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Auto insurance wont pay for damages?

I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?

   








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Home insurance agent quoted us a check.?
We had a kitchen flood and ruined our hardwood floors and cabinets. Our home insurance adjuster verbally quoted us of getting us an additional #3800 for a kitchen flood in the next week or two. We already got $3000, but said there is another check coming soon of additional $3800. He told us this for a whole week to me and my husband multiple times. Now he is saying he read the paperwork wrong and the total of the whole claim is $3800. What can we do about his mistake? We already put half the money down on new cabinets, sink, flooring and counter tops thinking we were getting more money in the next week. Any advice?"


"Health insurance card says $200/20% for ER, Inpatient, and outpatient?"
Ok, so I just got Anthem BlueCross BlueShield through where I work, and the card I got has a list of costs on it for PCP/Specialist, inpatient, outpatient, and ER, but for the three later, it says $200/20%.. Does this mean that I would pay a maximum of $200 if the bill was really high, and 20% if the 20% was lower than $200? Or is it the other way around... $200 minimum or more if the 20% happens to be over 200$?"


Where can I purchase an affordable individual health insurance policy?
Where can I purchase an affordable individual health insurance policy?


Best Home Insurance Company?
I just bought a condo in Chicago and would like to get everyone's opinion.


Car insurance help?
Okay So I have a 2014 Nissan I need full coverage I'm in California How much is too much? My last car insurance was 119 a month. I'm a new driver No points


Atlanta Auto Insurance? I am a Atlanta Resident and think I am getting ripped off on my car insurance. Where c?
Atlanta Auto Insurance? I am a Atlanta Resident and think I am getting ripped off on my car insurance. Where can I get cheap rates?


Why Health Insurance?
Comments on answers: 1. Billing and insurance costs amount to ONE-THIRD of all health care expenses, including insurance companies, doctors and hospitals. This is about double the percentage in Canada. 2. Yes, insurance provides money for medical care, but there are much less wasteful ways of doing so. 3. Don't ignore my first four points. The question is, is the huge bureaucracy of health insurance companies necessary, or are there better solutions?"


I need to find new insurance by March of next year...?
because the insurance I'm under now (TriCare) runs out when I turn 21. Problem is: I have bipolar 2 disorder. Not severe enough for SSDI or anything, but debilitating enough that I need medication to fix"" it. My meds without insurance total nearly a GRAND a month"


What is the cheapest reputable auto insurance out there?
Need full coverage.


Driving my mom's car but not on her insurance...am I covered?
My mother is letting me borrow her car long term. I'm 20 years old and can't afford the insurance on a policy in my name. What are other options? My driver's license reflect my campus address. I'm currently driving my mother's car which is registered in her name, on her Geico insurance policy, both have her address out of town address (I'm not listed as a driver on the policy, but I'm also not excluded from the policy) I've been told several things. I'd like to believe that if I happen to have an at fault accident, that the claim will be honored and that I'm not obligated to be on the insurance since my mom is supposedly just letting me borrow the car for the week/weekend"" Some people have told me that that's illegal and that the insurance companies often don't allow additional drivers. If I have an at fault accident how will Geico Insurance handle the claim? Will they honor it since the car is insured? Will they deny the claim since I'm not listed as a driver on the policy?"""


What amount should I expect to pay for car insurance on a 2010 Camaro? I'm 18 years old.?
I am just finally getting my license. I go to the North Carolina School of Science and Math, have scored an 800 on multiple SAT Subject Tests (2190 on my SAT), and have made straight As throughout high school. I've also attended a driver's education class (while this applies more to driver's insurance instead of car insurance, I'd assume it still carries some weight). The Camaro is a 2010 V6 LT1. Am I going to have to pay like hell to afford this?"


Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?
so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys


Cars on group 1 insurance?
I'm 17, I think the rest is self explanatory"


Do Uber drivers pay their on insurance?
Do Uber drivers pay their on insurance?


Should states stop requiring drivers to purchase auto insurance?
Should states stop requiring drivers to purchase auto insurance?


Auto insurance wont pay for damages?
I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?


Teenage car insurance?
i have a question i'm planning to get a car soon and im 17. Most likly im getting a new car i don't know the exact car yet. I wana know with my age and a new car how much do you think my insurance average will be. The car is gonna be financed under my dads name so im gonna have to get full coverage insurance so i wanted to get an idea on how much it would be for me.


"My sister is 19years old and she is going to college she needs medical insurance, but she has to pay for it, d"
Does anyone know anyone know any low cost insurance companies. She has been having uterus problems aches and pains,she cant see a doctor she says she cannot afford it. I want to help her Im trying to find her a affordable insurance company since the state wont help her."


"Car payments, insurance and registration fees?"
I want to buy a car soon, but besides the car payment I was wondering how much it costs to register the car. Also I dont know if I have to register a car if Im buying a used car (itll be a newer year, but used). Im only 18 (female) and I just received my license a little while ago. Also how do I see how much insurance will cost me? Im on a budget because Im also attending college (graduated high school) and Im paying for everything myself. I do not have people to rely on for any financial aid. Though, I may ask for a car loan if I can get one. I live in the sate of Oregon (If laws vary in different states)."


Am i stuck paying for my teens car insurance if their father doesnt want to pay it?
My son does have a job and does help out but thats not the point as I will soon have another son driving shortly. Their dad doesnt pay support as we both make the same.As you well know insurance for teens is very expensive even with their help.


Can insurance rates go up if...?
If you have a provisional license issued and you get a citation for carrying passengers in your car before your 5 months is up, can your insurance rates go up? If so, how much?"


Where can I get temporary van insurance?
I'm looking for temporary van insurance for my van as I want to drive it to Spain for a few days but don't use it enough to warrent paying for a year's insurance. I would also need european breakdown cover, so if someone could help with that as well, I would be very grateful."


How much would a trip to the instacare cost without insurance?
I've been having some digestional track problems, and I'm wondering about how much would it cost to go to the instacare without insurance? Any info would be appreciated."


Temporary car insurance only 18?
Just wondering if anyone knows where i could get 1 months car insurance but i'm only 18? Cheers


Why the hell car insurance prices are SO MUCH EXPENSIVE in here? (USA)?
I moved to USA-NJ two months ago. And I bought a car. They want about 1500 for a freakin insurance!! (only for 6 months) In my country (cyprus) we pay about 350 for whole year!!


How Benefical is life insurance for children?
Is it better to invest in bonds or start a savings acct ?


Help with my car insurance!?
My car is registered to my work adress. I sometimes take trips to see my parents and my car is parked outside there home all weekend. Last weekend somebody damaged my car. Is my car still insured if the vehicle is stolen from this address? I am fully comp on my insurance. Cheers!


Insurance on a 1973 corvette for a 16yo?
Soooooo I'm out of my mind sure whatever doesn't matter. Probably a ridiculous first car but hey I picked it up For $3000 better than any other car I could get for that price. It has a 350 and it's 4-speed car, yellow and I know insurance might kill me but I'll have fun driving it in the mean time. Anyways any ideas on prices? Or the cheapest place to get insurance for it?"


Business names?What is a good name for an insurance agency?
What is the best name for an insurance agency


What car insurance do you guys have...?
I live in Northern ca. checking rates...wow each and EVERYONE has a complaint(s) against them...how do/did you find which one you wanted to use? Ever have a problem with your insurance? If I do decide to go with one, what questions should I ask?"


How much on average would insurance be on a Grand Prix? (For a 17-year old)?
Are they considered sedans or sports cars? I think I would go through State Farm, with the good grade/safe driver book. Does anyone have experience insuring one? It would be anywhere from 1997-2003 model with about 100,000 miles on it. Thank you!"


Auto insurance wont pay for damages?
I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?


What is the fine for driving without insurance at Southern California District Court?
How much is the fine for driving without insurance in the jurisdiction of the federal court in San Diego. For example if you get caught driving with no insurance in Marine Base and order to appear in court downtown, is there any fixed fine for that violation which will close the case and avoid court, or you must appear in court and the judge will decide how to punish you?"


"Good, Cheap, Low Insurance Cost, 1st car for a 19 Year Old?
Should be taking my driving test very soon. Ive looked at cars i would like to have. But obviously the insurance is much to high. Any body got any good ideas which would be a good car for me? can pay up to 2000 for the car. because I'm not paying for it. all i have to fund is the insurance. So any low insurance cars around?


How can I get my auto insurance lowered in michigan?
Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?"


Navy Federal Credit Union or USAA?
Opinions please. Thanks!


Does your Insurance address have to match your registration address?
I'm moving to a new city where the insurance rates are higher than my current town. I have to change my address on my license and registration to get a parking permit in the city, but do I have to change the address on my insurance? The permit doesn't require to know any information about your insurance."


Term Life Insurance Question?
I am going to the Middle East next month for 10 days. I want to purchase life insurance before I go. If something happens to me on the trip could my family collect the life insurance money? Or is there a certain amount of time you have to have the life insurance before you collect? Would they be eligible to collect if I die in another country? Just a few questions to see if it would even be worth getting life insurance. Thanks!


Which insurance company is best?
ok so im 19 and just got my drivers license a few months ago (i never really needed it before now). its tax time and im buying a van to fit all the kids i lug around. well since i've never had to get auto insurance im not sure on what place would be best to go to. i know my age and how long i havent had my DL will effect how much i pay, but im trying to go the cheapest route possible. does anyone have advice on where to go? also what is a 'premium'? i did a free quote online and it told me what my downpayment would be, my monthly payment. and my premium? plz help"


How much insurance should i buy ?
How much insurance should i buy ?


Why does medical insurance in the USA only want to insure the healthy?
Why does medical insurance in the USA only want to insure the healthy?


Cure auto insurance online?
I need insurance now! I have completed my form on cure auto insurance and I'm now on the last page to agreeing to the power of attorney and agreement to conduct business electronically and it saying over and over again that I must scroll and read it. But I have! Why won't it let me agree?


I NEED HELP FLORIDA HOMEOWNERS im looking for a reasonable homeowner insurance rate.?
I just bought a house in Clearwater Florida and I am looking for a good rate. Can anyone help me? Do you have a Good plan on your home?


US Health Insurance for UK citizen?
I am from the UK currently working in the US (for the past 14 months). I am looking to get health insurance and am lokoing for a good reliable company to go with. I have not resided in the UK for longer than a few weeks in the past couple of years. Any advice would be great. Thanks.


Meaning of 'risk date' of a policy of insurance???
then guys,what's the difference b/w date of commencement & risk date?????"


Can my car be on my parents car insurance?
Im 19 years old and im buying a car and would like to know if my car can be on my parents insurance. The car will be in my name only, my old car was in their names so therefore it was on the insurance. I have been under their insurance for the past 3 years. i would like to know if im able to be under my parents insurance."


How long do I have after a home insurance policy renews to cancel without penalty?
Homeowners policy in ny. I am shopping around for a new a policy and the policy coverage will renew tomorrow. Wanted to see how long I have until they cancel on me or I have until to notice them of new policy


Auto insurance wont pay for damages?
I was involved in a bumper to bumper accident(at fault) in a borrowed car(my fathers) here in California. Now i get a call from the insurance that they wont pay for damages to the other vehicle because im not in the policy. Im not excluded from the policy either. My father only has liability insurance. Does the insurance has to pay for damages by law?