?
How much will I pay for motorcycle vs. moped insurance in Wa state? M/19/3 accidents? First of all, I'm tired of trying to get quotes online. Could someone with some experience or knowledge around this give me a fairly accurate ballpark of what it would cost to insure myself? I live in Washington state, I'm a 19 year old male, and I've been in 3 accidents. The first was early December 2010, the second was late December 2010, both. Both were my fault, rear enders, and low speeds. The first one earned me a ticket for basically not paying attention, no injuries occurred. The first was a little over $3000 in damage, the second was 500-1000 and totalled the 99 vw jetta. The third accident was driving my girlfriends car and my insurance company was never involved. It was about 1600 in damages and was determined to be 50/50 fault by her, and the other drivers insurance companies. There will be 3 people total in the house, all of us drive. I'm looking into either a mid-late 80's Honda, a Rebel possibly, some kind of cafe racer, or a newer 2000's moped. All used, I'm looking in the 600-1000 range. I work full time and am attending college, I'm trying to compare pricings for motorcycles vs. mopeds that are roughly the same cc's, around 200-350."


How much for ticket for no insurance?
I just got a ticket today.. my car hasn't pass smog and I currently don't have insurance. I have to go to court for this how much do you think they will fine me ?


Is penile inplants covered on medical insurance?
Is penile inplants covered on medical insurance?


When taking out car insurance. Is it really worth protecting no claims bonus or not?
I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?